Designed for accountants. Very powerful, elegant & robust. Customize to your very own business model. Built-in "check-line" to ensure you are in balance. Includes graphs, Income Statement, Cash Flow & Balance Sheet. Can change starting month and year at will. Opening Retained Earnings auto-adjusts when loading assets, liabilities & equity opening balances. Can be used for SBA purposes, as well as small business loan bank proposals. ----------- Instructions for Use: ----------- Step : Input P&L account balances (top of template) use %-of-Sales or fixed amounts for expenses ----------- Step : Input Balance Sheet account balances (bottom of template) - use Opening Balance column on far left. Real accounts auto-adjust for P&L results and Cash Flow adjustments (e.g. asset acquisition, debt service, capital contributions, dividends, inventory, A/R, A/P, note payables) ----------- Step : Input Cash Flow account transactions/balances (middle of template) (e.g. asset acquisition, debt service, capital contributions, dividends, inventory, A/R, A/P, note payables) ---------- Do-it-yourself help: There are non-profit organizations that can offer help creating business plans. SCORE – Service Corps of Retired Executives http://www.score.org SBA – Small Business Administration http://www.sba.gov ----------- Personal Assistance: Contacting your CPA or Accountant, should be very helpful in preparing a business plan with you. ----------- Many State Colleges & Universities have outreach programs designed to help small business owners and entrepreneurs.