Branch makes it easy for you to access loans for the way you live anytime, anywhere. Sign up in seconds, apply for a loan and receive your money straight to your account. It's a fast, convenient and reliable way to access credit when you need it.
Available in Kenya, Nigeria, Mexico, and India. You can get up to Ksh 70,000, ₦150,000, 20,000 pesos, or 50,000 rupees. Get the right loan for you!
Get your loan right to your mobile money account, like MPesa (Kenya) or right to your bank account (Nigeria, Mexico, India).
Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!
IT'S EASY TO GET STARTED
* Create your account
* Apply in seconds
* Receive your loan straight into your mobile money or bank account
* Build your loan limit every time you repay a loan
KEY BRANCH FEATURES: LOANS ARE JUST A TOUCH AWAY
Branch puts you in control of your finances. The Branch app lets you apply for credit on the go and it works 24/7.
* No paperwork, collateral or office visits needed
* Use your money the way you want to -- for home or business
* No late charges or rollover fees
* Get access to bigger loans, lower fees, and flexible payment terms as you repay
* Loans are approved and in your account fast
Plus! Branch gives you world-class personal finance and credit services. Get access to credit to build the life you want -- for your business, your home, your family, your life.
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SAFE AND SECURE
Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.
RATES AND FEES
Loan amounts and interest rates vary by country.
Loan Amounts: Ksh 250 to Ksh 70,000
Repayment Periods: 62 days to 336 days
APR: 22% to 240%
Example Fees: For a loan of Ksh 10,000, a flat fee of Ksh 2,160. No late fees, rollover charges, or origination fees.
Loan Amounts: ₦1,000 to ₦200,000
Repayment Period: 62 days to 280 days
APRs: 33% to 261%
Example Fees: For a loan of ₦40,000, a flat fee of ₦8,800. No late fees, rollover charges, or origination fees.
Loan Amounts: $200 to $20,000
Repayment Period: 62 days to 336 days
APR: 29% to 487%
Example Fees: For a loan of $3,250, a flat fee of $1,250. No late fees, rollover charges, or origination fees.
Loan Amounts: INR 500 to INR 50,000
Repayment Period: 62 days to 112 days
APR: 49% to 130%
Example Fees: For a loan of INR 9,000, a flat fee of INR 1,352. No late fees, rollover charges, or origination fees.
We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at firstname.lastname@example.org or find us on Facebook!
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Like us on Facebook: facebook.com/branchkenya or facebook.com/branchnigeria
Visit our website: branch.co