Spark IN - Smart Savings and Investments

Spark by Ayshwarya Syndicate is the revolutionary and fairest way to invest and grow your wealth.

The Spark Savings Account is the smart choice to create a secure future for your family and achieve your dreams - with up to 8% p.a. for Savings, up to 15% p.a. for Recurring Deposits, and up to an incredible 16% p.a. for Fixed Deposits.

Why Spark by Ayshwarya Syndicate is the smarter choice

1. Open Secure Zero-Balance Savings Account in minutes - Quickly and securely open a Savings Account with zero balance with easy in-app e-KYC.
2. Unbeatable Savings interest rates to kickstart savings - Best interest rates in the market of up to 8% p.a.
3. Daily credit of interest - Every day of the year, a higher balance awaits you in your Savings Account. No more waiting for an entire quarter to see interest generated on your hard earned money.
4. Unbeatable Fixed Deposits to supercharge growth - Up to 16% p.a. interest rates. Also avail options to receive interest monthly, half-yearly or yearly to suit your needs.
5. High return Recurring Deposits to help form disciplined savings habit - Up to 15% p.a. interest rates.
6. Outstanding Transparency and Trust - Fully transparent interest calculations. No confusion over whether minimum or average balance is considered. Interest will always be on the balance at the end of the day.
7. No charges for minimum balance or maintenance, ever. - Enough said.

Coming soon

1. Bill Payments - Easily recharge mobile numbers, and pay mobile, electricity, water, DTH and other provider bills.
2. Even more investment opportunities - Watch this space as we develop even more powerful financial products and services to help you achieve your dreams.

Other products

Spark Business Account for Professionals and Companies
Powerful dashboard
Robust and free transfers
World class security
POS Card Reader add-on with unbeatable rates
Spark Pay payments add-on

About Ayshwarya Syndicate

Ayshwarya Syndicate is a network of cooperatives established to bring about financial inclusion through innovative digital products and services. Ayshwarya Syndicate Souharda Credit Cooperative Ltd. and Ayshwarya Syndicate Cooperative Credit Society Ltd. together work to propagate “Ayshwarya”, i.e. “Prosperity” in Sanskrit.

Ayshwarya Syndicate’s Spark Savings Account and Spark Business Account are the premier products to help customers achieve their financial goals.
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What's New

Release note:
Pay your bills in Spark and SAVE!
Securely pay mobile, electricity, water and many other types of bills
Save on your bills using our cashback offers
Pay bills from all leading service providers across India
Keep track of your bills and recharges
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Additional Information

November 3, 2019
Current Version
Requires Android
4.4 and up
Content Rating
Offered By
Ayshwarya Syndicate LLP
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