MoneyPlan$: Budget, Personal F

16 reviews
Content rating
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About this app

MoneyPlan$ users increase their monthly savings, improve their credit score, and advance their budgeting techniques.


50-70/10/20 Budgeting Rule: Money Plans automatically divides your after tax income to allocate up to 70% to spend on your needs, 10% on credit card payment acceleration and 20% for savings

Tailored Financial Advice: Get access to customized advice and guidance to help you prioritize, make spending decisions, paydown debt and credit faster, and learn financial discipline.

Credit Cards Risk Mitigation: Get total control of your credit cards: control your credit card usage and choose to accelerate either the credit card balance payment or your savings goals realization.

Write a Cheque: The Write a Cheque feature helps account for cheque transactions before the cheque is posted to your account. It shows how your cheque spending affects your budget and savings ahead of time.

Emergency Fund Management: Record, manage and keep track of your emergency fund usage

Cash Needs Fund: A monthly amount scheduled in the budget categories to cover future debit card cash withdrawal needs and keep a balanced budget.

Utility Bills Variance Fund: For utility accounts not enrolled in budget-billing, MoneyPlan will cover the gap with the utility bill variance budget category; the fund will help keep a balanced budget should a bill comes higher than planned.

Money Score: Measure how well you’re staying on track with your recurring budget and spending.

Innovative Reporting: Detailed, innovative spending and trend reports unique to MoneyPlan, help you measure progress and improve.

Financial Advice Easy to Interpret: MoneyPlan uses color coding and dollar amounts to guide your spending and savings behaviors

One-time setup: Setup your budget and forget it.

Flexible Subscription Plan: Decide how long you want MoneyPlan to accompany you in your savings journey: you can choose between 3 to 18 months subscription plan.


Bank Synching: The app will import your transactions to provide you with up-to-date financial advice.

Goal Tracking: Set unlimited funding goals and see when you'll be able to reach them.

On the Go: Real time access to financial advice to make good spending decisions wherever you are.


1- Plan ahead: Before you go shopping, fill up your gas tank, dine out, make a payment on a credit card, or send money to a friend, check your MoneyPlan app to know just how much you can spend.

2- Open the app: Depending on what you’re planning to do, open the app to the related page: Transactions, Credit Re-Payment or Budgeting.

3- Read the advice customized for you: Based on your budget and financial information, MoneyPlan uses color coding and dollar amounts to guide your spending and savings behaviors.

4- Act on the advice: To benefit from the MoneyPlan$ app, you will need to conform your spending and saving behaviors to the MoneyPlan advice tailored around your budgetary goals.

5- Be MoneyPlan-disciplined: Resist the temptation to spend outside MoneyPlan$ guidance. Always consult the app before spending and read and act on the advice tailored for you.

6- Save money: Follow all of these steps and watch your savings grow and your financial goals materialize.

7- Readjust: When life changes, make adjustment to your budget and financial information and follow the first 6 steps to keep saving.

Download our app for free and sign up for our $5 monthly subscription. FIRST 2 MONTHS FREE. CANCEL ANYTIME.


MoneyPlan$ offers flexible subscription plans between 3 to 18 months. CANCEL OR RESET PLAN ANYTIME. Plan is not auto renewable.
Payment is charged at the beginning of each period for the duration of the plan.
Updated on
Apr 14, 2020

Data safety

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Ratings and reviews

15 reviews
Garrett Patterson
August 11, 2021
My device only
7 people found this review helpful
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Bruce Taylor
July 31, 2021
//Bruce Taylor.
3 people found this review helpful
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Christa Hollander
November 12, 2021
Very hurtful
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