BMO Digital Banking

BMO Bank National Association

About this app

Bank on the go from your Android™ smartphone anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Biometric Finger Print ID
• View and manage your credit cards alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts2
• Deposit checks by taking a picture with your Android™ camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor

Visit bmo.com/usmobile to learn more.

¹ Please visit bmo.com/us/security for more details.
2If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.

Copyright 2023, BMO Financial Corp., All Rights Reserved.

Android™ is a trademark of Google Inc.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Ratings and reviews

This app is definitely a downgrade from the BoW app. There is no info on card transactions, so you have to call and talk to someone, which to me is a waste of time when I just want to see which card made a transaction on our joint account. Plus, I've been locked out of my app more times than before the switch. I'm just not a fan, but I have to just deal because there is no other choice unless I want to change banks, and I do not want to do that, so🙅🏻‍♀️

After years of no issues at all, for the last few months the app locks me out of my account every couple of days. I'm on my 7th password and have to call in to get it unlocked because I'm not charging it anymore. The phone reps tell me I'm entering the password incorrectly even though I'm not. This last week has gone to daily lock outs. I talked to a supervisor a month ago. I've never had an issue like this with any app. They aren't giving me any choice but to leave.

I enjoyed the app until I went to make a credit card payment and they removed the statement balance option so now you have to navigate to the cards statements, search for the previous month's pdf, write down the statement balance, then go back to make a payment, select "other" and type your statement balance. Removing this already existing basic feature from the app is very scary from BMO.

What’s new

We're always working to improve the banking experience, update includes:
· Prioritizing your feedback, we continue to optimize our systems to provide you a better banking experience.
· The Accounts Summary page has improved the Quick Action buttons.
· Minor bug fixes.
Turn on automatic updates so you always bank with the latest features & enhancements!