Mortgage Loan 2019

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In addition to income, debt, assets, and employment status, credit scores also play a key role in whether or not consumers will be approved for a mortgage. These are qualifications that all conventional lenders will assess when deciding whether or not to approve a mortgage application.

Obviously, a higher credit score will increase the odds of mortgage approval, as well as a lower interest rate. On the other hand, a lower score will place a mortgage application in jeopardy. That’s because low credit scores are associated with borrowers with a shady financial past, namely from missing payments.

As the year 2018 is nearing a close, the question remains: what is the exact credit score needed to get approved for a mortgage in 2019?
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Updated
February 14, 2019
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4.8M
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