Excellent! They will not let you spend money you do not have and cause your account to be overdrawn. That happened all the time with regular banks I banked with. Even when I told them (the other banks) not to put transactions through they would still charge me for "returning" it. Not with Simple, if you don't have the money it's blocked and they notify you. Amen!!! Multiple ATMS are available without fees as well all over my city. Thank you Simple!!
Still Needs Work I love the idea of simple. A lot of the features that would take a lot of work at a traditional bank are really easy to do with them. For example you can temporarily suspend an account, change your pin, and authorize your account for out of country use right from the app with no hassle or unnecessary steps. Which I quite enjoy. But in reality there aren't any other pros to using them. Transactions are painfully slow and there is still no android wear support. It has been over a year. Come on guys!
No fees, easy banking Simple is an awesome, easy to use banking service. It has no fees which is unheard of. You can do anything within the app and support is just a chat message away. The support team is really helpful. If you have steady income and/or bills to pay it's really useful.
An easy bank with helpful staff After using Simple as my only bank for months now, I can finally feel just how money hungry my prior banks were. Simple is doing what exactly what I want from a bank- holding my money in a safe place. Backed by an intelligent, kind staff, I've never been this happy with a bank before.
If only I could give a 0.25 star... Poor customer service, Simple have held my funds, a direct deposit, for the last 3 weeks, unable to "verify my account". After asking to close the account for 2 weeks, account is closed, and cashier's check will take 3 weeks to arrive. Avoid this like a scam.
This Totally Works For Me! I'm really enjoying this. It works for me. Being able to visual see the progress of putting money toward specific goals has been game changing. I'm horrible with money. This is the first time I've been on time or ahead of plan for things I'm trying to save for or need. Most of the time it's a sudden lump sum that I have to come up with when I need it, even if it's an expense that I know is coming.
In version 2.8.7:
This update squashes creepy-crawly digital bugs.
We fixed a crash that appeared at sign-in for those using the developer preview of Android Nougat. Never fear! We’re making sure Simple and Nougat will play nicely together.
So long, bugs!
Tap and pay with your phone, get instant notifications, and lock your cards.
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