BMO Digital Banking (US)

BMO Bank National Association

About this app

Bank on the go from your iPhone® anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Face ID®
• Access your credit card account alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts²
• Deposit checks by taking a picture with your iPhone® camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor

Visit bmo.com/usmobile to learn more.

¹ Please visit bmo.com/us/security for more details.
² If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.

Copyright 2023, BMO Financial Corp., All Rights Reserved.

iPhone® and Face ID® are trademarks of Apple Inc., registered in the U.S. and/or other countries.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Ratings and reviews

I have been having issues logging in for the past 2 days. it states that my info doesn't match their records but I haven't changed anything. It doesn't even recognize my email and I've had the same email for YEARS. I'm really frustrated, especially since i have to waste my time to fix a problem that someone or something else has caused for me.

Limited on what you can and can't do, and there's no prompt that tells you you're gonna have to wait days for a check deposited through the app. When they were Bank of the West I only had to wait maybe 6 hours and ALL the funds were available. Which is why I'm going to be switching to another institution by the end of the month. GOOD RIDDANCE!!

Haven't had anything good happen yet. twice the work as other bank apps I've used and it's never correct with what my balance is when I check it. Big let down. called 5 times with the last call that was disconnected or whatever after 48 minutes holding. First call was disconnected after 45 minutes, second was 47 and I still haven't been able to activate my card. What a waste and I get to spend 5 hrs on the phone again tomorrow. Big disappointment.

What’s new

We're always working to improve the banking experience, update includes:
• BMO introduces the DollarGPS app
• Minor bug fixes and performance improvements.
Turn on automatic updates so you always bank with the latest features & enhancements!