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About this app

Raiz helps you easily save and invest your money. Get started in minutes with as little as $5, invest your spare change into a diversified portfolio with automatic round-ups, and give your money a chance to grow in the background of life.

Featured in: Forbes, WIRED, Business Insider, CNBC, Channel 9 News, Channel 7.

Raiz makes it easy to invest small amounts regularly, the Raiz philosophy, taking the hassle out of investing.

+ Round-Ups
Our flagship feature. Automatically round-up the spare change from your everyday purchases and invest it into a diversified portfolio of stocks and bonds. Invest in the background of life

+ Recurring Investments
Set up automatic daily, weekly or monthly recurring investments – whatever schedule suits you.

+ Lump Sum Investments
Make one-off investments to boost your Raiz account as often as you’d like.


+ Diversification
Raiz gives you the option of choosing one of 8 pre-defined investment portfolios or a Plus portfolio that includes the option to invest in ASX listed stocks. Depending on the portfolio you choose, Raiz will diversify your investment across hundreds of the most widely held Australian and international companies, corporate bonds, government bonds, cash, bitcoin and/or residential property.

+ Automatic Rebalancing
Raiz automatically rebalances your portfolio to mitigate risk and optimise returns. This means we keep your account in a target mix of stocks and bonds by buying more when they are cheaper and less when they are more expensive. Buy low, sell high.

Your peace of mind is our highest priority. Raiz uses bank level security and data prevention, prevents unauthorised account access, and notifies you of unusual activity.

Do your usual shopping through hundreds of brands like eBay, Apple and Catch who are partnered with Raiz Rewards and get money invested back into your Raiz account.

Raiz Kids is a simple way to save and invest for your children and/or dependants who are under the age of 18. Set them up with their own portfolio and investments, and even choose to give them access to their own Raiz Kids app with custom permissions set by you.

Having already made investing simple and accessible, we aim to do the same for superannuation. Join Raiz Invest Super to take advantage of many of our pre-existing features and portfolios, all integrated into the same app from the palm of your hand.

Depending on the portfolio you choose, fees start at $4.50/month for accounts under $20,000.
For full fee details and worked examples, please read the PDS before deciding on a portfolio.
You can deposit and withdraw funds whenever you like with no additional fees.
No fees for accounts with a $0 balance.

"This is one of the greatest products I have seen in my career.” - Noel Whittaker, author of Making Money Made Simple
“The app makes investing effortless” - Forbes
“The best app I’ve ever downloaded saves me $$ every day without having to lift a finger.” - Mamamia


This app is operated by RAIZ Invest Australia Limited – Authorised Representative of AFSL 434776. The Raiz Invest Australia product will be issued in Australia by Instreet Investments Limited (ACN 128 813 016 AFSL 434776) and promoted by RAIZ Invest Australia Limited (ACN 604 402 815). A Product Disclosure Statement (PDS) and Target Market Determination (TMD) for this product is available on the Raiz website or App. A person should read and consider the PDS and TMD before deciding whether or not to acquire and continue to hold interests in the product. The risks of investing in this product will be fully set out in the PDS and include the risks that would ordinarily apply to investing.
"Raiz Invest" is a registered trademark of RAIZ Invest Australia Limited.
Address: 2 Bulletin Pl, Sydney NSW 2000
Updated on
Nov 19, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

What's new

Search for stocks and ETFs when building a Plus portfolio.
Round-ups Multiplier - multiply the amount of spare change you round-up from your transactions.
Bug fixes and performance improvements.

If you have any questions, we are always here to listen.
Please feel free to email support@raizinvest.com.au or call us on 1300 754 748.