Flex - Rent On Your Schedule

Flexible Finance, Inc.

About this app

Rent pay, your way.

Flex splits your monthly rent into two payments, helping you pay rent on time, improve cash flow, and build your credit history — so you can breathe easier every month.

Each month, you pay part of your total rent up front and the rest later in the month, when it works best for you. We help pay your rent in full to your property.

Flex charges a monthly membership* fee of $14.99. A bill payment fee of 1% of your total rent is also charged (additional card processing fee applies when using a credit card).

*Flex services are offered as a monthly membership with a recurring fee of $14.99, which includes access to a Flex line of credit from Blue Ridge Bank, N.A., Member FDIC or Lead Bank, at 0% APR. An application and approval are required. A bill payment fee of 1% of your total rent is also charged when you pay your rent using Flex (additional card processing fee applies when using a credit card). Membership is subject to credit approval, and individual credit line amounts vary based on eligibility (graphics are illustrative only). Active membership requires timely payments each month and will automatically renew until canceled. Flex may report payment history to TransUnion, and late or missed payments may be reflected on credit reports. Terms and conditions apply.

Ratings and reviews

Update: Flex reached out to me on the 4th of the month (I had reached out the 1st) saying they realized there was an issue with their system. They offered to push the payment through themselves. I had already went ahead and paid my rent because I didn't want to be late. I ended up having to cancel the membership and reapply completely causing me to pay membership twice. They waived the cost/credited it towards next month so I wouldnt have to pay twice

Irksome. App got picky that my estimated rent was $3 high, so went to fix it; app then wanted me to put in 1st payment amount - which means it's still talking more than one a month, right? Nope, "1st" payment was supposed to be total monthly rent, so it split the value in two - and wouldn't let me back up or otherwise fix the math. I give it 2 stars just because it let me send the "second half" right after, but that's still not the total I need to ACTUALLY send in for the month! Frustrating!

This program is decent enough so long as you are sure you can make your payments on time, and that you will never change your phone number. It is tied to one number and getting a second one on the account is practically impossible and there is basically no tech support or take backsies if you hit the wrong button. There is a 2-3 day delay before the auto pay actually shows as pending on your account and my bank deprioritizes the charge, I prefer to hit the button myself.

What's new

Thanks for using Flex! We update our app regularly to make your rent payment experience even better. Every update to the Flex app includes performance improvements like speed, reliability, and bug fixes. As new features are released, we'll highlight them for you directly in the app.