Afterpay - Buy Now, Pay Later

3.8
155K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Buy now pay later, with Afterpay
Afterpay offers app-only shopping benefits to give you more access to the brand deals you love. Shop online and in-store in the Afterpay app and split the cost of your orders - pay in 4 interest-free* payments. With our shopping app you can browse stores, brands, products, discounts, and gift cards across fashion, beauty, home, toys, tech and more. New brands and deals added daily! Check out our 700k+ five-star reviews for more reasons to start shopping on Afterpay.

NEW Pay it in 6 or 12 months**
Get more payment flexibility from Afterpay with monthly payments. Now you can choose to shop big-ticket items on your list and pay over 6 or 12 months at participating brands.

Exclusive shopping
Pay in 4 at more of your favorite brands, only in the app. Our app-only brands feature app-only categories, including fashion and tech.
Explore daily curated shopping guides and inspirational content to see what our editors are shopping now.
Browse a large selection of gift cards for top brands that you can buy now and pay later for.

Manage your orders
Review current and past Afterpay orders and payments history. Change your payment schedule or pause payments when you report a return. Link Afterpay to your Cash App account and manage your orders in Cash App.

Get sale and price drop alerts
Receive push notifications when your favorite brands go on sale and get price drop notifications on items you love. Save them in-app and we’ll alert you when the price drops so you don’t miss a deal.

Use Afterpay in stores
Find shopping, travel, tech and beauty retailers offering Afterpay in stores, and shop confidently knowing how much you are pre-approved to spend. Just open the app and simply add your Afterpay card in your virtual wallet and tap to purchase.

Increase your spending limit
Unlock more when you’re shopping with the Afterpay app and pay on time. We’re committed to making sure that our community feels empowered and in control of their finances by promoting good spending and budgeting behavior.

24/7 customer support
Get support anytime you need by using our customer support chat, available anytime, only in the app, and access FAQs.


By using the Afterpay app, you agree to the applicable Terms of Use (https://www.afterpay.com/en-US/terms-of-service) and Privacy Policy (https://www.afterpay.com/en-US/privacy-policy).

*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. View our installment agreement for complete terms: https://www.afterpay.com/en-US/installment-agreement. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.

**You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank, Member FDIC. A down payment may be required. APRs range from 6.99% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available to residents of Hawaii, New Mexico, West Virginia and Nevada. Valid debit card, accessible credit report and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. Complete terms can be found here (https://www.afterpay.com/en-US/loan-agreement).
Updated on
Mar 11, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 5 others
Data isn’t encrypted
Data can’t be deleted

Ratings and reviews

3.8
153K reviews
Jodi Hire
March 23, 2024
Use to be 5 stars but after all the hard work so many people put in including myself to get the reward of no first payment for the first two weeks, it's really messed everything up for me. AP was perfect for those times I didn't have the money right then and there but would have the money in time for my payment. I made on time if not earlier payments, paid everything off on time if not way earlier and now it's not worth paying off early. Really sad, and I have such a high limit too.
10 people found this review helpful
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Tammy Head
March 21, 2024
Life saver. I love that you get a larger budget based on how much/often you use the app, and as long as you pay it back, no interest? YES,please! I can't tell you how many times I was short due to llness or unexpected expenses, but I still needed groceries, but Afterpay to the rescue. I recommend this for anyone who has a reliable source of income but still needs a boost from time to time. Paying $25 over 4 paychecks is simply sometimes more manageable than $100 in one wack.
22 people found this review helpful
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FELIX CABALLERO
March 21, 2024
First of all, the average is great. Don't get me wrong for the past year. I've been using it and it's been phenomenal. They even had a service that it was zero do at the moment. They even had options to change the payment due date and even more benefits. Ever since they shot that program down, it's been very disappointed. Apparently there's a selective group of people using a subscription called after pay plus but that's just rumors. Again, it's a good app but everything must come to an end.
12 people found this review helpful
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What's new

We're always improving our app to make it easier for you to use, so be sure to update it regularly or just turn on automatic updates.

Bug fixes, new Shopping features, and performance improvements are included in this release.

Loving the Afterpay app? Let us know by leaving us a review on the Play Store.