Instant & Paperless Personal Loan App. No docs

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India’s no.1 lending & financial service platform for the next billion users. Steering on the mission of ‘ Finance For All’, True Balance is a 100% secure instant, personal loan application which gets you online loan in your bank account in minutes without documents. Two key loan products by the app are – Cash Loan and Level-Up Loan.

Other financial services on the platform include- recharges, utility bills, insurance, dig gold & e-commerce.
With True Balance, you can also earn money from home by recharges, bill payments and Refer & Earn. True Balance is an NBFC and PPI licence holder which provides an RBI Compliant Wallet and multiple payment options of Net banking, Credit Cards, Debit Cards and Gift card.
The app ensures you are never out of cash and always in control of your money requirements. With varied Promocodes and Cashback offers on every transaction, True Balance is a most loved financial app of over 10 million happy customers.
Here’s a quick glance at multiple services offered by True Balance App.
Personal Loan/ Cash Loan
● Loan Amount: from ₹ 1000 to 50000.
● The shortest tenure is 62 days, the longest tenure is 180 days.
● The maximum interest rate is 32% annual depending on the customer’s risk profile and loan tenure.
● For example: If the loan amount is ₹10000 and the interest rate is 30% annual with the tenure of 90 days. The interest payable is as follows: Loan Amount= ₹ 10,000 * 30% / 365 * 90 = ₹ 740 interest will be charged
True Balance Loan Features:
- 100% paperless and digital process on mobile.
- 24x7 access to loans.
- Directly disbursed to your bank account.
- Quick credit time.
- Can be accessed Pan India.
- Convenience of payment through various methods.
- Get access to higher amounts & tenures as you repay on time.
- RepayLater option, that lets you pay only a part of EMI on due date & extend repayment term up to 30 days for multiple times.

Insurance
• Buy an Insurance to protect yourself, family, friends or neighbours, for any amount between Rs. 5 to Rs. 490/- .
• We provide Group Personal Accident, Life insurance, Mosquito Insurance, Biker Insurance, Daily commute Insurance & more.

E-commerce
Shopping made easy: Earn upto 2% Cashback from any transaction amount.
Maximum benefit of upto 10,000/- per month can be availed

Train Booking
•Quick Book, save details of booking and directly book tickets without hassles and check PNR status with one click
●Check status of ticket with PNR number • Book IRCTC train ticket to get amazing upto 3% Cashback,

Prepaid and Postpaid payment
• Recharge Prepaid/Postpaid for your customers and earn 2% Cashback upto ₹ 5000 per month.
• Super-fast recharges of any amount between 10/- to 2595/- on network across 5 operators

DTH, Pipes Gas, Electricity, Water, LPG cylinder Bill Payment
• DTH recharge available for all 5 key operators. Earn upto 2% Cashback, max utpo 1000 per month.
• 54 Electricity boards, 24 Piped Gas, 3 LPG cylinder and 30 Water billers
• Easy interface, cashbacks and fastest payments



Please note
• Get maximum Cashback benefits from completing full KYC (Aadhaar & PAN Card).
• All Cashback can be used within the app and can’t be transferred in any forms.

App permissions & reasons:
Location to let you know an appropriate plan as per the area/circle you are in.
Phone to detect single/dual sim.
SMS to verify Phone number for registration.
Camera is required for full KYC process.
Calendar is needed due to loan payment schedule


*T&C Apply
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What's New

What’s New?
★ Introducing one-time exclusive ‘Welcome Loan’, for Refer & Earn users
★ Easy & direct access to loan of upto 50,000 after Credit Check
★ Improved Home Tab screen for easy access and feature updates
★ Level Up Loan- Point system fades out and direct increase in loan limit after repayment
★ Improved KYC & payment services process and bug fixes
★ Other UI improvement
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Additional Information

Updated
January 9, 2021
Size
34M
Installs
10,000,000+
Current Version
5.04.01
Requires Android
5.0 and up
Content Rating
Everyone
Permissions
Offered By
True Balance - Balance Hero
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