Earnin - Get paid today

Earnin is a community-supported app with a mission to build a financial system that works for people.

Get paid up to $500 between paychecks, avoid unnecessary overdraft fees, and earn cash back on your purchases.

Helpful financial tools in one simple, easy-to-use app.
No fees. Just pay what you think is fair.
*** Featured in Forbes, Nerdwallet ***
3 Simple Steps to Sign Up:
1. Connect your bank and tell us where you work.
2. We’ll verify your bank and confirm your hours worked; you cash out up to $100 per day and tip what you choose between $0-14.
3. On payday, we’ll debit your account for the money you cashed out plus any tip.
50%: Earnin members overdraft 50% less than the average.*

75%: 75% of members say Earnin has increased their ability to pay for gas and get to work.

95%: 95% of members say Earnin has helped pay bills on time.

15M: Community members have paid it forward over 15 million times.*

$100M: If members made the same purchases without Earnin, they would have incurred over $100M in additional overdraft fees in June 2019.
Need access to the wages you’ve already earned after working?
+ Cash out and get paid when you want. Up to $100 per day, and up to $500 per paycheck.

Need help avoiding hefty overdraft fees?
+ Sign up for Balance Shield Alerts to get notified when your bank account is low.
+ Turn on Balance Shield Cash Out to get up to $100 of your earnings deposited into your account to help avoid the chance of overdrafts.

Need extra cash?
+ Join Cash Back Rewards and earn up to 10% cash back when you shop at 1000’s of participating local and national businesses.

Need your cash out immediately?
+ Set up Lightning Speed by connecting your debit card to your Earnin account and receive your money in less time, with no additional charge!

Need help remembering which bills are due?
+ Use our Financial Calendar, a handy tool that informs you of any upcoming payments.

Need help with any questions or issues you may have?
+ Get 24/7 Live Chat support in the app, including all holidays.
*Note: https://www.hicharlie.com/blog/how-to-stop-overdrafting/
*Note: When a community member chooses to leave a bigger tip, they help cover the tip for another member.

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What's New

To create a better experience for our community, we made bug fixes and performance enhancements in the app. Love Earnin? Rate us! Providing feedback is one way our community looks out for one another.
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Additional Information

October 19, 2019
Current Version
Requires Android
7.0 and up
Content Rating
Offered By
Activehours Inc.
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