4.6
50K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Bank on the go from your Android™ smartphone anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Biometric Finger Print ID
• View and manage your credit cards alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts2
• Deposit checks by taking a picture with your Android™ camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor

Visit bmo.com/usmobile to learn more.

¹ Please visit bmo.com/us/security for more details.
2If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.

Copyright 2023, BMO Financial Corp., All Rights Reserved.

Android™ is a trademark of Google Inc.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Updated on
Jun 1, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
48.7K reviews
Robin Brown
June 25, 2026
The interface has drastically changed, and I don't like it at all. It is messy and confusing to look at. It pefills boxes to pay the minimum amount when I always pay the full amount. It prefills the due date rather than the date I prefer. I don't like decisions made on my behalf as I am forced to be vigilant about correcting it.
3 people found this review helpful
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Mary Rice
July 15, 2026
it's an ok app until recently. I have the app on 2 devices, so when I log in on either or, I would get unauthorized log in from an unknown device and many text messages stating so. after getting my devices squared away I set up alerts and such. well, now, I am not able to get on that part of the app. what is going on?!!! I am the account holder. that aspect should not be left up to the bank.
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BMO Bank National Association
July 17, 2026
Hi Mary, thank you for your review. We are sorry to learn of your access issues as well as your alerts option. We would be happy to take a closer look at this with you. We encourage you to reach us at 888-340-2265 to further troubleshoot. - Manny
John Bottensek
March 25, 2026
Horrid. Every single time I log in I have to change my password. I either get "Hmm the information doesn't match our records" or "Hmm something went wrong" Every single time. Customer support is non existent. Fed Up. Not just the app, online too. It's a joke. With over 600 logins/passwords and nearly a dozen banking/financial accounts, I know its not me.
7 people found this review helpful
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BMO Bank National Association
December 2, 2025
Hi John, thank you for your feedback. We're sorry to learn of this ongoing experience with your access. We want to help you troubleshoot and take a closer look at any existing issues. If assistance is still needed simply give us a call at 1-888-340-2265 and we will be happy to take a closer look! - Manny

What’s new

We're always working to improve the banking experience, update includes:
• BMO introduces the DollarGPS app
• Minor bug fixes and performance improvements.
Turn on automatic updates so you always bank with the latest features & enhancements!