Branch - Digital Bank & Loans

Branch International Financial Services Limited

About this app

Save and transfer money on the Branch wallet and pay your bills instantly

Personal loans range from Ksh 500 to Ksh 300,000

Tenure: 62days to 1 year. Interest rates range from 2%-18% depending on the risk profile of the customer.

Example: Borrow Ksh 10,000 at APR of 196% (per annum) with tenure of 62 days
Interest = Ksh. 10000* 196%/ 365 *62 = Ksh. 3260

Total amount disbursed will be Ksh 10000
Total amount to repay will be Ksh 13260 (Ksh 10000 + Ksh 3260)
Two monthly payments of Ksh 6630
Some customers may be charged a late fee.

Branch is now more than just a mobile loan app.Now you can save money, make transfers from Branch wallet, pay your bills and get instant mobile loans from the Branch App.

Personal loan rates and fees

Loan Amounts: Ksh 500 to Ksh 100,000
APR/Interest rate: 20%-211% (Monthly interest: 2% to 18%)
Processing fee: None
Onboarding fee: None

Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms of up to 1 year. Every loan amount we offer has the option to repay in a minimum of 62 days.

BRANCH IS NOW BRANCH MICROFINANCE BANK

The Branch MFB app lets you apply for personal loans on the go.
* No paperwork, collateral or office visits needed
* Easy access 24/7
* Quick and easy sign up
* Use your money the way you want to -- for home or business
* Lower fees, and flexible payment terms as you repay

What is Branch MFB:
👉 Get instant loans -- no paperwork, collateral
👉 Make money transfers from Branch to MPESA and MPESA to Branch
👉 Pay bills without extra charges
👉 Save money on branch wallet and earn 15% interest (Kenya's highest rate)
👉 Withdraw your savings anytime

Save money: Branch MFB offers the best savings rates in the country and offers
👉 15% ROI per annum
👉 Weekly interest payment
👉 Option to withdraw your savings anytime or keep it for a fixed period

Got Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!

Branch personal finance app provides the following type of personal loans
- Medical Loans/Emergency Loans
- Home Renovation Loans
- Education Loans
- Travel Loans
- Wedding Loans
- Student Loans

SAFE AND SECURE LOANS

Branch app makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never s

FEATURED IN
https://kenyanwallstreet.com/branch-international-gets-nod-to-acquire-84-89-stake-in-century-microfinance-bank/

Financial Times - TechCrunch - Forbes - Bloomberg TV - Huffington Post - Wall Street Journal - CNBC Africa - K24 - KTN - KBC - Business Daily - Daily Nation - The Standard

CONTACT US

We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at [e-mail] or find us on Facebook!

Follow us on Twitter: twitter.com/branch_co
Visit our website: branch.co.ke
For more information on Wallet and Bill Payments, see https://branch.co.ke/faq

Our Office Address
10th Floor, Reliable Towers,
Mogotio Road, Off Chiromo Lane,
Westlands, Nairobi.

Ratings and reviews

I've been using Branch app for past 7 months and I've made all payments upto date. But after the last payment I'm not able to apply for next loan and it says try again after six months. Very cheap even after paying everything on time. They do like this.. And for the past 4-5 transaction the credit limit is not being raised. Very bad experience. In an emergency situation like this, if we are not able to take loans even after all repayment it's very bad. There customer support is not help full 😐

I took a 2500 personal loan through the Branch app, with a 2-month repayment period. The loan was approved quickly, but the interest rate was higher. The digital process was simple, and the funds were transferred instantly. After repaying, I received a No Objection Certificate (NOC), which was very helpful. While the interest rate was high, the app is a good option for quick loans when no other choices are available. Overall, I’m satisfied with the ease of use and would consider using it again.

I am 50% satisfied with the apps. Because I have paid my loan account. Next I need more amount loan but your apps shows previous limit, which I didn't like. It supposed automatically increased as soon as loan is cleared. As for example an Apps Mpocket and payrupik is very good and high rated because of it's system updated, as soon as you pay old loan automatically increased 100% amount on next loan. I am very disappointed with your apps.

What’s new

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.

If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.