BharatPe for Merchants

2,65,453

BharatPe
BharatPe is a payments app that allows accepting UPI and card payments from any app for FREE. It makes payment acceptance simple by offering merchants a single QR to accept payments from Google Pay, PhonePe, Paytm, BHIM, Amazon UPI, and 150+ other banking apps. You can also accept debit and credit card payments using BharatSwipe. More than 70 lakhs merchants are using BharatPe. You can invest your collections to earn up to 12% interest per annum. Moreover, you can get a loan to grow your business at a very low-interest rate as well.

Accept payments at 0% MDR
BharatPe allows you to accept payments from all UPI apps such as Paytm, PhonePe, Google Play, etc for FREE. You can also accept payments from all cards at 0% MDR using BharatSwipe. You can instantly withdraw money and transfer it directly into your bank account.

Get loans to grow your business
BharatPe provides loans at a very low interest rate and without any paperwork. It is a 100% online application process, without any security or guarantee. You can repay the loan amount through Easy Daily Installment (EDI).

Repayment Terms:
Repay in Easy Daily Installments (EDI).
Loan Tenure: 3 months (minimum) to 15 months (maximum)

Interest Rate - Annual Percentage Rate (APR):
Ranges from 21% - 30%. APR is communicated on the BharatPe App while taking a loan.
Amount: Rs. 10,000 to Rs. 10,00,000
Processing fees: 0% to 2%

An example:
Loan Amount: Rs. 1,00,000
Tenure: 6 months
Interest Rate (APR): 24% per year
Repayment Amount: Rs. 1,12,000
Total Interest Payable: Rs. 100,000 x 24%/12*6 (6 months) = Rs. 12,000
Processing Fees (incl. GST): Rs. 2,000
Disbursed Amount: Rs. 100,000 (Loan Amount) - Rs. 2,000 (Processing Fees) = Rs. 98,000
Total Amount Payable: Rs. 1,12,000 (EDI of 722)
Total Cost of the Loan: Interest Amount + Processing Fees = Rs. 12,000 + Rs. 2,000 = Rs. 14,000

NBFC partners:
Loans are given in partnership with RBI approved NBFCs - hindon mercantile limited, LendenClub (Innofin Solutions Private Limited), TrillioLoans Fintech Private Limited, Mamta Projects Private Limited and Liquiloans (NDX P2P Private Limited). NBFC sanction letter is shown on the app and shared as a notification.

Earn up to 12%
You can earn up to 12% interest on your BharatPe account balance. Your interest is credited to your BharatPe account daily. You can add money or request withdrawal anytime. Your money is invested with RBI-approved NBFC partners.

BharatPe Card
BharatPe Card is a unique two-in-one card that allows a user to enjoy the benefits of both debit and credit in one card. It is FREE of cost and you will get up to 1% cashback. You can also get credit of up to Rs. 1 lakh at 0% for 30 days.

Pay bills and buy insurance
You can pay your utility bills like phone bills, electricity bills, DTH etc. and get Rs.100 off on every bill payment. We also provide shop, covid, health, life, and hospicash insurance.

India's first merchant loyalty club
BharatPe Club is India's first merchant loyalty club. You can earn benefits worth Rs. 20,000 such as free cricket merchandise, zero loan processing fees, Rs.1,000 off on BharatSwipe and Rs. 500 in BharatPe card.

Permissions
As per the National Payments Corporation of India (NPCI) regulations, it is mandatory to enable SIM binding (Send and Receive SMS) from the user's device to authenticate and authorize UPI payments. We will also need to take permissions like Location and Contacts to build your credit profile to extend loan offers. You can check the privacy policy at - https://bharatpe.com/privacy-policy

Please note that BharatPe is the brand name of the application launched by Resillient Innovations Private Limited. BharatPe is our developer name.

Contact Information:
+918882555444
hello@bharatpe.com
www.bharatpe.com
Head Office:
Resilient Innovations Private Limited
A45, Second Floor, Corner Market,
Malviya Nagar, New Delhi 110017, India
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Additional information

Updated
17 May 2022
Size
15M
Installs
10,000,000+
Current Version
3.1.1
Requires Android
4.4 and up
Content rating
Everyone
Permission
Offered By
BharatPe
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