Branch - Personal Loan App

4.6
740K reviews
10M+
Downloads
Content rating
PEGI 3
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About this app

Get Loans from Branch and repay in 62-180 days with a maximum APR of 360%
Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone.

LOAN RATES AND FEES

India
Loan Amounts: INR 750 to INR 50,000
APR: 50% to 153%
Monthly interest: 4.1% to 13.5%
Example Fees: For a loan of INR 9,000, an interest fee of INR 548, a processing fee of INR 800, and GST of INR 144. No late fees or rollover charges.
For a loan INR9000, customer will pay 9000(principal)+548(interest)+800(processing fee)+144(GST)= INR 10492 total
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 62 days.

Kenya
Loan Amounts: Ksh 250 to Ksh 70,000
APR: 22% to 240%
Monthly interest: 1.6% to 20%

Example Fees: For a loan of Ksh 10,000, a flat fee of Ksh 2,160. No late fees, rollover charges, or origination fees.
For a loan of Ksh 10,000, custumer would pay 10,000(loan)+2160(flat fee) = Ksh 12160 total

Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 62 days.

Nigeria
Loan Amounts: ₦1,000 to ₦200,000
APRs: 20% to 265%
Monthly interest: 1.6% to 23%

Example Fees: For a loan of ₦40,000, a flat fee of ₦8,800. No late fees, rollover charges, or origination fees.
For a loan of ₦40,000, customer would pay ₦40,000(loan amount)+ ₦8,800(flat fee) = ₦48,800 total.
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 62 days.

Tanzania
Loan Amounts: Tsh 5,000 to Tsh 700,000
APRs: 50% to 320%
Monthly interest: 4% to 27%

Example Fees: For a loan of Tsh 120,000, a flat fee of Tsh 31,200. No late fees, rollover charges, or origination fees.
For a loan of Tsh 120,000, Customer will pay Tsh120,000(loan)+ Tsh 31,200(flat fee)= Tsh 151,200 total
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 62 days.

KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY

The Branch app lets you apply for credit, save funds, or monitor your financial health on the go.

* Easy access 24/7
* Quick and easy sign up
* No paperwork, collateral or office visits needed
* Use your money the way you want to -- for home or business
* No late charges or rollover fees on loans
* Lower fees, and flexible payment terms as you repay

Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!


SAFE AND SECURE LOANS

Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

FEATURED IN

Financial Times - TechCrunch - Forbes - Bloomberg TV - Huffington Post - Wall Street Journal

CNBC Africa - K24 - KTN - KBC - Business Daily - Daily Nation - The Standard


CONTACT US

We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at support@branch.co or find us on Facebook!

Follow us on Twitter: twitter.com/branch_co
Visit our website: branch.co
Updated on
Jun 29, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available
4.6
740K reviews
Gabriel Gray
June 16, 2022
Branch might be the best loan and banking app ever. It's easy to use, straightforward, not stressful, the free transfers are amazing, the loan amount great and the interests even better, the free rewards system is fantastic. I really hope this app doesn't change and continues to be like this. I would give 10 stars if I could.
647 people found this review helpful
Godson Chris
June 22, 2022
You guys are good. The process of accessing loan wit branch is quick, easy, very satisfying. Secondly, no extra charges, no binding of card up front. I am sure there's great transparency of business activity wit these guys. Even when I wanted to make my first repayment, they provided physical bank accounts, and when I used it, my payment reflected on the app a few hours later. I recommend this app for everyone who is ready to borrow and pay back, so as to keep the mutual benefits smooth. Thanks
377 people found this review helpful
Sheban Adam
June 12, 2022
Smooth, quick loan access despite potential CRB listing, very intuitive interface and good integration with other financial services at virtually no transaction costs. This is it fellas. It doesn't get better than this. Access loans and pay up promptly. Keep those mPesa texts, they'll help with your threshold. Thanks a lot Branch. I recommend you guys 1000%
585 people found this review helpful

What's new

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.

If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.