Branch - Personal Loan App
4.6star
963K reviews
10M+
Downloads
PEGI 3
info
About this app
Get Loans from Branch and repay in 61-180 days with a maximum APR of 360%
Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone.
LOAN RATES AND FEES
India
Loan Amounts: INR 750 to INR 50,000
APR: 2% to 3% per month
Representative Loan Example:
Borrow Rs. 5000 at APR of 36% (per annum) with tenure of 62 days
Interest = Rs. 5000*36%/ 365 *62 = Rs. 304
Processing Fee = Rs. 5000* 10% = Rs. 500
(on which GST applied at Rs. 89)
Total amount disbursed will be Rs 4412 (Rs. 5000 - Rs 499 - Rs 89)
Total amount to repay will be Rs. 5304 (Rs. 5000 + Rs 304)
Two monthly payments of Rs. 2652
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
Branch Personal loan app is operated by Branch International financial services Pvt Ltd. which is an RBI-registered NBFC. Some loans are in co-lendnig arrangement with NDN P2P Private Limited
Kenya
Loan Amounts: Ksh 250 to Ksh 70,000
APR: 32% to 240%
Representative Example:
Borrow Ksh 10,000 at APR of 196% (per annum) with tenure of 62 days
Interest = Ksh. 10000* 196%/ 365 *62 = Ksh. 3260
Total amount disbursed will be Ksh 10000
Total amount to repay will be Ksh 13260 (Ksh 10000 + Ksh 3260)
Two monthly payments of Ksh 6630
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
Nigeria
Loan Amounts: ₦1,000 to ₦200,000
APRs: 32% to 250%
Representative Example
Borrow ₦45,000 at APR of 250% (per annum) with tenure of 62 days
Interest = ₦ 45000* 250%/ 365 *62 = ₦ 9400
Total amount disbursed will be ₦ 45000
Total amount to repay will be ₦ 54400 (₦ 45000 + ₦ 9400)
Two monthly payments of ₦ 27200
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
Tanzania
Loan Amounts: Tsh 5,000 to Tsh 700,000
APRs: 33% to 261%
Representative Example:
Borrow Tsh 100,000 at APR of 180% (per annum) with tenure of 62 days
Interest = Tsh 100,000* 180%/ 365 *62 = Tsh 30000
Total amount disbursed will be Tsh 100,000
Total amount to repay will be Tsh 130,000 (Tsh 100000 + Tsh 30000)
Two monthly payments of Tsh 65000
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
In all countries, some customers may be charged a late fee.
KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY
The Branch app lets you apply for credit, save funds, or monitor your financial health on the go.
* Easy access 24/7
* Quick and easy sign up
* No paperwork, collateral or office visits needed
* Use your money the way you want to -- for home or business
* Lower fees, and flexible payment terms as you repay
Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!
SAFE AND SECURE LOANS
Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.
CONTACT US
We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at support@branch.co or find us on Facebook!
Follow us on Twitter: twitter.com/branch_co
Visit our website: branch.co
Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone.
LOAN RATES AND FEES
India
Loan Amounts: INR 750 to INR 50,000
APR: 2% to 3% per month
Representative Loan Example:
Borrow Rs. 5000 at APR of 36% (per annum) with tenure of 62 days
Interest = Rs. 5000*36%/ 365 *62 = Rs. 304
Processing Fee = Rs. 5000* 10% = Rs. 500
(on which GST applied at Rs. 89)
Total amount disbursed will be Rs 4412 (Rs. 5000 - Rs 499 - Rs 89)
Total amount to repay will be Rs. 5304 (Rs. 5000 + Rs 304)
Two monthly payments of Rs. 2652
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
Branch Personal loan app is operated by Branch International financial services Pvt Ltd. which is an RBI-registered NBFC. Some loans are in co-lendnig arrangement with NDN P2P Private Limited
Kenya
Loan Amounts: Ksh 250 to Ksh 70,000
APR: 32% to 240%
Representative Example:
Borrow Ksh 10,000 at APR of 196% (per annum) with tenure of 62 days
Interest = Ksh. 10000* 196%/ 365 *62 = Ksh. 3260
Total amount disbursed will be Ksh 10000
Total amount to repay will be Ksh 13260 (Ksh 10000 + Ksh 3260)
Two monthly payments of Ksh 6630
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
Nigeria
Loan Amounts: ₦1,000 to ₦200,000
APRs: 32% to 250%
Representative Example
Borrow ₦45,000 at APR of 250% (per annum) with tenure of 62 days
Interest = ₦ 45000* 250%/ 365 *62 = ₦ 9400
Total amount disbursed will be ₦ 45000
Total amount to repay will be ₦ 54400 (₦ 45000 + ₦ 9400)
Two monthly payments of ₦ 27200
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
Tanzania
Loan Amounts: Tsh 5,000 to Tsh 700,000
APRs: 33% to 261%
Representative Example:
Borrow Tsh 100,000 at APR of 180% (per annum) with tenure of 62 days
Interest = Tsh 100,000* 180%/ 365 *62 = Tsh 30000
Total amount disbursed will be Tsh 100,000
Total amount to repay will be Tsh 130,000 (Tsh 100000 + Tsh 30000)
Two monthly payments of Tsh 65000
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
In all countries, some customers may be charged a late fee.
KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY
The Branch app lets you apply for credit, save funds, or monitor your financial health on the go.
* Easy access 24/7
* Quick and easy sign up
* No paperwork, collateral or office visits needed
* Use your money the way you want to -- for home or business
* Lower fees, and flexible payment terms as you repay
Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!
SAFE AND SECURE LOANS
Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.
CONTACT US
We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at support@branch.co or find us on Facebook!
Follow us on Twitter: twitter.com/branch_co
Visit our website: branch.co
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
4.6
963K reviews
Benson Mukuria
- Flag inappropriate
- Show review history
February 15, 2023
Branch has been my best app. It has always been reliable and an app I can count on. Today I was in need of finance and I was sure I have limit in my account. I tried to access the limit that was allocated to me, the transaction didn't go through. The feedback was I can't access loan at the moment. I had banked all my hopes there. Please review and award my limit back I sort an emergency.
717 people found this review helpful
Branch International Financial Services Limited
March 21, 2023
Hi Benson, there are various factors that the system looks at when assessing your eligibility. Please write to us through your Branch in-app chat by clicking on the "Customer Care" option and we will look at your account and advise. -CM
Nyenime Domino, Jr
- Flag inappropriate
March 29, 2023
It's totally professional and one of 2 loan apps that truly give peace of mind and the interest rates extremely humane. Very reliable app to use for payments and transfers ; goes instantly. Gives good investment returns. Thanks, Branch. Will recommend it to anyone, any day,any time.
7 people found this review helpful
Michael Akese
- Flag inappropriate
March 27, 2023
Very wonderful experience using this app, not just for loan purpose but also, for paying bills, subscription and transfer service. This is the best loan app and I highly recommend it to every one. The services are just perfect. Thanks Branch. If other loan app were like you, people won't be defaulting. Thanks once again
15 people found this review helpful
What's new
Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.
If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.
If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.