Branch - Personal Loan App

4.6
789K reviews
10M+
Downloads
Content rating
PEGI 3
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Get Loans from Branch and repay in 61-180 days with a maximum APR of 360%
Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone.

LOAN RATES AND FEES

India
Loan Amounts: INR 750 to INR 50,000
APR: 2% to 3% per month

Representative Loan Example:
Borrow Rs. 5000 at APR of 36% (per annum) with tenure of 62 days

Interest = Rs. 5000*36%/ 365 *62 = Rs. 304
Processing Fee = Rs. 5000* 10% = Rs. 500
(on which GST applied at Rs. 89)

Total amount disbursed will be Rs 4412 (Rs. 5000 - Rs 499 - Rs 89)
Total amount to repay will be Rs. 5304 (Rs. 5000 + Rs 304)
Two monthly payments of Rs. 2652

Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.

Branch Personal loan app is operated by Branch International financial services Pvt Ltd. which is an RBI-registered NBFC.

Kenya
Loan Amounts: Ksh 250 to Ksh 70,000
APR: 32% to 240%

Representative Example:
Borrow Ksh 10,000 at APR of 196% (per annum) with tenure of 62 days
Interest = Ksh. 10000* 196%/ 365 *62 = Ksh. 3260

Total amount disbursed will be Ksh 10000
Total amount to repay will be Ksh 13260 (Ksh 10000 + Ksh 3260)
Two monthly payments of Ksh 6630

Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.

Nigeria
Loan Amounts: ₦1,000 to ₦200,000
APRs: 32% to 250%

Representative Example
Borrow ₦45,000 at APR of 250% (per annum) with tenure of 62 days

Interest = ₦ 45000* 250%/ 365 *62 = ₦ 9400

Total amount disbursed will be ₦ 45000
Total amount to repay will be ₦ 54400 (₦ 45000 + ₦ 9400)
Two monthly payments of ₦ 27200

Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.

Tanzania
Loan Amounts: Tsh 5,000 to Tsh 700,000
APRs: 33% to 261%

Representative Example:
Borrow Tsh 100,000 at APR of 180% (per annum) with tenure of 62 days

Interest = Tsh 100,000* 180%/ 365 *62 = Tsh 30000
Total amount disbursed will be Tsh 100,000

Total amount to repay will be Tsh 130,000 (Tsh 100000 + Tsh 30000)
Two monthly payments of Tsh 65000

Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY

The Branch app lets you apply for credit, save funds, or monitor your financial health on the go.

* Easy access 24/7
* Quick and easy sign up
* No paperwork, collateral or office visits needed
* Use your money the way you want to -- for home or business
* No late charges or rollover fees on loans
* Lower fees, and flexible payment terms as you repay

Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!


SAFE AND SECURE LOANS

Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

FEATURED IN

Financial Times - TechCrunch - Forbes - Bloomberg TV - Huffington Post - Wall Street Journal

CNBC Africa - K24 - KTN - KBC - Business Daily - Daily Nation - The Standard


CONTACT US

We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at support@branch.co or find us on Facebook!

Follow us on Twitter: twitter.com/branch_co
Visit our website: branch.co
Updated on
Jul 28, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Files and docs, and App info and performance
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
Data can’t be deleted
4.6
789K reviews
Abayomi Ogunde
August 14, 2022
The experience has been so far very good. They don't harass you with calls or threatening messages. Really awesome service. But in terms of credit rating, am not satisfy with the loan amount after over 6-months and the amount remains ridiculously small while the interest increases faster. This is not fair. Lastly, customer service button on the app is not readily available to send complaints like this.
51 people found this review helpful
Esther Wanjala Mutua
August 7, 2022
they are fast, honest and give you the money without too much ado with enough time to repay. if u delay you will be penalised so avoid reneging on yr loan. I delayed on a loan but stll got a lesser amount after one month. I still like this app and hope to save once i get out of the doldrums!! The app continues to be excellent. Fast, precise and low intrest without harassment. Thank you branch, keep the good work.! And you can save pole pole with interest credits to your savings. Convenient.
131 people found this review helpful
Joseph Ilumomi
July 29, 2022
Exceptionally good, accommodating and feel at home app. Your mechanism of handling things is out of this world in fact you are worth more than any qualifications. This app is headache-free, anxiety-free and the transparency and honesty is enviable. A big thanks to branch. However i have a piece of advice for you guys. 1} let there be Whatsapp customer service platform through which customers can easily reach out to you 2) make transfer or debit card easier to always avoid default and stress.
233 people found this review helpful

What's new

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.

If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.