AnyTimeLoan – Instant Personal Loans

Achieve Complete Financial Freedom with (ATL) is a market leader in facilitating on-demand, instant, 24x7 loans to salaried individuals & self-employed individuals (MSME’s); in a 100% paperless and contactless environment by using its proprietary algorithm powered by SMART (Science, Machine Intelligence, Art, Robotics & Advanced Technologies).

πŸ”‘ Key Benefits
1. On demand Peer to Peer Instant loans up to β‚Ή 50 lakh
2. Cash transfer to your bank account in minutes
3. Flexible repayment tenure from 90 to 3 years
4. No prepayment charges, pay interest only on the amount used
5. Loans as low as 18% p.a. translating to 1.5% a month
6. By people, For people and of people in India
7. No registration fee. Processing fee is collected only once loan is disbursed, that too along with loan repayment.

πŸ“± Why ATL is different from any other Loan App?
πŸ‘‰ Avg. loan disbursement time is less than 5 minutes
πŸ‘‰ Flexibility to avail loan that meets your needs (Personal loan, Education loan, Loan for upskilling, Business loan, etc).
πŸ‘‰ PAN India operations
πŸ‘‰ Approved loan amount can be used to shop on Flipkart & more.
πŸ‘‰ 100% digital process
πŸ‘‰ 100% Unsecured loans, no collateral needed
πŸ‘‰ No bureau score is needed. You just need to meet our proprietary algorithms
πŸ‘‰ Apply for a personal loan through the app and pay back in a ziffy.

⭐️ Unique Benefits of the ATL App
1. Instant Loan - Get advance up to β‚Ή 50 lacs starting at just 0.05% /day. Pay only for the no. of days you use the money.
2.Shop- Use your ATL credit limit to shop at Flipkart, etc and pay in 2-3 EMIs at ZERO extra cost
3. Education Fees on EMI

πŸ‘ Eligibility Criteria (Min)
βœ“ Indian citizen
βœ“ Above the age of 18
βœ“ Minimum take home salary per month β‚Ή 18k - Bangalore, Chennai, Delhi NCR, Hyderabad & Secunderabad, Kolkata, Mumbai, Pune - β‚Ή 15k - Other cities

πŸ“ Documents Required (ATL) aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant loan online:
1. Selfie / Video KYC
2. PAN card
3. Address ID proof
4. Bank statement
5. Profession / occupation proof

πŸ‘¨β€πŸ’» How ATL Works?
Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the ATL mobile app and verify your mobile number.
2. Upload a few basic details and documents on this quick loan app. Within 2-3 minutes of your personal loan application, you'll be notified of your approval status.
3. Once your loan is approved, simply select the loan amount and get the money transferred to your bank account in as quick as 5 minutes, subject to meeting our criteria.

🎰 Interest Calculation (Example)
Loan amount of Rs 20,000 at interest rate of 18% p.a. on reducing balance with processing fees of Rs 800/- (inclusive of GST) and repayable in 3 EMI will have a total interest of Rs 600/- (APR of 12% pa).

πŸ™οΈ Operational Cities
Our loan app provides instant cash loans across India via our lenders / investors.

πŸ”’ Security & Protection of Privacy
Data security & privacy is a top priority at Our backend APIs comply with mandated security standards, CISA and robust protocols.
Please visit for more info.
Please write to us with your valuable feedback and suggestions on . (ATL) is the trade name of Luharia Technologies Private Limited, which has a valid CoR from RBI as NBFC P2P..
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Additional Information

January 4, 2021
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
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