■ New main screen with my own customized service
New home screen filled with customized products and benefits for each customer
Added a quick menu that allows you to customize your favorite menus
- Easier transfer and remittance functions by setting up a representative account
- You can move directly to the desired product for each deposit/savings/deposit/withdrawal/loan product.
■ FUN and more familiar design
- Easier use of the app by placing it at the bottom of the “Home/My/Products/Benefits” menu
- Simple and clear screen composition with characters Shumong and Kkumkong appearing instead of explanations
■ Benefit service that adds life to AcuOn
- Providing various discount coupons through partnerships with convenience service providers
■ Various membership benefits for AccuOn Membership Plus members
- Providing personality type test (MATI) and personality test (PATI) services
- Discount product mall (gift shop), events with abundant prizes, games, and fortune telling are all free
■ Large font banking, a service that covers MZ and seniors
- Membership registration, deposit registration, transaction history inquiry, and transfer are made larger and easier to view.
- Instructions on how to use are provided through a video at the top of the large font screen.
■ Open banking that allows you to manage other financial companies at once
- Aecuon Savings Bank’s innovative financial service that allows you to easily perform all financial transactions and overall asset management!
■ Application of various scraping authentication methods such as joint certificate, financial certificate, and simple certificate
- Improve work progress speed by selecting a method that suits customer convenience
- You can do everything from transfer to product subscription with just a simple password (6 digits)
■ Easy and fast membership registration
- Anyone can quickly and easily open an account and apply for a loan using a mobile phone in their name.
- Easy membership registration and easy login through pattern and biometric authentication.
■ Automatic loan 365 days a year and no weekend issues
- Simple limit inquiry without impact on credit with just mobile phone authentication
- ONE STOP from application to remittance! Loans are processed 365 days a year without visiting, without documents, without phone calls.
■ Customer Center Operation Guide
- Main phone number: 1588-6161 (Weekdays 09:00 ~ 17:30)
- 24/365 visible ARS operation to provide more convenient services
■ Product information
Collect money: Standard deposit product with free deposit and withdrawal
- Eligible for membership: Real-name individuals with AccuOn Mobile Free Savings
- Subscription amount
· Challenge amount: Any amount from 10,000 won to 2 million won (in units of 10,000 won)
· The set challenge amount cannot be changed
· The maximum amount you can subscribe to is up to 10 million won combined with the challenge amount of your money collection account.
- Subscription period
· Challenge period: 1 month to 6 months/weekly (4 weeks to 26 weeks)
· Amount to be collected each week: Amount to be deposited each week during the challenge period
→ Amount to be collected = Challenge amount/Challenge period (appreciation of less than won)
- Interest payment method
· Interest calculation method: Interest is calculated for the period from the first sign-up date to the day before the challenge success date.
Period, and the interest rate announced at Accuon Savings Bank branch and mobile app (homepage) at the time of registration is applied to the final balance each day.
· Interest payment period: Challenge success date
Base interest rate: 2.0%~5.0% per year (agreed rate 2.0% + preferential rate up to 3.0%)
The preferential interest rate is applied only when the preferential conditions are met.
- Preferential condition 1: Applies when money collection is successful
- Preferential Condition 2: ① Support Kkumkong: Applies when attendance check is completed a total of 12 times by the day before the challenge success date.
② Receive Accuon information (marketing): Applicable if the challenge is maintained until the successful date.
(Preferential conditions excluded when consent to marketing is withdrawn and re-consented during the subscription period)
For preferential condition 2, choose either ① or ② (cannot be applied multiple times) and apply when the relevant conditions are met.
If both Preferential Condition 1 and Preferential Condition 2 (select 1) are met, the preferential interest rate is applied in total.
Even if either of the two fails, the preferential interest rate under the successful preferential conditions still applies.
If the account is maintained due to reasons where automatic cancellation is not possible on the successful challenge date, the basic interest rate announced at the time of registration will be applied.
Daily transfer savings (100 days)
- Subscription target: Individuals (one account per person)
- Daily payment amount: 1,000 to 30,000 won (flat rate)
* Only direct deposit is possible through the deposit button for this product through our mobile app.
- Subscription period: 100 days (daily savings/100 payments)
- Interest payment method: Lump sum payment at maturity
- Interest rate information
· Base interest rate: 2.0% (100 days)
· Preferential interest rate: Daily accumulated preferential rate of 0.1%p per year (Maximum: 10.0%p per year)
: Deposits can only be made through the deposit button on the daily transfer savings (100 days) account, and a preferential interest rate is applied by accumulating 0.1%p per year once a day (up to 10%p per year preferential treatment provided when depositing once a day, every day for 100 days).
* Deposit without bankbook/transfer to our party/other bank account/deposit via automatic transfer is not possible.
: The preferential interest rate is applied upon maturity and cancellation only to accounts that have completed 100 payments.
(If you cancel before the maturity date or after the maturity date without making 100 payments, the preferential interest rate will not be applied.)
[Example of interest calculation]
If you deposit 30,000 won per day for 100 days, it will be 49,808 won before tax (when applying the highest interest rate, details may change)
*Advancement interest rate: Contracted interest rate (including preferential interest rate) + 2.0% per annum
* Delayed deposit interest rate: Contracted interest rate (including preferential interest rate) + 2.0% per year
*If the deposit amount is deposited later than the daily agreed upon date, ① deposit delay interest may be deducted from the maturity payment, or ② the maturity date may be delayed by the average number of daily delay days.
① Delayed deposit interest = Daily deposit amount
② Average number of days of delay = (Total number of days of delay - Number of days for general election payment) / Number of contract days (However, if it is less than 1 day, it is rounded up to 1 day)
· Disadvantages when canceling a deposit
1. Early termination interest rate applied when savings are canceled before maturity date (preferential interest rate not applied)
2. If you cancel after the maturity date without depositing the agreed 100 installments, the early termination interest rate will be applied (preferential interest rate will not be applied)
3. Early termination interest rate: less than 1 month (0.1%), more than 1 month (basic interest rate at the time of subscription (2.0%))
- Different interest rates are applied for each deposit period for the period from the deposit date to the day before the early cancellation date for each deposit amount.
- All preferential interest rates granted upon early termination are excluded when calculating interest rates.
- Calculation method: Deposit amount for each deposit
· Interest rate after maturity:
1. Within 1 month after maturity: base interest rate (2.0% per year) + preferential interest rate achieved at maturity (0.1%p per year ~ maximum 10.0%p per year)
2. Exceeding 1 month after maturity: Ordinary deposit interest rate (0.1% per year)
* Please note
· This savings can only be deposited through the deposit button of the daily transfer savings (100 days) account, and all other deposits are restricted.
(Payment without bankbook/transfer to our or another bank account/deposit via automatic transfer is not possible)
· If you cancel before the maturity date or after the maturity date without paying all the installments agreed upon until maturity, an early cancellation interest rate lower than the agreed interest rate will be applied.
· For accounts that have paid more than ½ of the total contract amount by the maturity date, you can deposit the remaining amount within a period of 1.5 times the contract period from the contract date. You must cancel on the maturity deferral date calculated according to the deposit delay date to receive the agreed interest.
(*Preferential interest rates do not apply to unpaid savings deposits after the maturity date)
· This savings account cannot be transferred or changed in name.
· This savings account is a mobile-only account and does not issue a bankbook.
· This savings account cannot be loaned as collateral for the deposit.
Common instructions
- In accordance with the Depositor Protection Act, this deposit is protected up to `50 million won per person (combined with other protected products of this mutual savings bank), including the principal and interest.
- Please check the product description and terms and conditions before signing the contract.
- You have the right to receive a sufficient prior explanation of the product before concluding a contract, and please understand the explanation before making a transaction.
※ The following access permissions are required to use Accuon Savings Bank mobile banking. (*Newly established Article 22-2 of the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc. and its Enforcement Decree)
1. Phone (optional)_Call the counseling center
2. Location (optional)_Find a nearby branch
3. Camera (optional)_ QR code recognition to take ID card and copy joint certificate
4. Address book (optional)_Easy transfer and sending SMS after transfer, etc.
5. Storage space (optional)_Save transfer confirmation and bankbook copy image
You can use Accuon Savings Bank's mobile banking service even if you do not agree to the access rights for the above items, but there may be restrictions on the use of the function.
Compliance officer review completed No. 2025-0374-01 (deliberation validity period: 2025.03.25 ~ 2026.03.24)
- The content of this advertisement is valid only within the validity period after review by the compliance officer.
Reviewed by the Korea Federation of Savings Banks 2025-00361 (deliberation validity period: 2025.03.31~2026.03.30)