Flex - Rent On Your Schedule

Flexible Finance, Inc.

About this app

Rent pay, your way.


Flex splits your monthly rent into smaller payments, helping you pay rent on time, improve cash flow, and build your credit history — so you can breathe easier every month.


Each month, you contribute part of your rent to unlock your credit line. We help you pay your rent in full and on time to your property when it’s due. You have the flexibility to choose your payment dates within the month, based on what works best for you and your finances.


*Flex is a financial technology company, not a bank. All lines of credit, banking services, and payment transmissions are offered by Blue Ridge Bank, N.A., Member FDIC or Lead Bank. An application and credit assessment are required for approval. Credit line amounts vary based on eligibility (graphics are illustrative only); to access a credit line, you are required to make timely payments each month. Secured lines of credit are provided by Lead Bank at 0-36% APR based on your credit worthiness. You are required to maintain a security deposit with Lead Bank. Unsecured lines of credit are provided by Blue Ridge Bank or Lead Bank for a recurring monthly membership fee of $14.99 at 0% APR. A bill payment fee of 1% of your total rent is also charged when you pay your rent using Flex (additional card processing fee applies when using a credit card). Memberships automatically renew until canceled. Other third party fees may apply. See your offer for more details. Flex may report positive rent payment history and information about your line of credit to one or more national credit bureaus. Terms and conditions apply. All loan proceeds are disbursed by Blue Ridge Bank or Lead Bank; Flex does not disburse loan proceeds or engage in the movement of consumer funds. All brokering activities are performed by Flexible Finance Brokering, Inc. All servicing and collection activities are performed by Flexible Finance Servicing, Inc.

Ratings and reviews

It's been a nightmare. Customer service is difficult to access and incredibly slow, the properties don't even have access to an associate. I've tried to use the service three times. The first was fine. The second time they couldn't process my payment method which was thru Chase, so I incurred a late fee which they did not cover. The third time they cannot update my account to show that the late fee was waived by my property. Now I cannot use the app or pay my rent thru their service.

Flex wasn't working out for us, so I looked to cancel my membership. Flex wouldn't let me cancel because I "had a balance." My balance was $0.00, so I couldn't find the issue. After contacting customer service (which took jumping through way too many hoops) my membership wasn't canceled, but all automatic payments were paused. Flex