Paperless Personal Loan App with RBI Licensed NBFC

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True Balance is 100% legal and secure, lending & financial service platform for the next billion users. Steering on the mission of ‘Finance For All”, since its inception. With its own RBI certified NBFC- True Credits, True Balance has been trusted by over 75 million users across the country. The app enables its user to take loans at attractive interest rate, earn from home, do recharges and payments, book tickets, buy digi gold and much more.
Three key loan products by the app through its lending partners are – Cash Loan, Level-Up Loan and Welcome Loan- all with unique features and user-friendly benefits
True Balance Loan Features:
- 100% paperless and digital process on mobile.
- 24x7 access to loan/money
- No processing Fee, longer tenure and attractive interest rate
- Directly disbursed to your bank account.
- Can be accessed Pan India.
- Convenience of payment through various methods.
- Get access to higher amounts & tenures. Repay on time, improve credit score
- Repay Later option, that lets you pay only a part of EMI on due date & extend repayment term multiple times.
Personal Loan/ Cash Loan
● Loan Amount: from ₹ 5000 to ₹ 50000.
● The shortest tenure is 90 days, the longest tenure is 180 days.
● The maximum interest rate is 60% annual depending on the customer’s risk profile and loan tenure.
● For example: If the loan amount is Rs.10,000, then user need to pay Rs.3,833 for 3 months, for tenure of 90 days. Hence, total repayable amount is equal to Rs.11,500.
APR is 60% without any processing fee or hidden charges.
10,000 => 3,833 + 3,833 + 3,833 = Rs. 11,500/-.
True Balance is PPI licence holder which provides an RBI Compliant Wallet and multiple payment options of Net banking, Credit Cards, Debit Cards and Gift card and has also partnered with NBFCs for granting of different types of loans.
The app ensures you are never out of cash and always in control of your money requirements. With varied Promocodes and Cashback offers on every transaction, True Balance is a most loved financial app of over 10 million happy customers.
Here’s a quick glance at other multiple services offered by True Balance App.
Insurance
• Buy an Insurance to protect yourself, family, friends or neighbours, for any amount between Rs. 5 to Rs. 490/- .
• We provide Group Personal Accident, Life insurance, Mosquito Insurance, Biker Insurance, Daily commute Insurance & more.
E-commerce
Shopping made easy: Earn upto 2% Cashback from any transaction amount.
Maximum benefit of upto 10,000/- per month can be availed
Train Booking
•Quick Book, save details of booking and directly book tickets without hassles and check PNR status with one click
●Check status of ticket with PNR number • Book IRCTC train ticket to get amazing upto 3% Cashback,
Prepaid and Postpaid payment
• Recharge Prepaid/Postpaid for your customers and earn 2% Cashback upto ₹ 5000 per month.
• Super-fast recharges of any amount between 10/- to 2595/- on network across 5 operators
DTH, Pipes Gas, Electricity, Water, LPG cylinder Bill Payment
• DTH recharge available for all 5 key operators. Earn upto 2% Cashback, max utpo 1000 per month.
• 54 Electricity boards, 24 Piped Gas, 3 LPG cylinder and 30 Water billers
• Easy interface, cashbacks and fastest payments
Please note
• Get maximum Cashback benefits from completing full KYC (Aadhaar & PAN Card).
• All Cashback can be used within the app and can’t be transferred in any forms.
App permissions & reasons:
Location to let you know an appropriate plan as per the area/circle you are in.
Phone to detect single/dual sim.
SMS to verify Phone number for registration.
Camera is required for full KYC process.
Calendar is needed due to loan payment schedule
*T&C Apply
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What's New

What’s New?
★ Introducing one-time exclusive ‘Welcome Loan’, for Refer & Earn users
★ Easy & direct access to loan of upto 50,000 after Credit Check
★ Improved Home Tab screen for easy access and feature updates
★ Level Up Loan- Point system fades out and direct increase in loan limit after repayment
★ Improved KYC & payment services process and bug fixes
★ Other UI improvement
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Additional Information

Updated
January 18, 2021
Size
34M
Installs
10,000,000+
Current Version
5.04.01
Requires Android
5.0 and up
Content Rating
Everyone
Permissions
Offered By
True Balance - Balance Hero
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