Save money effortlessly

Set your saving rules
Save money

Arbor’s mission is to help you save automatically, easily and using the security of your own bank.

Set your saving rules: roundup your expenses, recurring transfers or with saving challenges.


Save more than you think without even noticing!


You decide how you want to save:

Round up your expenses: roundup all the expenses you have to the next euro. You paid 2.70€ for a coffee? Arbor will round up to 3.00€, sending 0.30€ to your savings account. If it were 3.00€, Arbor would send 1.00€
Recurring transfers: you decide how much and when to transfer, how about 1€ every Tuesday?
Weekly challenges: Choose between 12, 24 or 52 weeks and you will save 1€ more each week: 1€ the first week, 2€ the second…
Create a savings goal! You want to do something? buy something? or just travel? Set a goal and see how Arbor makes it a reality.

You choose the rules, we take care of the rest!


Your money goes from a bank account of your choosing to another one of your bank accounts, both being covered by the Deposit Guarantee Fund, and you don't even need to change banks! (Don’t worry if you do not have a second bank account, you can open one from the app without cost)

Use a PIN or your fingerprint to access Arbor, you money is always safe, even if you lose your phone or if it gets stolen, only you can access your profile.

SSL PROTOCOL: our systems use a 256bit encryption system, the same level as your bank

SAFE PAYMENTS: our payment provider is accredited by the Spanish Central Bank, and it has the support and credentials to operate in over 30 European countries

DEPOSIT GUARANTEE FUND: by having you money in your chosen bank, it’s guaranteed to the legal maximum of 100.000€ per depositor

Given that safety is the most important thing for us, all your data and personal information are protected permanently by the LOPD


If you want to know more, please visit or write to us at


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What's New

We have many news that take care of your safety!

You can now redeposit any amount of savings using the immediate transfer.
The protocol recommended by European regulations (PSD2-SCA) is applied to secure your card operations also when you use Arbor's instant transfer.
From now on we will notify you with a push notification on your mobile when you have to authorize your savings.

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Additional Information

May 19, 2021
Current Version
Requires Android
5.1 and up
Content Rating
Offered By
App para ahorrar e invertir - Arbor Fintech SL
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