Borrowell helps people make great decisions about credit. In three minutes or less, get your Equifax credit score and report for free in our app. Molly, Canada’s first AI-powered Credit Coach, will make it easy to understand your credit score and give you great tips and product recommendations like credit cards, personal loans, and mortgage options. Checking your score with Borrowell will NOT hurt your credit!
FREE CREDIT MONITORING
Borrowell has provided more than one million Canadians with free access to their credit information. When you download the app, we'll refresh your credit score each month for free and you can track monthly progress on your credit dashboard.
PERSONALIZED PRODUCT RECOMMENDATION
Borrowell offers a platform with hundreds of financial products. Get access to personalized financial product recommendations, like loans, credit cards, and the best mortgage rates to improve your financial well-being.
THE BORROWELL CREDIT COACH
Ever wondered what makes up your credit score and how to improve it? The Borrowell Credit Coach is Canada's first AI-powered tool that looks at the unique factors to help you better understand your credit score and gives you tips to improve it.
EVERYTHING IN ONE PLACE
Get the full picture when it comes to your financial health. The Borrowell app allows you to see your credit score, credit report, and personalized product recommendations tailored just for you all in one place. At a glance, you can check in on your current financial well-being.
The Borrowell app is great for keeping up on the go, but you can still access the web version at Borrowell.com. The app and web version are completely synced up, so you'll always see the most up-to-date information.
SAFE AND SECURE
At Borrowell, protecting our members' information is our top priority and we use the highest level 256 bit AES encryption available to actively keep your information safe.
WHY DO 1 MILLION CANADIANS TRUST BORROWELL?
"Competitive and transparent rates on loans" - The Globe And Mail
"Fintech company wants to save consumers a lot of money on credit cards" - The Financial Post
"Before you go to bed tonight, you have to find out your credit score" - Breakfast Television
Borrowell has also received multiple awards:
-FinTech Startup Of the Year - FinTech & AI Awards, 2018
-Innovative Lender of The Year - Canadian Lenders Association, 2017
-CIX Top 20 - Canada’s Most Innovative Companies, 2018
-Fintech 100, KPMG, 2017
-“Company-to-Watch”, Deloitte Technology Fast50 program, 2017
-PWC Vision To Reality Finalist, 2017
-Disrupt Together, Elevate AI, 2017
-Best Places to Work™ for Women, Millennials, and Financial Services and Insurance
SEE THE BEST MORTGAGE RATES
Borrowell works with trusted mortgage partners to make the mortgage process simple. Whether you’re buying, renewing, or refinancing, we make finding the perfect mortgage easy by showing you more than 60 mortgage options with the top mortgage rates in Canada – all in one place!
EASY ONLINE LOAN PROCESS
Thousands of Canadians have relied on us for their personal loans! When you get your free credit score, we'll show you the best loan options suited to your financial profile. If you're eligible, you'll have the option to get a quote from Borrowell. Otherwise, we'll provide you with alternative options from our trusted partners. If approved, your money will be deposited into your bank account as soon as the next business day. Loans are simple with Borrowell!
HOW IS BORROWELL FREE?
Our business makes money by recommending financial products we think will help you improve your financial wellness. If you take a product, that partner pays us a fee. Not interested? No worries! We’re happy to give you free monthly access to your credit score and credit report.