Personal Loan and Earn Money by Reselling

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True Balance is India’s No. 1 digital loan and reselling app where you can apply for a personal loan and earn money by recharges, payments and reselling. You can avail loans within 3 minutes after completing KYC. Also, you can start your own business with zero investment by reselling products in the app. With an RBI Compliant Wallet and multiple payment options of Net banking, Credit Cards, Debit Cards and Gift card, the app ensures you are never out of balance and always in control. Enjoy Promocodes and Cashback on every transaction. Here’s a quick glance at multiple services offered by True Balance App.

Personal Loan
• Loan Amount: from ₹ 1000 to 50000.
• The shortest tenure is 62 days, the longest tenure is 180 days.
• The maximum interest rate is 30% per annum depending on the customer’s risk profile and loan tenure.
• For example: If the loan amount is ₹10000 and the interest rate is 30% per annum with the tenure of 91 days. After deducting the processing fee, the interest payable is as follows: Interest = ₹ 10,000 * 30% / 365 * 91 = ₹ 748.
• Fast approval, quick credit & zero paperwork.

• Buy an Insurance to protect yourself, family, friends or neighbors, starting at just Rs. 5.
• We provide Group Personal Accident, Life insurance, Mosquito Insurance, Biker Insurance, Daily commute Insurance & more.

• Sell all product categories and resell to your customer. Earn upto 2% Cashback from any transaction amount. Also you can add your own margin to original price and share final price to your customer.
• Shop ShopClues and pay in EMI without credit card.

Mobile handsets and Train ticket
• Sell mobile phones, accessories & electronic items to your customers and earn unto 4% Cashback.
• Book IRCTC train ticket to get amazing upto 5% Cashback

Prepaid and Postpaid payment
• Recharge Prepaid/Postpaid for your customers and earn 2% Cashback upto ₹ 5000 per month.
• Super-fast recharges on widely covered recharge network across 10 operators & 22 circles

DTH, Pipes Gas, Electricity, Water, LPG cylinder Bill Payment
• DTH recharge available for all operators as Airtel DTH, Tata Sky, Dish TV, Reliance Digital TV, Sun Direct & Videocon DTH. Earn upto 3% Cashback.
• 52 Electricity boards, 18 Piped Gas, 3 LPG cylinder and 26 Water billers
• Easy interface and fastest payments

Please note
• Get maximum Cashback benefits from completing full KYC (Aadhaar & PAN Card).
• All Cashback can be used within the app and can’t be transferred in any forms.

App permissions & reasons:
Contacts to identify the phone numbers you are recharging for.
Location to let you know an appropriate plan as per the area/circle you are in.
Phone to detect single/dual sim.
SMS to verify Phone number for registration.
Camera is required for full KYC process.

*T&C Apply
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What's New

What’s New?
★ Introducing ‘Earn’ tab, your one click-access to earn with True Balance options
★ New cashback opportunity: Add money to your wallet, get upto ₹10,000 cashback every week
★ Introducing ‘Transfer Loan’: Get interest free loan if you run out of money when transferring through True Balance Wallet
★ For all your loan needs, now head to ‘Loans’ tab
★ Now book LPG cylinders on True Balance app
★ Buy easy Insurance with prepaid recharge, get special benefit on recharge
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Additional Information

August 7, 2020
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
True Balance - Balance Hero
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