Chipper: Crush Student Loans

10 reviews
Content rating
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About this app

Student loan debt can feel overwhelming; count on Chipper to help you find the way out. Chipper is a simple, user-friendly student loan app that helps you identify the best repayment and forgiveness programs, automatically enroll, and start accelerating your payments, all from the app.

81% of Chipper members find a better plan. Chipper members eligible for Income-Driven Repayment (IDR) plans save an average of $308 per month, that’s $3,696 a year! Those who are forgiveness eligible will have an average of $66,000 forgiven from their student loans with our help!

Why you'll love Chipper:
- Check your eligibility for 150+ loan assistance, income-driven, and forgiveness programs
- Automatically enroll and apply for the plans and programs that are best for you directly from the app
- See and manage all of your student loans in one place
- Get fair & honest guidance in-app from real student loan experts

Explore (Repayment & Forgiveness):

EXPLORE YOUR OPTIONS FOR FREE. You may be eligible for student loan forgiveness and/or lower monthly payments on your current loans, without refinancing!

Explore in three steps:
- Securely link your loans
- Answer a few questions to see what plans you're eligible for
- Compare and choose what's best for your situation

We guide you through the rest (cost: completely free)

With Chipper+ you'll get (cost: free for the rest of 2021!):
CHIPPER CONCIERGE. Get access to us 1-on-1, we're real people who will help you determine your best options. Plus, our simple app enables you to digitally complete and submit all documents and applications.

Chipper Concierge in three steps:
- Sign-Up for Chipper Concierge in the app
- Schedule an optional 1-on-1 call with a student loan expert - get the answers to your student loan questions!
- If you're forgiveness eligible, max out your forgiveness amount!
- Apply for the plans and programs that are best for you - we'll do the paperwork for you!

Round Ups 2.0

Pay down your loans without even feeling it with Round Ups. As you spend money on normal purchases like groceries or gas, we apply the change to your highest-interest loan.

Round-Ups in three steps:
- Link your loans
- Link the cards you use to shop everyday
- Stay in budget with a monthly maximum and minimum

We do the rest of the work for you

"I spend money here and there, and it's nice to know no matter what I’m putting a bit extra into the stuff that really matters."

- Cynthia B., Chipper member


Chipper isn't a lender or a loan servicer - we securely process your information and let you know which options that are available to you - all for free. If you want 1-on-1 guidance, Chipper Concierge gives you access to real student loan experts to help you determine your best options and the confidence that your paperwork is properly filled and submitted.

Security, Control and Peace of Mind

Your peace of mind is our highest priority. We work with some of the world’s largest financial institutions to hold our security measures to the highest standards. We use 256-bit encryption, and we do NOT store your banking information on our servers or sell any of your personal information to third parties.

Student Servicers We Work With:

- Navient
- Great Lakes
- Nelnet
- Fedloan
- Sallie Mae
- Mohela
- ------------------


Please reach us in-app or email us at if you have any issues or requests.

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Made with love and weirdness in Austin.
Updated on
Jul 8, 2021

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
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10 reviews
Melissa Burmester
April 4, 2022
I downloaded and set up everything but then I wasn't able to go back into my account. I tried for hours. I deleted cookies, etc. And it still wouldn't work. It worked perfectly when creating an account, etc but after everything was done. Nothing.
5 people found this review helpful
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Be Chipper, Inc.
April 4, 2022
Oh no! We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you, please contact us at Thank you.
John Godfrey
April 3, 2022
App performance is poor. Most functions don't work. Not sure about the security of the app. No way to delete my account and related data from the company within the app. Overall, avoid.
3 people found this review helpful
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Be Chipper, Inc.
April 4, 2022
John - we're happy to delete your account and information if you'd like. Please reach out to if you'd like us to remove your information from our servers.
Joshua Hunter
June 7, 2021
Doesnt work, and they happily take your money to do something you can freely do on your own. DO NOT DOWNLOAD. Paid for the service and have been unable to use it or cancel it. Complete scam with little to no app support. Not sure who is behind it, but they are crooks. Avoid at all costs.
10 people found this review helpful
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Be Chipper, Inc.
April 4, 2022
Hey Josh - we haven't charged for our service since May 2021, and have reached out a few times to work with you. Please contact us at to make sure we get everything resolved

What's new

Users are able to discover all of their federal student loan repayment options, in addition too discovering if they are eligible for forgiveness programs.