Learn more about ENG Lending, calculate the mortgage on your prospective new home, apply, and keep in contact with our loan officers, and check the status of your loan in our easy to use app.
ENG Lending is a division of the Bank of England, a locally owned community bank located in England, Arkansas. We provide our clients with the expertise and services that are traditionally offered by the largest financial services institutions in the country - with the integrity of a local community bank.
Thanks to s-peek you can have every European company at your fingertips, check their reliability, profitability and their health status.
With s-peek you have access to the information of over 20 million companies and you can:
- Learn about credit rating and commercial credit limit;
- Check out the most important financial data;
- Download business information in PDF format (via web only);
- Automatically monitor all relevant updates concerning the purchased report;
- Invite your friends to use s-peek (and you get free credits!);
- Give your opinion based on your personal experience;
- Read what other people think about the companies;
- Invite your friends to share company information (via web only);
- Share your opinions on the major social networks.
Immediate access to credit rating, commercial credit limit and financial information of every European company!
Want financial information of all European companies instantly?
Want to know about the Credit rating of all companies? Want to learn about credit limit and the maximum exposure of all your customers?
S-peek is what you’re looking for. Here are some reviews by the users who have already tried S-peek:
“New design and really interesting new options. Fascinating app to quickly understand the economic and financial performance of Italian and foreign companies.”
“Really useful to quickly place the business partner, whether a client or a provider. Reports are not for free, but find the same information would cost much more.”
“Congratulations! Really useful, clear and suitable for all user, even those less experienced.”
“Really useful to immediately understand if a potential client will pay or not.”
All assessments present in s-peek are expressed using all available public information about the company examined such as: company details, financial statements, industry sector concerned and so on.
* s-peek: Credit rating & Financial analysis statements, Register of Companies *
The credit rating and the commercial credit limit available within the application are evaluated through the innovative “Multi Objective Rating Evaluation” (http://www.modefinance.com/home/MOREphilosophy.html) methodology, a
product of modeFinance. This innovation studies the company as a complex system and deepens the analysis of its different areas: solvency, debt coverage, liquidity, cash cycle, profitability, fixed assets coverage ratio, comparison with the sector concerned and so on.
The color associated with each company is the macro category of credit rating assessed according to the last available annual financial statement.
Green: AAA, AA, A, BBB
Yellow: BB, B
Red: CCC, CC, C, D
Grey: rating not assessable due to the lack of some financial data.
Basic report: allows you to quickly obtain basic information such as: credit rating of the previous three years, commercial credit limit, analysis main macro areas of the company (solvency, liquidity, profitability), sectorial comparison.
Full Report: allows you to further explore the information on the basic report with budget items such as turnover, profits (or losses) of the financial year, total assets, shareholders' equity. This report also includes corporate registration information (address, phone, sector, etc.).
In order to increase the ease of use, web version and mobile version display synchronized information.
s-peek: Credit rating report, Financial analysis statements and Register of Companies.