Branch: Personal Loan App

Branch International Financial Services Limited

About this app

Instant Personal Loans range from ₹500 to ₹500,000. Experience the ease of accessing instant loan credit within minutes. Say goodbye to tedious paperwork and physical documentation - our 100% online system ensures a hassle-free experience to access quick loans digitally.

Tenure: 90 days to 12 months. Interest rates range from 2% - 4% depending on the risk profile of the customer.

Instant Personal loan Example:

🔅 Loan Amount: Rs.20,000
🔅 Tenure: 3 Months
🔅 APR: 72.7%
🔅 Equivalent Monthly Interest Rate: 2.5%
🔅 Processing Fee: Rs.899
🔅 GST: Rs.161
🔅 Interest: Rs.1510
🔅 EMI: Rs.7,170
🔅 Amount disbursed: Rs.18,940 (Rs.20,000-Rs.899-Rs.161)
🔅 Total repayment amount: Rs 21,510

Some customers may be charged a late fee.

Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone. Branch Personal loan app is operated by Branch International Financial Services Pvt Ltd. which is an RBI-registered NBFC*.
(*1. Reserve Bank of lndia neither accepts any responsibility nor guarantees the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for discharge of any liability by the company.
2. Neither there is any provision in law to keep, nor does the company keep any part of the deposits with the Reserve Bank of lndia and by issuing a Certificate of Registration to the company, the Reserve Bank of lndia, neither accepts any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the company.)

Branch adheres to regulations as mandated by the RBI for NBFCs, ensuring maximum security for our users. This establishes us as a trusted loan app in India, valued by many.

Terms: Depending on your personal loan amount for which you are eligible, you have the option to choose repayment terms for up to 12 months. Every loan amount we offer has the option to repay in a minimum of 90 days.

The amount borrowed via the Branch personal loan app would be directly deposited into your verified bank account.

KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY

Branch Personal loan app is operated by Branch International financial services Pvt. Ltd. which is an RBI-registered NBFC*.

✅ No paperwork, collateral or office visits needed
✅ Easy access 24/7
✅ Quick and easy signup
✅ Use your money the way you want to - for home or business
✅ Lower fees, and flexible payment terms as you repay

Questions?
We're the loan app that provides world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!

Branch instant personal loan app provides the following type of personal loans like Kreditbee, Navi and other mobile loan apps in India. We are also an RBI registered NBFC and you can take credit line for:
☑️Medical Loan/Emergency Loan
☑️Shopping Loan
☑️Home Renovation Loan
☑️Consumer Durable Loan (home appliances)
☑️Education Loan
☑️Vehicle Loan
☑️Travel Loan
☑️Wedding/Marriage Loan
☑️Student Loans

SAFE AND SECURE LOANS

Branch app makes getting an instant personal loan simple by securely accessing limited data on your phone, such as SMS transaction messages, to verify your identity and help create your credit profile. We only use this relevant data to serve you better and never access other personal content on your phone. All the information is encrypted to protect your privacy and we promise to never share your details with any other third parties.

CONTACT US

We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at [e-mail].

Our Office Address: 01, AWFIS, Space Solutions, 4th Floor,
VIOS Towers, Off Eastern Express Highway, Sewri-Chembur Road,
Mumbai, Maharashtra 400037

Ratings and reviews

It was very reliable for the first time when i used it , but after taking the second loan i regret it , because a simple auto debit takes 48 hours and they won't even let you pay in that time frame so you have to pay the late fees because of them , I tried every possible way to reach out to them yet after 24 hours not a single reply from there side neither it is fixed ..

recently applied for a loan through the Branch loan app, and my experience was incredible. I couldn't believe my loan was approved within just 10 minutes! The process was very fast, simple, and entirely digital. The app's interface is very easy to use, and I encountered no issues anywhere. This is truly a life-saving service. A huge thank you to the Branch team for this amazing and fast service. I strongly recommend it to anyone who needs immediate financial assistance.

very bad experience. I had repaid my entire loan on time on this platform to improve my credit score and credit limit. But the second time I applied, my application was rejected without any reason. I didn't receive a proper explanation from the platform, and even after waiting 180 days and trying again, the loan was rejected once more. Do they expect me to wait 180 days? How can anyone wait 180 days in an emergency? "Bad app!" very bad app

What’s new

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.

If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.