ATL Kuber

#WhyShouldBanksHaveAllTheFun is India’s leading on-demand P2P lending platform, from Luharia Technologies Pvt Ltd (NBFC P2P registered with Reserve Bank of India), that has deployed cutting edge technologies powered by AI, ML, Data science, Cognitive Science & Neural Science; backed with a team that has exemplary track record of settling Industry standards across Financial services space for decades.

Why Bank on us?
SMART(Proven blend of Science, Machine learning, Art, Robotics &Technology)
🔑 Key Benefits
1. On demand Peer to Peer Instant loans up to ₹ 50 lakh
2. Cash transfer to your bank account in minutes
3. Flexible repayment tenure from 90 to 3 years
4. No prepayment charges, pay interest only on the amount used
5. Loans as low as 18% p.a. translating to 1.5% a month
6. No registration fee. Processing fee is collected only once loan is disbursed, that too along with loan repayment.

🎰 Interest Calculation (Example)
Loan amount of Rs 20,000 at interest rate of 18% p.a. on reducing balance with processing fees of Rs 800/- (inclusive of GST) and repayable in 3 EMI will have a total interest of Rs 600/- (APR of 12% pa).

Lending / Investment Options :
One Size never fits all: Choose Lending option from that suits your present and assists in fulfilling your future financial goals.

Ideal for those who have a mid to long-term horizon and the goal is wealth creation. Best suited for persons who seek to put their moneys at work, 24x7 (Auto Invest mode). Returns / interest is auto re-invested as and when resp. borrower repays until total lending exposure reaches prescribed upper limit by RBI.

Minimum investment / lending amount: INR 7 lacs & above

Withdraw any idle funds from escrow at a click.

 Systematic Growth Plan (SGP)

Ideal for those who can invest lump sum (INR. 1 lac to INR. 7 lacs ) funds and earn regular passive income OR create wealth over time.

Repayment Options:

Re-invest / Growth: Put your returns at work 24x7 along with your investment automatically, so that you earn more. Recommended age: 21 to 50 years.

Payout: Earn your returns regularly as and when your borrower repays. Ideal for those who plan to have regular income to meet their present needs. Recommended age: 51 and above.

 Systematic Lending Plan (SLP)
Ideal for those who wish to start small (as low as Rs.100/- a day at regular intervals) and build wealth over a period of time. Select our auto debit option (eNACH / NACH) and get relax.

Withdraw any idle funds from escrow at a click.

Minimum commitment: INR 3000/- per month (multiples of INR 1000/- thereon)
SLP frequency: Monthly / Quarterly
SLP Tenure: Min. 1 year


 Say HiFi to these FIVE

 Good Returns: Upto 30% pa
 Safety: Your money is insured*, on avg. exposure per eligible borrower will be INR 10k and unless you earn, we don’t earn. Entire cycle is managed by us (Sourcing, evaluating borrowers to disbursement of loan via escrow account to collection of dues from borrower to settlement of proceeds to resp. lender escrow accounts)
 Flexibility: Chose investment amount, repayment plan, etc., as per your present & future needs.
 Convenience: Invest from anywhere, anytime to fellow credible Indian’s at your ease, without disturbing your professional, personal time.
 Transparency: 100% transparent, track your portfolio & escrow passbook at a click, complete peace of mind – for present & for your future too.

🔒 Security & Protection of Privacy
Data security & privacy is a top priority at Our backend APIs comply with mandated security standards, CISA and robust protocols.
Please visit
Please write to us with your valuable feedback and suggestions on (ATL) is the trade name of Luharia Technologies Private Limited, which has a valid CoR from RBI as NBFC P2P.
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Additional Information

April 27, 2020
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
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