Branch: No Wait Pay.

26.5K reviews
Content rating
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About this app

Your money—faster.

With Branch, you get instant access to the money you’ve already earned—whether it’s wages, tips, mileage reimbursements, or more.

How it works: Branch is a free digital wallet that your company uses to pay you. They can push funds to you faster (as quickly as after each shift or job) and you can also request pay advances from upcoming paychecks.*

Order a physical Branch Card to start using your funds immediately. You can also use the virtual debit card that comes with your Branch app as soon as you connect it to Apple Pay or Google Pay.

Ready to work and get paid the same day?

Once the money’s in your Branch Wallet, you can:

+Save, send, or spend

Keep your money in the Branch Wallet and watch it grow.

Send your money to external bank accounts for free**—we don’t get jealous.

Use your Branch Card to shop online, pay for gas & groceries, and get free cash at more than 55,000 ATMs—anywhere Mastercard is accepted.

It’s your money—you’ve earned it.

With Branch, you can…

+Get Paid Faster
Branch pushes money into your wallet the moment your company pays you. No more waiting for bank delays or paper checks.

+Create Your Own Payday
When an unexpected bill pops up before payday or you just need money now, Branch is there. Take an advance of up to 50% of your earned wages ahead of time if needed.

+Enjoy Zero-fee Banking
The Branch Wallet comes with zero fees, so you can say goodbye to overdraft charges, ATM fees, and other hidden bank fees.

+Gain Peace of Mind with Card Security
Easily lock/unlock your card for an added layer of security.

+Pay Bills
Use your Branch Wallet or card to pay for recurring bills, subscriptions, and auto-payments.

+Transfer Money Easily
Instantly move money between other bank accounts.

+Pay On the Go
Contactless payments are easily enabled through Apple Pay or Google Pay.

+Sign Up in 90 seconds
Start getting paid right away. Need help? Our responsive customer support (from real people!) can help you via email, phone, or chat.

If you have any questions or comments, please reach out to us at


*Timing and availability may vary depending on the company’s deposit schedule.

**There is no cost to use the app or Branch debit card. However, you may incur a small fee if you choose to transfer your funds from the Branch account to an external debit card or account instantly.

Banking Services provided by Evolve Bank & Trust, Member FDIC. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.
Updated on
Aug 17, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted
26.5K reviews
Gio B
August 6, 2022
Signed up for spark walmart deliver app 6 months ago. In order for you to get paid you go through branch. They are supposed to send a link to sign up and set up banking info. I've been sending emails because I never got the link. It's been 6 months and nothing try calling but they don't have actual support other than automated email. It's been 6 months and not a single response or anyone to help.
11 people found this review helpful
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Allways Gamingg
June 14, 2022
App works fine when you don't have any money on it. Every time my paycheck goes in all of a sudden the app won't load, continously times out, or just flat out crashes. Then when you try to call them they basically got rid of phone support. So you submit a request. Which takes awhile to actually hear back from them. All while your money is pretty much being withheld from you.
85 people found this review helpful
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June 14, 2022
Literally can't login right after being paid the first time. Seems suspicious. I've been trying for a few hours. I tried calling them but no matter what option I choose it says no one is available to take my call and to leave a message. One issue, it hangs up after that. There is no voice-mail. Seems kind of weird. The app worked fine until I got paid. *update* called again within a few minutes of making this and now I don't get options on the phone line? Just straight to the fake voice-mail.
70 people found this review helpful
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What's new

We’re constantly making improvements and creating new features based on your feedback. If something doesn’t look right, contact our support team through the app and we’ll take care of it ASAP.

Here’s the latest round of updates we’re excited to share with you:

• Bug fixes and performance improvements.

Thanks for using Branch!