Smartcash PSB

4.6
67.6K reviews
5M+
Downloads
Content rating
Everyone
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About this app

The Smartcash PSB app will allow you to:
Transfer Money instantly to any mobile number or Bank accounts.
Recharge or Buy Data for you and your loved ones.
Pay Electric, Water, Cable TV, Solar, Transport, Postpaid Bills & much more at the convenience of your home.
Scan & Pay at merchant outlets.
Manage more than one account through one app.
Sign-in & do your transactions Securely.
Add your transactions as Favorites for quick checkouts.
Updated on
Nov 7, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 4 others
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

4.6
67K reviews
Bruno Ilobinso (samuel)
May 30, 2025
I'd give it a 5 star if only it did 2 things, viz: 1. I tried severally to pay my PHED power bill, but it never works; called CS, too! Remove service if you can't! 2. I am notified every time I log in to upgrade my wallet to a higher limit. I really want that, but once I click continue, it spins forever! Typing this by 5 am, just because I tried again, and the same thing happened. Thought maybe your systems are congested in the daytime, but no, it just doesn't work. I've tried severally, too!
106 people found this review helpful
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Airtel Africa
June 2, 2025
Dear Bruno, Your experience on the PHED power bill could be due to network glitch. You can upgrade to tier2 by clicking on your name tab on the App and click on the "Upgrade wallet" tab and follow the prompt upgrade process or upgrade to tier3 by clicking on your name and click the "Upgrade wallet" and capture your NIN slip and proof of address.
Unimke Kenneth Ogar
November 1, 2025
Initially, I was not enjoying it, the kobo doesn't add up or subtract, only the naira side. There also use to be ommition of some transactions in the history. I found it difficult to upgrade found it difficult to upgrade from Tier 2 to 3. With the upgrade and introduction of "Saver" which adds interest, I have found the App worth the while, useful and interesting to use. I recommend it.
346 people found this review helpful
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Wisdom destiny
September 24, 2025
my experience has been awesome, this is the only Bank app you can use without your mobile data. all you need to do is just to switch on your mobile data and select airtel as your browsing choice, and you are good to go. secondly, the app is easy to navigate through. when I mean easy like it's super easy. . the only problem I have with the app is that sometimes, it stops on my device, and it does not work well sometimes but not every time generally it is one of the best bank apps to trust. ☺️🔉🔉
1,336 people found this review helpful
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What’s new

--Ready to use app?
Get yourself onboarded in just step
--Bug Fixes