Aspiration Spend, Save, Invest

4.2
14.5K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Earn up to 3.00% on savings, that's over 9x the national average rate

SPEND & SAVE ACCOUNT
• Sign up for Aspiration to start spending, saving, and investing with a conscience.
• Withdraw your cash for free at over 55,000+ Allpoint ATMs
• Earn up to 3.00% APY with the Save account***
• Get paid up to 2 days early
• No credit check required

ZERO CREDIT CARD
Aspiration is not accepting applications for the Aspiration Zero credit card at this time.
Existing customers may visit aspiration.com/credit for full terms and conditions.

DISCLAIMERS
The Aspiration Spend & Save Account are cash management accounts offered through Aspiration Financial LLC (AFLLC), a registered broker-dealer and Member FINRA/SIPC.Aspiration Fund Adviser, LLC (AFA) is an SEC registered investment adviser. Aspiration Card Services, LLC (ACS) offers credit products. AFLLC, AFA, and ASC are subsidiaries of Aspiration Partners, Inc. (Aspiration). Aspiration is not a bank.

Aspiration Debit Cards are issued by Coastal Community Bank (CCB), Member FDIC, pursuant to a license by Mastercard International Incorporated (MCI). The Aspiration Zero Mastercard® is issued by Beneficial State Bank (BSB), member FDIC, pursuant to a license by MCI. The Aspiration Zero Mastercard® is offered by ACS. Aspiration and its subsidiaries are unaffiliated with BSB, CCB, and MCI.

Paid experiences may not be representative of others and is no guarantee of future success. Cash Back is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Additional terms, conditions, and restrictions apply. ATM use is free and unlimited at Allpoint ATMs only, transaction amount caps may apply. Find an Allpoint ATM at https://www.aspiration.com/atms.

* Enable Plant Your Change and Aspiration will round up qualifying debit card purchases to plant a tree. Funded trees can take up to 18 months to plant, allowing for time to set up nurseries, select/expand planting sites, take advantage of optimal planting seasons and accommodate for local/regional/country social, political and health considerations.

** Aspiration Plus’ Planet Protection offsets the estimated CO2 emissions based on fuel purchases at gas stations. Verified carbon offsets are purchased by Aspiration quarterly from all Planet Protection subscribers. This feature is bundled into the Aspiration Plus subscription and is not offered as a standalone feature that can be purchased separately.

***The Aspiration Save Account’s up to 3.00% Annual Percentage Yield (APY) with up to 9x the national interest rate is variable, subject to change, and only available after certain conditions are met. Visit aspiration.com/save for full terms and conditions.

This communication should not be construed as an offer, solicitation of an offer, or advice to buy or sell securities. Aspiration does not offer or provide investment, financial, tax, or legal advice. This is not an offer or solicitation in any jurisdiction where AFLLC or its affiliates are not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction.

Visit aspiration.com/policies for additional terms and conditions of services.

© Copyright 2022 Aspiration Partners, Inc.
Updated on
Nov 22, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.2
14.5K reviews
Kes “Mo0n HD” Luna
November 17, 2023
There is always room for improvements but I have no complaints. However, like most of recent reviews, login is an issue (incorrect email or password). I got it resolved by excluding app from Google VPN which I am not sure if everyone is using one (VPN). If that is the case, not sure if it is a security feature but maybe the error code should he a different one.
2 people found this review helpful
Did you find this helpful?
Aspiration Partners Inc
December 1, 2023
Thank you for the in-depth feedback. We're always trying to improve our services, so I will inform our team of your requests.
Bee Bunny
November 20, 2023
I've had an account with them for a few months and it has mostly been fine. But lately (I think since the Nov 8 update) it's been telling me my email or password is wrong when I try to log in from the app. I am still able to log in from a browser, thankfully. But that's how I know the email and PW are not wrong. It must be the app. Edit: I uninstalled and reinstalled the app and it seems to be working again now. Hopefully it stays that way.
9 people found this review helpful
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Aspiration Partners Inc
November 17, 2023
I'm so sorry to hear that. It definitely sounds like your app is encountering a technical issue. If you haven't already, please reach out to our team at support@aspiration.com so we can take a report and escalate it to the software team.
Isaac Sommers
November 16, 2023
Refuses to let me log in, even though my password is right and I can log in on the browser with the exact same credentials. I've reset the app and still won't work. And to make it worse, Aspiration Support has refused to answer my question about whether there's an issue with the app because I'm not emailing them from the email alias associated with my account (impossible), even though "Is there an issue with your app?" is not a question that requires account verification. Very frustrating!
10 people found this review helpful
Did you find this helpful?
Aspiration Partners Inc
November 17, 2023
I'm so sorry to hear that. It definitely sounds like your app is encountering a technical issue. If you haven't already, please reach out to our team at support@aspiration.com so we can take a report and escalate it to the software team.

What's new

What's new: Our latest version includes statement access. Get instant access to your financial statements directly from our mobile app. Dive into transaction details and keep your financial history at your fingertips!

What we always do: Squash bugs, improve performance, and transform everyday citizens into climate-change fighting superheroes.