RendImmo : rendement locatif

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About this app

RendImmo compares the four tax regimes for rental investments in France in just a few seconds and projects your cash flow over 25 years, including taxes.

★ THE 4 REGIMES COMPARED
• Actual property tax with deduction of expenses, property deficit
• Micro-property tax with allowance
• LMNP actual tax regime with depreciation of the property and furniture
• Micro-BIC tax regime with allowance

Side-by-side summary: cash flow, annual tax, final net worth.

★ GUIDED 6-STEP WIZARD
Location, property, tenant profile, tax household, financing, recap. Explanations at each step, no tax knowledge required.

★ PRACTICAL EXAMPLES
5 pre-filled simulations to discover the app: studio apartment in Paris (LMNP), 2-bedroom apartment in the suburbs, house in the provinces, furnished tourist accommodation, city center (LMNP).

★ MARKET STATISTICS
Enter the postal code: indicative average price and median rent per square meter for approximately 55 French cities.

★ BORROWING CAPACITY (HCSF)
Automatic verification of HCSF rules: maximum debt-to-income ratio of 35%, term of 25 years. Alert if this limit is exceeded.

★ FINANCIAL INDICATORS
NPV (Net Present Value), IRR (Internal Rate of Return), positive cash flow year, payback period, gross/net/net-net yield.

★ RESALE & CAPITAL GAINS
Article 150 U of the French General Tax Code (CGI): year-by-year projection, allowances for holding period, income tax (IR) 19%, social security contributions (PS) 17.2%, surtax. Slider 1–25 years.

★ Real Estate Investment Company (SCI) Subject to Corporate Income Tax (IS)
Complete scenario with 25-year linear depreciation, 15%/25% IS tax brackets, and carry-forward tax loss.

★ LOAN AMORTIZATION
Month by month over 25 years: insurance, interest, principal, and remaining capital. Pie chart for allocation.

★ TAX GLOSSARY
22 entries with definitions and legal references (French General Tax Code, Official Tax Bulletin): furnished rental property (LMNP), property deficit, family quotient, 150 units allowance, etc.

★ PERSONALIZED RECOMMENDATIONS
The app analyzes your simulation: transition from Micro to Actual Tax Regime, loan extension, ceiling alerts, and tax optimizations.

★ PDF EXPORT
Complete summary: 4 scenarios + SCI subject to corporate income tax + HCSF loan + expenses + depreciation + taxes + resale. Share via email or print.

★ CLOUD BACKUP
Save your simulations to Firebase and access them on all your devices. Pending entries are stored locally.

★ ADDITIONAL SIMULATORS
• Loan simulator (monthly payment, total cost)
• Income tax simulator (2026 Finance Law, family quotient)

★ UP-TO-DATE FIGURES FOR 2026 FINANCE LAW
2026 FINANCE LAW Income Tax Rates

★ LIGHT & DARK MODES
Adapts to your device or manual selection. Optimized interface for mobile and tablet.

RendImmo is a decision-making tool. For personalized tax advice, consult a chartered accountant or wealth management advisor.

— WHO IS IT FOR?

• First-time investors learning about rental property taxation
• Experienced investors who want to compare several scenarios
• Real estate advisors and agencies presenting simulations to their clients

What’s new

Ajout des prix du marché pour plus de 30000 communes
Intégration du dispositif Jeanbrun dans les simulations
Améliorations de l'interface utilisateur
Corrections de bugs mineurs