Currencies Direct

Currencies Direct Ltd.

About this app

Send and spend seamlessly – with great rates and zero transfer fees.

More than 120 countries. Over 20 currencies.

Our simple, secure currency transfer service and multi-currency card make sending and spending money abroad as easy as opening your wallet.

GET THE RATE YOU WANT
• Check live exchange rates and make transfers 24/7
• Buy your currency when you like the rate
• Store it in a secure multi-currency wallet
• Send it whenever you need to
• Pay by card or bank transfer

MULTI-CURRENCY DEBIT CARD
• Seamless spending in over 200 countries with no monthly card fees – use your card wherever Mastercard® is accepted
• Pay in GBP, EUR, USD, AUD, CAD, NOK, SEK, DKK, AED, PLN, CHF, CZK, HKD, ILS, JPY, SGD, THB, NZD and ZAR directly from your currency wallets – enjoy great rates when spending in other currencies
• Stay in control with our app and instant notifications

Please note, our currency card is currently only available to customers living in the UK, Ireland, France, Spain, Portugal, Norway and Sweden.

PREFER TO TALK TO A HUMAN?
• We’re here for you – with award-winning one-to-one support
• We’re rated five stars on Trustpilot

BANK-BEATING EXCHANGE RATES*
*We help our customers save money on their transfers with exceptional exchange rates (we compare against the banks every month using the International Money Transfer Index IMTI™). Visit our website for more information.

LIST OF SUPPORTED CURRENCIES
• AED
• AUD
• CAD
• CHF
• CZK
• DKK
• EUR
• GBP
• HKD
• HUF
• ILS
• INR
• JPY
• MXN
• NOK
• NZD
• PLN
• RON
• SAR
• SEK
• SGD
• THB
• USD
• ZAR – you must be registered with Currencies Direct South Africa to sell ZAR

OUR AUTHORISATION

We are licensed in multiple countries. You can find all of our licensing information on our website: https://www.currenciesdirect.com/en/info/regulatory-information
Terms and conditions: https://www.currenciesdirect.com/en/info/terms-of-use
Privacy policy: https://www.currenciesdirect.com/en/info/privacy-policy
Security of funds: https://www.currenciesdirect.com/en/personal/transfer-money-overseas/safety-of-your-funds

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licences by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. In the UK electronic money is issued by Currencies Direct Ltd which is authorised by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 (FRN: 900669). In the EU electronic money is issued by Currencies Direct Spain, E.D.E., S.L. which is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May (Registration No: 6716).

Ratings and reviews

Offers many of the same features as Wise or MyGuava but with a different set of available currencies, including many from the Middle East. Simple and easy to use interface, although I wish there were a dark mode. The signup and verification process was quick, and so far everything has gone smoothly. The minimum amount for converting between currencies is quite high at $100 USD, but on the other hand it's also done for free.

Wish I could rate this a zero! After 3 months I can honestly say this is by far the worst banking service I've ever used. The app is NOT intuitive. The website is worse. They charged me 80 euros for an international bank transfer when they advertise they don't. Had to threaten them to get my money back. The payment and transfer options will suddenly stop working for no reason. They'll charge amounts twice then send an error message. My account manager is useless, wasted my time many times. ZERO!

I'm having trouble logging on. the app will not recognise my password. each time I try to log in, it shows error 414 and asks for my password again

What's new

We’ve made improvements behind the scenes to give you a smoother and more reliable app experience. This update includes bug fixes and performance enhancements as we continue improving our new app foundation. Update now to enjoy the latest version!