Earnin: Get $100, Save & Win

Introducing WeWin, a game-changing way to save money! Every $10 you save is a chance to win up to $10 million in cash prizes every week!

Access up to $500 between paychecks, win up to $10 million just by saving money, get cash in minutes, help avoid overdraft fees, and get cash back on purchases. No hidden fees. Just pay what you think is fair.

1. Connect your bank and tell us where you work.
2. Turn on Location Permissions - we’ll automatically add earnings to your account when we see you’re at your work address.
3. We’ll verify your bank and confirm your hours worked; cash out up to $100 per day and tip what you think is fair, between $0-14.
4. On payday, we’ll debit your account for the money you cashed out + tips.

• 75% of members say Earnin has increased their ability to pay for gas and get to work.
• 15M community members have tipped extra to cover a fellow member’s tip.

+ Cash Out
Get paid when you want; up to $100 per day, and up to $500 per pay period.

+ NEW: WeWin
Every $10 put away in your Earnin Savings Jar is now a chance to win up to $10 million in cash prizes! Set up an AutoSave schedule for your Savings Jar for more chances to win!

+ Lightning Speed
Connect your debit card to Earnin and receive your money in minutes, with no extra charge!

+ Balance Shield
Balance Shield Alerts notify you when your bank balance is getting low. Balance Shield Cash Outs send up to $100 of your earnings directly into your account to help avoid the chance of overdrafts.

+ Cash Back Rewards
Earn up to 10% cash back when you shop at participating local and national businesses.

+ GPS Earnings
GPS Earnings automatically adds your earnings to your account based on your work address. It replaces the need for a timesheet. For it to work, we need your phone’s GPS (location services) to be on at all times, and you must have a fixed work address.

+ Live Chat Support
If you have any questions or issues with the app, our Live Chat team is available 24/7, including all holidays.

+ Financial Calendar
A budgeting feature that informs you of any recurring payments that are coming up.

*Tipping options will vary between tools.
*Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. For more information visit https://www.earnin.com/privacyandterms
*For Lightning Speed, transfer speeds may vary and could take up to 30 minutes. Other restrictions and/or third party fees may apply. For more information visit earnin.com/TOS
*Health Aid results are not guaranteed and in some instances, Earnin may not be able to negotiate any savings or payment options. Other restrictions may apply. For more information visit earnin.com/TOS
*Balance Shield Cash Outs are subject to your available earnings and daily/pay period Max. Other restrictions apply. For more information visit earnin.com/TOS
*By using Cash Back Rewards (powered by Empyr) you allow participating merchants and/or card networks details of your transactions. Cash Outs may take up to 30 minutes, actual transfer speeds will depend on your bank connection. For more information visit earnin.com/TOS
*Restrictions and/or third party fees may apply. For more information visit earnin.com/TOS.
*NO PURCHASE NECESSARY TO ENTER OR WIN WEWIN: Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To view official rules, odds disclosures, prize details, and alternate means of entry, visit https://www.earnin.com/wewin/game-rules/ Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc.

Fast Fact Sources:
Source: 2016 survey conducted by Earnin with 1,070 participants
Source: Internal analysis conducted by Earnin on March 17, 2020
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150,753 total

What's New

We update the app regularly to improve the experience of our community members. The latest version includes several bug fixes and performance enhancements.
Read more

Additional Information

February 24, 2021
Current Version
Requires Android
7.0 and up
Content Rating
Offered By
Activehours Inc.
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