Atoa Business

4.8
28 reviews
1K+
Downloads
Content rating
PEGI 3
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About this app

Atoa Instant Bank Pay allows UK businesses to accept payments at up-to 60% lower fees versus traditional debit and credit card transactions. Customers simply scan a QR code in-store to pay directly via their UK mobile banking app. Funds are paid out to the business in seconds and there's no contracts or hidden fees.

Sign-up in minutes and enjoy 7-days of free transactions!

Features
- Pay using In-Store QR Stand, QR Code on Phone, or SMS/Email Link
- Transaction fees are up-to 60% lower fees versus Visa/Mastercard/AMEX
- Customers pay securely using their Bank App via an "Instant Bank Transfer"
- Businesses receive funds to your Bank account in seconds (not days)
- Allow your customers to pay tips to you and your staff
- Customers don't need to download any new apps

How do I sign up?
- Atoa allows Small Businesses to sign-up in seconds
- Simply download the app and connect your UK Bank Account

Atoa operates under a UK Financial Conduct Authority license. Funds are transferred by the Consumer's Bank, making every transaction secure.

Got a question?
- Contact our UK-based Customer Success Team at hello@paywithatoa.co.uk or visit www.paywithatoa.co.uk.
Updated on
May 14, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
24 reviews
Has Rashid
December 9, 2024
Very easy to use. Clean interface. Some suggestions. The section to put notes for the invoice needs to have more fields or ability to add more longer notes.
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Atoa Payments Ltd
December 9, 2024
Thank you, Has Rashid! I've passed on your feedback re: the notes to our Product Team for consideration.
Honest Abe
May 15, 2025
This is not available for sole traders. So majority of the country's population is either on benefits, working class or sole traders. If you dont support them then you dont have the basics business ethics
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Sid
July 26, 2022
Easy to use and helps me save on card fees. I've been using it for a few weeks now and have had no issues. Funds land in my bank account within seconds.
1 person found this review helpful
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What’s new

Nothing major to report this week, we've been busy with a few small tweaks here and there. How's things your end?

App support

About the developer
ATOA PAYMENTS LIMITED
hello@paywithatoa.co.uk
ATOA PAYMENTS LTD Canary Wharf, 30 Churchill Place LONDON E14 5RE United Kingdom
+44 7533 234028

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