Aavas Loan - Home & MSME Loan

5L+
Downloads
Content rating
Everyone
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About this app

Aavas Financiers Ltd, established in 2011, has disbursed over ₹20,000 crores, serving more than 2.5 lakh+ customers across 375 branches in 13 states. With a customer-centric approach and a unique appraisal methodology, Aavas is committed to empowering aspiring homeowners and building trust within underserved communities.

Using this app, you can apply for a new Home Loan / Loan against property (LAP) / MSME loan or manage your existing loan on the move anytime, anywhere and apply for a top-up loan!

- Check your loan details like EMI amount, next due date for EMI and apply for a top up loan!
- Check outstanding dues at any time and make payment via Debit Card, Net Banking or UPI in case of missed payment.
- Raise service request with Customer Support on your active loan and track status of service request!
- Find details of nearby Aavas branch and get directions!
- Refer new customers who are looking for Home Loan and help us grow the Aavas Family.
- Use the home loan EMI calculator to quickly calculate your EMI and understand your eligibility.
- Secure login with SIM verification/binding to avoid frauds.

Our Product Offerings:
✅ Home Loans for Purchase - We offer purchase loan for flat, house or bungalow from builders or development authorities as well as resale properties

✅ Purchase and Construction Loan - We provide finance for self-construction of residential house.

✅ Repair and Renovation Loan - Home Improvement Loan is one of the easiest ways to fund your dream of giving your home a new look and renovating it as per your desire.

✅ MSME Loan - An MSME business loan at a competitive interest rate can help in growing your business fast.

✅ Loans Against Property is a type of housing loan for leveraging your residential or commercial property to get the maximum finance against the market value of your property.

✅ Balance Transfer to transfer your existing home loan or loan against property to Aavas Financiers Limited or additional Top Up loan to existing loan at reasonable interest rates.

✅ Small Ticket Size Loan is extended for small amounts with short tenure and helps fulfil small financial needs upto Rs. 7.5 Lakhs. Besides that, it also offers a number of other benefits like speedy approval, easy process, flexible long tenure, competitive interest rates, easy EMI along with minimum paperwork, and fast online services.

📋 Loan Details:
Minimum Loan Tenure = 1 year
Maximum Loan Tenure = 30 years
Minimum Processing Fee = 2.5% of loan amount
Maximum Processing Fee = 3% of loan amount
Minimum Interest Rate = 9% per annum
Maximum Interest Rate = 24% per annum

Example of how Aavas Financiers Limited Home Loan works:
Let us assume - Home Loan Amount = ₹1,00,000, APR* (ROI) = 10% ,Loan Tenure = 10 Years
This will result in monthly EMI = ₹1,322
Total Interest Payable = ₹1,322 x 120 months - ₹1,00,000 = ₹58,581
Total Amount Payable (Principal + Interest) = ₹13,215 x 120 months = ₹1,58,581
Note:
1. The figures provided are for illustrative purposes only. The final Annual Percentage Rate will be determined based on the customer's credit evaluation.
2. Complete schedule of charge in 8 languages : https://www.aavas.in/schedule-of-charges

You may also stand to get income tax benefit on home loan under 24(b), 80EE, 80EEA and 80C of Income Tax Act of 1961.

Contact Us
1. Email: customercare@aavas.in
2. Website: https://www.aavas.in/contact-us
3. Address: Find your nearest branch https://www.aavas.in/contact-us
4. Registered Office: 201-202, 2nd Floor, Southend Square, Mansarover Industrial Area, Jaipur-302020
Updated on
4 Jul 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
Personal info, Financial info and Photos and videos
Data is encrypted in transit
Data can’t be deleted

What's new

Bug fixes

App support

About the developer
AAVAS FINANCIERS LIMITED
rohan.porwal@aavas.in
201-202, 2nd Floor, South End Square, Mansarovar Industrial Area, Jaipur, Rajasthan 302020 India
+91 97733 25434

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