This bank and the app is great if all you need is a basic checking account. Wish my credit card app was anywhere near close to this nice. Customer support is usually pretty easy to reach as well. My only complaint is I wish they offered more choices like credit cards that work in the app but I guess it wouldn't be as simple if they did
No problems The app has worked without problems; same with the card. It does take time for transfers, but I don't think Simple ever claimed otherwise, nor was it sold as a primary bank account. It's a savings account that has a debit card attached to it. I've never paid a cent in fees using it like that. No idea how they make any money.
Network error not allowing me to activate card I have had nothing but problems from Simple. My account information was compromised and someone tried to spend $124 at a Walgreen's in California. Now I have my new card and continuous network errors have not allowed me to activate my card. Customer service would not help me by phone. I have written to the BBB about this.
For US Citizens only, not for legal immigrants They don't work with legal immigrants, I'm in US since past 10 years they closed my account because I don't have US passport. Since they closed my bank account and blocked debit card I cannot access my paycheck, will be late on all payments I'm stuck and cannot withdraw funds, will never bank with then and don't recommend
Changed my financial life! I absolutely love this app! Creating and keeping goals is actually fun, and I'm paying off my student debt loans at an expedited rate! The only feature I can think of to add would be some sort of lock preventing money from being spent outside "Safe to Spend". Thank you so much for this wonderful tool to financial freedom!
Not effective It today's world there are times when transfers need to happen fast... this doesn't happen with simple. Any transfer I have sent to simple card has taken a week to clear. I am truly better off sending a check.