BMO Digital Banking

BMO Bank National Association

About this app

Bank on the go from your iPhone® anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Face ID®
• Access your credit card account alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts²
• Deposit checks by taking a picture with your iPhone® camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor

Visit bmo.com/usmobile to learn more.

¹ Please visit bmo.com/us/security for more details.
² If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.

Copyright 2023, BMO Financial Corp., All Rights Reserved.

iPhone® and Face ID® are trademarks of Apple Inc., registered in the U.S. and/or other countries.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Ratings and reviews

This app is trash. Seems to only work during business hours, which kind of defeats the convenience of having a banking app. When it does work, its spotty/unreliable. Has been this way for a long long time. Doesn't look like it'll ever improve at this rate. Right now, I'm trying to make a deposit, but the app straight up won't open. Can't even log in. Rebooted my phone, uninstalled and reinstalled, checked for updates. Nothing will help. Will be closing my BMO account asap.

The app needs to be fixed or an update pushed as all of a sudden a few weeks back the app has decided it doesn't want to work anymore. Just spins when trying to load and doesn't go anywhere! I've uninstalled and reinstalled the app and same issue. I've been with the bank for 15 years and have never had a problem now all of a sudden can't access app when I need too. Please fix ASAP.

App crashes 9 out of 10 times when I attempt to deposit a check through the app. Happens right when the camera activates. That 1 out of 10 times that it doesn't crash, the "Image cannot be validated" error pops up when I hit submit. The picture is clear as day against a black background. Same way I used to do it every other time with no issue. Suddenly as of a month ago, I've been having this issue non stop. Uninstalled and deleted cache at least 20 times now, still having issues (Galaxy S22)

What's new

We're always working to improve your banking experience, this update includes:
• Minor bug fixes
Turn on automatic updates so you always bank with the latest features & enhancements