True Balance - Instant Cash Loan Approval In 5 Min

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True Balance is an 100% secure instant Personal Loan Platform which gets you online cash loan in your bank account minutes without documents. With True Balance you can also earn money from home by recharges, bill payments and reselling. You can get loans within minutes after completing KYC. Start your own business with zero investment by reselling products in the app. With an RBI Compliant Wallet and multiple payment options of Net banking, Credit Cards, Debit Cards and Gift card, the app ensures you are never out of balance and always in control. Enjoy Promocodes and Cashback on every transaction. Here’s a quick glance at multiple services offered by True Balance App.

Personal Loan
• Loan Amount: from ₹ 1000 to 50000.
• The shortest tenure is 62 days, the longest tenure is 180 days.
• The maximum interest rate is 30% per annum depending on the customer’s risk profile and loan tenure.
• For example: If the loan amount is ₹10000 and the interest rate is 30% per annum with the tenure of 91 days. After deducting the processing fee, the interest payable is as follows: Interest = ₹ 10,000 * 30% / 365 * 91 = ₹ 748.
• True Balance Loan Features:
- 100% paperless and digital process on mobile.
- 24x7 access to loans.
- Directly disbursed to your bank account.
- Quick credit time.
- Can be accessed Pan India.
- Convenience of payment through various methods.
- Get access to higher amounts & tenures as you repay on time.
- RepayLater option, that lets you pay a part of EMI on due date & extend repayment term up to 30 days.

Insurance
• Buy an Insurance to protect yourself, family, friends or neighbors, starting at just Rs. 5.
• We provide Group Personal Accident, Life insurance, Mosquito Insurance, Biker Insurance, Daily commute Insurance & more.

ShopClues
• Sell all product categories and resell to your customer. Earn upto 2% Cashback from any transaction amount. Also you can add your own margin to original price and share final price to your customer.
• Shop ShopClues and pay in EMI without credit card.

Mobile handsets and Train ticket
• Sell mobile phones, accessories & electronic items to your customers and earn unto 4% Cashback.
• Book IRCTC train ticket to get amazing upto 5% Cashback

Prepaid and Postpaid payment
• Recharge Prepaid/Postpaid for your customers and earn 2% Cashback upto ₹ 5000 per month.
• Super-fast recharges on widely covered recharge network across 10 operators & 22 circles

DTH, Pipes Gas, Electricity, Water, LPG cylinder Bill Payment
• DTH recharge available for all operators as Airtel DTH, Tata Sky, Dish TV, Reliance Digital TV, Sun Direct & Videocon DTH. Earn upto 3% Cashback.
• 52 Electricity boards, 18 Piped Gas, 3 LPG cylinder and 26 Water billers
• Easy interface and fastest payments

Please note
• Get maximum Cashback benefits from completing full KYC (Aadhaar & PAN Card).
• All Cashback can be used within the app and can’t be transferred in any forms.

App permissions & reasons:
Contacts to identify the phone numbers you are recharging for.
Location to let you know an appropriate plan as per the area/circle you are in.
Phone to detect single/dual sim.
SMS to verify Phone number for registration.
Camera is required for full KYC process.

*T&C Apply
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What's New

What’s New?
★ Check Level Up Loan calendar to see your level point status history
★ Share free Credit Score Check & Earn together
★ Updated offers on loans and coupons
★ Invite your friends and get cash back
★ Gift cards for your near and dear ones
★ Minor bug fixes & Improvement
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Additional Information

Updated
October 26, 2020
Size
30M
Installs
10,000,000+
Current Version
4.19.01
Requires Android
5.0 and up
Content Rating
Everyone
Permissions
Offered By
True Balance - Balance Hero
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