ATD Money Salary Loan, Payday Loan, Same Day Loan

1,320

ATD MONEY is India's No 1 Payday loan, Personal Loan for Salaried and small retail loan App. We are not NBFC and we don't lend directly to the customers, however we are a fintech, facilitating loan from our NBFC partner's as per the terms and conditions agreed between NBFC and customer only.

Avail quick loan ranging from Rs.3, 000 to Rs.50000 through app and we will transfer cash to your bank account in just 5 minutes through our NBFC partner on the terms and conditions of the NBFC.

Approval of First time applicant takes 30 minutes but existing customers can get loan in 10 minutes. We identify our customer by unique ID "CRN ID " for life time .All salaried individuals with salary of Rs.18,000 can avail an instant personal loan by downloading ATD Money App

Key Features

✔ Personal Loan for Salaried
✔ Instant loan up to Rs 50000
✔ Cash transfer to your bank account in minutes
✔ Flexible tenure of max upto 180 days
✔ No prepayment charges
✔ Maximum annual percentage rate (APR) 0.79%
✔Get access to higher amounts & tenures as you repay on time
✔As compliance requirement your payment behavior is shared with credit rating agencies; based on your credit score may increase/decrease

Eligibility Criteria

✔ Indian citizen
✔ Salaried Individuals
✔ Must be 18 years
✔ Minimum salary of Rs.18,000 a month

Why ATD MONEY Loan App?

- Over 30000 nos instant loan disbursed
- No credit history required no prepayment charges and low interest rates!
- Use your approved loan amount to shop on Myshopbazzar.com
- Loan approved and disbursed in 30 minutes
- Apply for a personal loan through the app and pay back through the app
- Only app gives discount on purchases from Myshopbazzar equivalent to the interest paid on your loan. Makes your loan absolutely interest free loan.
- Only app giving our Loyal customers ATD MONEY Card to use as your credit card subject to be fulfilling terms and conditions.
- Only app which gives opportunity for small retail sectors to avail loan.

Documents Required

ATD MONEY aims to be one of the most user-friendly instant loan app in India. So, submit just 6 documents to avail an instant personal loan online
1. Photograph
2. PAN card
3. Address ID proof
4. Aadhar card
5. Bank statement
6. Salary slip


How ATD MONEY Works?

Our 7 - step application process reflects our goal to be the most secure instant loan app in India. All you have to do:

• Log in to the ATD MONEY mobile app.
• Upload few basic details and documents on quick loan app. Within 3 minutes of your personal loan application, you'll be notified of your approval status.
• Once your loan is approved, simply accept the sanction offer and get the money transferred to your bank account in 10 minutes, subject to documentation

Operational Cities

Our personal loan app currently provides instant cash loan in PAN INDIA.
Loan Amount, Tenure, fees & Charges:
Loans range from 5,000 to 50,000 with payment tenures of 60 days to 180 days. ATD Money charges one-time service fee. Interest rates range from 0%-0.2% with equivalent monthly interest rate of 0%-6% only and max. APR charged for the interest 72%. A small processing fee is charged for the loans e.g. for low risk customers 0%-7% of the principal. The charges and repayment tenures vary based on the credit and repayment ability of the customers.


Fees
Interest Rate: 0.1-0.2% per day
Processing Fee: 7%
In addition to it, GST will be applicable only on the fee components as per Indian laws.

A new low risk customer availing personal loan for salaried can avail a loan of 50,000 at an interest rate of : 0.1-0.2%, processing fee of 1,000 for a period of 60 days to 180 days.
**Interest Rate varies
**Penalty is charged only when someone delays his or her scheduled payment.

Security & Protection of Privacy
Data security & privacy is a top priority at ATD MONEY. Our backend APIs comply with mandated security standards and robust protocols.
Download our instant personal loan app now!
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Additional Information

Updated
February 20, 2020
Size
3.7M
Installs
100,000+
Current Version
13.0
Requires Android
4.0.3 and up
Content Rating
Everyone
Permissions
Offered By
ATD Group
Developer
A-86/B, IInd Floor, School Block, Chander Vihar Delhi-110092
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