Zeta Joint Account

4.2
270 reviews
10K+
Downloads
Content rating
Everyone
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About this app

BANKING FOR TWO
Easy setup. No monthly account fees. Track your spending together. Zeta Joint Cards accounts are built for couples at every stage. We make it simple to fund and manage your account.

ONE ACCOUNT THAT DOES IT ALL
Your Zeta Joint Cards account works seamlessly with your individual accounts, making it easy to set aside money for bills while saving for your goals.

LET US DO THE WORK
Zeta remembers when your bills are due. Running low? We'll remind you to move money if needed so you can spend with confidence.

COMMUNICATE LIKE PROS
No more asking if a check cleared or what that mystery charge is. We make it easy to communicate about your finances so that everyone is always on the same page.

Features
There's even more to love. Your Zeta Joint Cards also includes these features:

- A Zeta Concierge to help answer money questions.
- Grow savings easily with goal sub-accounts.
- Automate your paychecks and deposits.
- Message your partner on transactions.
- Access to over 55,000 fee-free ATMs
- Daily balance alerts and instant transaction notifications.
- Virtual cards and in-app controls.
- Add your Mastercard debit card to your Google Pay™ for contactless payments.
- Easily set up transfers.
- Stay up-to-date and get notifications when you are paid, when you receive a refund, and when you are running low.

HOW IT WORKS
- Sign up and tell us about you and your partner.
- Invite your partner so they can confirm their info.
- You each get your own Zeta Joint card.
- Start saving & spending, as a team.

READY TO GET STARTED?
- Here's what to expect.
- Download our app, and sign up for an Account.
- Invite your partner (pass them your phone, or invite them to download the app on their own phone).
- Set up your direct deposit with your new joint account, or schedule a recurring transfer from another financial institution.
- Enjoy a new way to the bank.

Learn more about your Zeta Joint Cards account. https://www.askzeta.com/joint-cards/

The Zeta Joint Card and Joint Account are offered by either LendingClub Bank, N.A. or Piermont Bank, Members FDIC. Zeta Help Inc. is a service provider of the issuing bank. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate, up to $500,000. The Zeta Joint Debit Cards, provided by Mastercard, may be used everywhere where Mastercard Debit Cards are accepted.

SECURITY
- Your security is our top priority. We use bank-grade security measures like AES 256-bit encryption, along with Touch or Face ID (on supported devices), to protect your account.
- Your personal information is fully encrypted at every point in our system.
- We work closely with our banking partner to make sure your account is secure.

For more information about how we protect your information see our privacy policy: https://www.askzeta.com/security
Updated on
Aug 12, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted
4.2
270 reviews
Adrienne Sturgeon
July 7, 2022
This app is perfect for couples looking to simplify how they approach finances. I previously used simple as my primary bank, but when they shut down I struggled to find an alternative. Zeta has been amazing so far, and is improving everyday.
13 people found this review helpful
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Zeta Team
July 13, 2022
Heyo! Thanks so much for such a stellar review, we appreciate it greatly :) And we appreciate you taking a chance on us and jumping on board. We're can't wait for the journey with you! Let us know if there's every anything we can help out with :)
Nicky Z
June 30, 2022
I really like this bank so far. It was easy to get set up, I like that we can budget easily for bills, and best of all the customer service is very friendly and responsive. Definitely would recommend!
7 people found this review helpful
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Zeta Team
July 5, 2022
Howdy there! We super appreciate such a fantastic review, it really makes our day :) This really highlights everything we try to accomplish here at Zeta and we love to hear that you've had such a positive experience with us! If there's anything we can do just reach out in-app to your Concierge
Lynsey Powell
July 20, 2022
Everything takes forever to process. Payments or transfers that take a day or two at other banks can take over a week. Mobile deposits take a long time. If you can wait, this isn't a problem. Also you can't login on a computer and get a good view of all past transactions.
4 people found this review helpful
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Zeta Team
July 21, 2022
Hi there. We appreciate your feedback and review. Regarding mobile deposits, checks follow ACH guidelines and can take 5 business days for the funds to be fully available depending on the amount. We would be happy to talk through this if you'd like to reach out via in-app messenger. As for web access, this is something we hear and are working on!

What's new

Become a Zeta VIP. This release unlocks perks such as priority Concierge support, higher account limits, and first access to beta features for families with a qualifying direct deposit. We also improved our mobile deposit features. Download the app to see the new features.