178K reviews
Content rating
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About this app

Optimal investment without hassle
1-Click for optimal investment designed according to your profile.

Suitable For Beginner Investors
Technology that can dynamically adjust your investment based on your age, income, risk level and life goals. Just Accept OK.

Can Pay Using GOPAY and LinkAJA
Free transfer fees. No need to upload proof of transfer. Instant without the hassle.

Without Confused Choose Mutual Fund
We will help you select the best mutual fund so you can start right away with peace of mind. Just Accept OK.

Methods Supported By Nobel Prize Winner Research
Using the principles of Modern Portfolio Theory introduced by Harry Markowitz which is widely used by professionals and academics to manage their portfolios. We democratize this proven academic research so that anyone can invest in the right way.

Sharia Fashion
Sharia Mutual Fund Investment for Muslims Optimally.

Free Commission Fee (Rp 0)
All your purchases at Bibit are not deducted by transaction fees so that your profits can be higher. Seeds are paid for by the investment manager.

Tax Free
You don't have to worry about taxes because Mutual Funds are not tax objects like property and gold.

Start from IDR 10,000
Investment should be for everyone. Start planting your money small or as much as you want. The sooner you start, the bigger your money will grow.

Withdraw Anytime Without Penalty
Mutual funds can be withdrawn at any time without being penalized.

Open Account Digitally
Account opening is online and can be completed in minutes. No physical documents. No hassle.

Invest Safely
Seeds don't keep your funds. The funds you invest are transferred directly to the bank's custodian and are managed by an OJK licensed company. Funds can only be disbursed to an account in your name.

Registered and Supervised by OJK
The seeds have been registered and have an official APERD license from OJK & Kominfo.

Easy Way to Work
1. Auto Risk Profiling: We study your risk profile with an unbiased algorithm
2. Auto Financial Plan: you will get the best mutual fund portfolio recommendations based on your risk profile answers
3. Auto Rebalancing: Automatically maintains your optimal allocation.
4. Easy Monitoring: Just monitor the progress of your investment from the seed app

Seeds of Your Future
Everyone can start investing professionally with peace of mind. Let's start planting your money. It only takes 3 minutes.

Mutual funds are provided by:
PT Seeds Grow Together
Standard Chartered Tower 35th Floor Jalan Prof. Dr. Satrio No. 164 South Jakarta 12930
License: https://reksadana.ojk.go.id/Public/APERDPublic.aspx?id=BTB69

For enquiries, please contact:
Email: info@bibit.id
Instagram: @bibit.id
Facebook: @bibitapp
Website: bibit.id
Whatsapp: +622150864230
Updated on
Sep 23, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos and 2 others
This app may collect these data types
App info and performance
Data is encrypted in transit
You can request that data be deleted
178K reviews
Indri tiwi
August 8, 2022
USE KODE REFF ( ๐ƒ ๐€ ๐ ๐€ ๐Ÿ ๐Ÿ ) no space..Never thought investing would be this easy, just like sat set sat set, You already start your very first investment. What an apps!! Good luck on you financial goals, guys Keep up the good works, Bibit! Hoping in the future this apps would be more practical and have a good improvement on articles, news and the features to make it easier for the user to understand about investing and mutual funds
14 people found this review helpful
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Mian Awais
September 2, 2022
Please add the English Language option in this app for bule Indonesian. I want start invest money but due to language problem i am stuck and not invest until now. Please update app with English language option as soon as possible. Thanks
15 people found this review helpful
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PT. Bibit Tumbuh Bersama - Reksadana Online
September 3, 2022
Hai kak, terima kasih atas feedback yg diberikan. Saran ini akan ditampung dan kami diskusikan bersama tim. Bibit akan terus meningkatkan pelayanan & inovasi karena tujuan kami membuat investasi menjadi mudah untuk masyarakat Indonesia. Jika ada pertanyaan kakak bisa langsung hubungi live chat Bibit atau WA +622150864230. Terima kasih
mbul rade
September 6, 2022
Pls add dark mode, or at least when my theme in dark mode use it, after the newest update like it's force to use the light mode
3 people found this review helpful
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What's new

Halo Teman Bibit,
Untuk meningkatkan kenyamanan dan keamanan investasimu, Bibit telah melakukan beberapa update fixing bug dan improvement, antara lain:
1. Improvement fitur liveness test.
2. Peningkatan performa dan keamanan aplikasi
3. Pembuatan portofolio investasi yang lebih beragam dan sesuai kebutuhan.