STR Loophole: Hour Tracker

Agents Invest LLC

About this app

Track your short-term rental hours and qualify for one of the best tax loopholes in real estate.

THE STR LOOPHOLE EXPLAINED
The IRS allows short-term rental owners to use property losses to offset W-2 income—but only if you prove "material participation." That means tracking every hour you spend on your rental.

Miss the threshold? Your losses stay passive. Hit it? You could save $10,000-$50,000+ in taxes.

STR Loophole makes tracking effortless.

▸ TWO-TAP HOUR LOGGING
Log hours in seconds. Select the property, pick the activity, enter the time. Done.

▸ VOICE LOGGING
Just talk. "Spent 45 minutes responding to guest messages for Beach House." We'll log it automatically.

▸ PER-PROPERTY TRACKING
Track each property separately. See exactly where you stand on the 100-hour or 500-hour test for every rental you own.

▸ PROGRESS DASHBOARD
Visual progress rings show your status at a glance. Green means you're on track. Red means you need to log more hours.

▸ SMART NOTIFICATIONS
Weekly reminders to log your hours. Monthly check-ins on your progress. Never fall behind.

▸ CPA-READY EXPORTS
Generate PDF or CSV reports with one tap. Hand them to your CPA at tax time. Clean, organized, audit-ready.

WHO THIS IS FOR
- Airbnb, VRBO, and short-term rental owners
- Real estate investors using the STR loophole
- Anyone tracking hours for material participation
- High-income W-2 earners offsetting taxes with rental losses

THE HOUR REQUIREMENTS
The IRS offers two main tests:

100-Hour Test: Spend 100+ hours AND more than anyone else (your PM, cleaner, etc.)

500-Hour Safe Harbor: Spend 500+ hours—no comparison needed.

STR Loophole tracks both. You pick your target per property.

WHAT COUNTS AS MATERIAL PARTICIPATION?
- Guest communication
- Cleaning coordination
- Maintenance and repairs
- Property inspections
- Listing management
- Bookkeeping
- Furnishing

We include a built-in activity picker so you always know what qualifies.

PRIVACY & SECURITY
Your data stays on your device. We don't sell your information. Optional cloud backup available.

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Stop guessing. Start tracking. Qualify for the loophole.

Download STR Loophole free and start logging your hours today.

What’s new

Hospitable integration and average stay tracker