Spark IN - Smart Savings and Investments

Spark by Ayshwarya Syndicate is the revolutionary and fairest way to invest and grow your wealth. Spark Savings Account is the smart choice to create a secure future for you and your family, and achieve your dreams - with up to 8% p.a. for Savings and up to 16% p.a. for Deposits.

Why Spark by Ayshwarya Syndicate is the smarter choice
• Open Secure Zero-Balance Savings Account in minutes - Quickly and securely open a Savings Account with zero balance with easy in-app e-KYC.
• Unbeatable Savings interest rates to kickstart savings - Best interest rates in the market of up to 8% p.a.
• Daily credit of interest - Every day of the year, a higher balance awaits you in your Savings Account. No more waiting for an entire quarter to see interest generated on your hard earned money.
• High return Fixed Deposits to supercharge growth - Up to 16% p.a. interest rates. Also avail options to receive interest monthly, half-yearly or yearly to suit your needs.
• Outstanding Transparency and Trust - Fully transparent interest calculations - no confusion over whether minimum or average balance is considered. Interest will always be on the balance at the end of the day.
• No charges for transfers or maintenance, ever - Enough said.

Coming soon
• Recurring Deposits - Create a disciplined investment habit and enjoy unbeatable interest rates.
• Bill Payments - Easily recharge mobile numbers, and pay mobile, electricity, water, DTH and other provider bills.
• Debit Card - Use your savings balance to shop online and in stores.
• Even more investment opportunities - Watch this space as we develop even more powerful financial products and services to help you achieve your dreams.

Other products
Spark Business Account for Professionals and Companies
• Powerful dashboard
• Robust and free transfers
• World class security
• POS Card Reader add-on with unbeatable rates
• Spark Pay payments add-on

About Ayshwarya Syndicate
Ayshwarya Syndicate is a network of cooperatives established to bring about financial inclusion through innovative digital products and services. Ayshwarya Syndicate Souharda Credit Cooperative Ltd. and Ayshwarya Syndicate Cooperative Credit Society Ltd. together work to propagate “Ayshwarya”, i.e. “Prosperity” in Sanskrit.

Ayshwarya Syndicate’s Spark Savings Account and Spark Business Account are the premier products to help customers achieve their financial goals.
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What's New

Great new release!
- Transfer funds to your loved ones 24x7 using IMPS instantly!
- Improved eKYC where you can submit and track documents individually.
- Better account security with your eSignature, DOB used for KYC verification, and Nominee and Address details as well.
- Secure app usage and transactions using your eSignature.
- Generate statements easily for chosen period, previous months or financial year.
- Bug fixes and improvements.
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Additional Information

March 14, 2019
Current Version
Requires Android
4.4 and up
Content Rating
Offered By
Ayshwarya Syndicate Souharda Credit Coop Ltd.
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