188K reviews
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About this app

More than 3,000,000 users have started taking #langkahkecilhariini to build a better financial lives with Jenius.

Now you can access all of your financial needs in one place without switching between applications.

Do you want to start your #langkahkecilhariini?
Download Jenius application, register and activate your account from anywhere, via video call.

Now, Jenius Credit Card is available and you can apply, activate, and manage it through an application.

You also can get Jenius Debit Card that you can use at various Visa merchant across the world. You can also use this debit card to pay bill for movie and music streaming services, games, pay/buy apps and more.

If you have a plan to travel around the world, you can exchange 7 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD,EUR) at Jenius app and activate them on your m-Card for transactions.

For online transactions, you can use:
- Jenius Pay : Online shopping uses $Cashtag
- Jenius QR : Scan QRIS to pay
- Send It : Transfer to various account and pay bills (internet, credit card, top up balance, electricity, zakat, and others)
Transactions using Jenius are more cost-effective because there are many promos every day.

Simpler saving based on your needs using this feature:
- Flexi Saver : 3 flexible savings to allocate money
- Dream Saver : 5 savings to help you make dreams come true
- Maxi Saver : Open as many deposits as you want from your smartphone

Other features that you can use, include:
- e-Wallet Center : An easy way to top up up to 10 e-wallet (GoPay, OVO, LinkAja, DANA, BNI TapCash, ShopeePay, and M-Tix)
- Pay Me : Send a money request from smartphone
- Split Bill : Easily split the bill
- Flexi Cash : Cash out your flexible fund for various needs
- Moneytory : Get insight for your financial report

Just by paying Feesible (subscription fee) only Rp10.000 per month, you can experience a simplicity in financial management with Jenius.

Jenius is a digital banking and part of PT Bank BTPN Tbk. that is licensed and supervised by OJK (Indonesia Financial Services Authority) and guaranteed by LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at and start a new, better life with Jenius.

Simpler Life, Happier You

Head Office
PT Bank BTPN Tbk
Menara BTPN – CBD Mega Kuningan
Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6
Jakarta 12950
Updated on
Mar 23, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Data is encrypted in transit
You can request that data be deleted
188K reviews
February 16, 2023
funny how the amazing features of this app still can't make me forgive the super slow, sluggish, glitchy, error-prone UX. you have the audacity to charge your credit card users 500k + 120k feesible a year for this terrible app with tons of errors and failed transactions? you're joking. it's been years yet your improvement is literally close to none. we still have many options for digital banking apps with speedy performance and fairer charge, so you better be on the mend.
40 people found this review helpful
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Tio Nainggolan
January 13, 2023
First time using the application but what I can say is Jenius is mobile banking application that is simple to use. With just one application, I can top up numerous e-wallets and make a free transfer to another bank. My bills, including those for internet, energy, and even topping up my Spotify and Netflix accounts, are now easy to pay thanks to the fantastic financial management tool. It's extremelly helpful.
1 person found this review helpful
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kevin an
January 13, 2023
The UI on new update was pretty good, simpler and cleaner. The lagging issue seems to be improved that it is now tolerable, though it still feels a little bit sluggish for me. Overall, this is everything I could expect from a digital banking app. There are so many useful features for managing my finances. My suggestion is to make the Dark Mode option on the next update.
2 people found this review helpful
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What's new

Exciting things await in this latest version!

In & Out
Say hi to the new simple and clean look of In & Out! Enjoy an easier way to check transaction history, schedule payments, and track requests.

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