I like the concept so far for Goals. Maybe take it a step further with custom withholding amounts per user specified pay dates. For example, I'm paid biweekly and I have a fair approximation or exact amount of what each of my bills are. It would be convenient if after each direct deposit, say half of each bill was automatically withheld and placed into a Goals envelope. I would of course predetermine each bill's amount and change that amount as needed as services or rates change.
I've tried for 2 weeks to get an account set up but it just keeps telling me it needs more information. I have submitted a picture 5 TIMES! I even went onto to the regular website and submitted one even called customer service and girl couldn't give me an answer why. Don't bother with this.
WARNING!! Do not trust this company. They do not stand behind disputes at all, and somehow after I got a new card, my old cancelled card got charged again. Seems impossible, but somehow these guys let it happen. Can't reach anyone because it's the weekend, but I'm sure they will let me down again. As long as nothing goes wrong they are fine, BUT DON'T HAVE A PROBLEM OR YOUR DOOMED!
Applying for This account is one of the best things I've ever done for myself. I'm not a good checkbook balancer, and with Simple There's no way u can overdraft ! I've had the account for almost 2 years and they haven't charged me a dime. And their customer service is the most friendliest and helpful people ive ever dealt with on the phone ! All Free !! I needed this bank and I'm so glad I have it. Steve from West Palm
I love banking with Simple! I haven't been to a brick & mortar in over a year. Deposits & transactions are speedy and I like that there's a notification for banking holidays as soon as you open it too.
The safe-to-spend widget does not update in a timely manner and it's always showing more money than is currently available in my account which makes it rather useless.
Oct 06, 2017
SIB Mirror+: The next generation digital banking app from South Indian Bank