PayNearby - Aadhaar ATM, DMT

Nearby Technologies

About this app

Become your area’s ATM & Digital service point. Provide ATM, Money Transfer, Account Opening, Recharge, Bill Payment, PAN Card and 20+ more services.

Join a platform trusted by 50 lakh+ retailers and grow your business:

# NO working capital required: Grow your business with minimal one-time investment & get lifetime returns.

# Easy to use: User-friendly interface makes it easy for you to access all features & services and requires no special training or skills.

# Secure transactions: PayNearby ensures the highest level of security for all your transactions.

# High earning potential: Retailers and distributors can earn attractive commissions and incentives on every transaction. With instant payouts, you can transfer your earnings directly to your bank account.

# Set up a modern shop: Modern payment options, shop management tools, and training to help you set up a modern shop.

# 24X7 Support: On-field sales team support & 24X7 call support available.

# Secure & Safe: Secured & robust mobile app with multiple layers of authentication to ensure data security of retailers and customers.

One App, 25+ services

Banking Services: Become the most trusted banker in your area

ATM Services: Help customers withdraw subsidy, DBT, and cash from their accounts through Aadhaar biometric or Debit Card.

Money Transfer: Help people send money to their near and dear ones in real-time, 24X7, with a 99.9% success rate.

Account Opening: Open Savings and Current accounts for customers and local entrepreneurs, help them save for their dreams.

Other banking services: Offer Balance Enquiry, Mini-statement services.

Digital Services: Don’t lose customers due to limited payment options. Become a modern store, accept digital payments

UPI QR: Accept payment from Google Pay, Paytm and PhonePe. Receive instant settlement & free voice notification.

Mobile PoS: Use Micro ATM as point-of-sale (PoS) device and accept Debit/Credit Card payments.

Other digital services: Customer Khata & Aadhaar Pay .

Utility Bill Payment Centre: Ensure recurring monthly income

Utility & Recharges: Accept utility bills and provide recharge services for 100+ partners.

Cash Collection: Collect EMIs/fees from customers and collection agents for more than 60+ partners.

Other collections: LIC Policy payments, OTT subscriptions, Credit Card payments.

Insurance: Become a Suraksha Pradhan, provide insurance cover to customers in your area. Offer Bike insurance and help customers avoid fines and penalties.

Travel: Industry’s best ticket booking experience

Rail Booking: Become an authorized IRCTC ticket booking retailer.

Flight Booking: An IATA-approved platform for booking flight tickets at competitive rates.

E-commerce: Convert your mobile into a digital shop

E-commerce Store: Make everything available from shop by shopping with our E-commerce partners. Earn on every order.

Essential Services: Provide essential financial documentation and services & earn easily

PAN Card: Become an authorized PAN Card issuance point. Issue PAN Card in just 2 hours.

PayNearby’s Business Loan & Gold Loan Partnerships

Gold Loan
1.Muthoot Finance Limited -
Loan ₹1.5K-₹5Cr, Tenure 6M-12M, ROI 10.9%+
Maximum Annual Percentage Rate (APR): NA
https://www.muthootfinance.com/gold-loan




For PayNearby’s Business Loans Partnership

1. Light Micro Finance Private Limited:
Min & Max Loan Amount: INR 6K to INR 60K
Min & Max Tenure: 6 months to 12 months
ROI: 35% (per annum monthly reducing)
Processing Fees: 3% + 18% GST
Stamp Duty Charges: as per applicable law
Repayment Frequency: Daily
https://www.lightfinance.com/partners/

Join the market leader. Upgrade your business and earn more.

Join PayNearby.
T&C Applied.

Ratings and reviews

App is very good and user-friendly. I have a request for you . In Rail Reservation , It would be very helpful if you add a confirmation popup before cancelling a ticket. Currently, as soon as we click "Submit", the ticket gets cancelled instantly. Please add a confirmation message like: "Refund amount is ₹[amount]. Are you sure you want to cancel?" This will help prevent accidental cancellations and improve user experience. Thank you!

It's a SCAM, I had purchased plan on November 2025, it's been 5 months account verification is not yet done from their side,I had followed up 4 times every time they asked me to wait for 10 working days, however account is not verified. Disappointed !! Status : NOT RESOLVED (Will update this status in review if the issue is resolved)

Poor customer service. Apps worked for only 10 days after 10 days again asked for a subscription which I had already paid. I addressed the issue with the sales manager and distributor but still not solved. It has been half a month since then.

What's new

- Settle customer Khata with 0% fees by using UPI QR.
- Creating a one-stop solution for all insurance service-related queries.
- Now NearbyToolKit service is available for you to purchase devices to upgrade your business.
- Bug fixes and enhancements