EarnIn: Why Wait for Payday?

Activehours Inc.

About this app

EarnIn is the original same-day pay app^ — with overdraft help, credit monitoring, saving, and more.

GET UP TO $150 PER DAY*
Access up to $150/day, with a max of $750 per pay period. Get your money in your bank in minutes for a small fee, or in 1-3 business days at no cost.

NO MANDATORY FEES
No interest, no credit check, no membership fees, nada.* Choose to pay a tip — only if you want.¹

ACCESS YOUR OWN CASH
Tap into money you’ve already earned to pay bills in advance, keep your budget on track, and more. Why borrow money, take out a payday loan, or use a cash advance?^

GET PAID EARLY
With Early Pay, you can get your paycheck up to 2 days early. Just $2.99 per expedited transfer to your primary bank.‡

HELP AVOID OVERDRAFTS
With Balance Shield, you can get alerts & custom transfers from your own pay to help protect your bank balance.**

TRACK YOUR CREDIT SCORE FOR FREE
Your VantageScore 3.0® by Experian® is just a tap away.^^

EFFORTLESS SAVING
With Tip Yourself, you can set yourself up to save every time you get your paycheck.²

SAFE AND SECURE
We use the latest in security technology to keep your data protected.

BACKED BY 24/7 SUPPORT
Our Live Chat team is available 24/7, 365 days a year.

EarnIn is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, Beem, Self, Varo Bank, Chime (SpotMe), Instacash, Float Me, Possible Finance, Albert, Klover, Ibotta, MoneyLio

EarnIn
200 Portage Ave
Palo Alto, CA 94306

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EarnIn is a financial technology company not a bank. Banking Services are provided by Evolve Bank & Trust, Member FDIC.


^ Expedited transfers available for a fee. Visit Earnin.com for full detail.

*EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit EarnIn.com for full details.

¹ Tips go to EarnIn. Whether you tip, how much and how often you tip do not impact the quality and availability of services.

‡ Early Pay requires a Deposit Account with Evolve Bank & Trust. Fees and restrictions apply. Visit EarnIn.com for full details.

** EarnIn is not a bank. Transfer limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Helps avoid overdrafts but doesn’t prevent them. Visit EarnIn.com for full details.

^^ Your VantageScore 3.0 may differ from the score your lender uses. Visit Experian.com for full details.

² Tip Yourself accounts are held by Evolve Bank & Trust, 0% APY, no monthly fees. Terms apply. Visit EarnIn.com for full details.

Ratings and reviews

I've used this app for a while now, and for the most part don't experience any issues, it's usually the best money loaning app. But I got pretty screwed over, and right on Christmas no less, and that doesn't feel right. I got charged $212 for a repayment of $390, that was supposed to go through on the 26th when my check comes in. Instead, it charges ahead of time, leaving my account at -$200, when it should've gone through on the 26th. Never been more disappointed in this app, won't use amymore