Jenius is a mobile-based app for saving transacting and managing life/finance, complete with Visa debit cards. Since Jenius was built from users’ opinion of a better banking experience, this app has helped millions of people through these features:

1. ACCOUNT ACTIVATION through a video call 🤳🏻
No need to go to a bank. Now, opening a bank account can be done from anywhere.

2. Activate BUSINESS ACCOUNT without going to the bank
You can have 2 accounts (personal and business) in 1 Jenius app to manage business funds anywhere and anytime.

3. Make a transaction abroad with FOREIGN CURRENCY BALANCE
Besides IDR, you can also have USD, SGD, AUD, EUR, GBP, HKD and JPY balance in your Jenius account. Connect any of those foreign currencies to your m-Card and you’re ready to travel abroad.

4. SEND IT to pay all your bills
From money transfer, electricity, water, phone, credit card bills, to donation, every payment made easier and simpler with one feature.

5. FLEXI SAVER, a flexible saving
Now you can have a flexible saving with 4% p.a. interest rate and with no minimum balance. You can top up and withdraw your fund anytime you want.

6. DREAM SAVER, your automatic saving
This automatic saving with 4% p.a. interest rate will help you achieve your dreams by making automatic debit payments to your saving every day/week/month.

7. MAXI SAVER to maximize your money
A term deposit with up to 6% p.a interest rate and minimum fund of IDR10,000,000. You can choose a preferred tenor and rollover method.

8. Debit card as a credit card
Instead of a credit card, now you can use Jenius Debit Cards to subscribe to Spotify, Netflix, or make transactions in App Store/Google Play Store.

9. CARD CENTER to manage your debit cards
One place to manage all of your Jenius Debit Cards. From changing your card limit to requesting a new card, everything can be done right from the app.

10. $CASHTAG for money transfer
A personalized name as your account identity to send money and money request to another Jenius users.

11. e-WALLET CENTER to manage your e-Wallets
Manage up to 10 e-Wallet accounts of GO-PAY, OVO, DANA, LinkAja! and M-Tix, from one place. You can decide how much money you want to top up, starting from IDR10,001.

12. SPLIT BILL to split your bills fairly
Going the Dutch way with your friends is now easier with Split Bill, even if they haven’t used Jenius.

13. PAY ME to send a money request with no worries
Sending a money request is now more convenient with $Cashtag, e-mail address or phone number. You can even send a reminder if you’re still not getting paid back.

14. JENIUS PAY for shopping online without a card
Input your $Cashtag and the bill will automatically be sent to your Jenius app. Easy-peasy!

15. FLEXI CASH for your emergency fund
Get ready for rainy days with an emergency fund up to IDR50,000,000. You can make multiple disbursements as you need.

16. IN & OUT, your transaction history
Jenius records your income and expenses with simple categorization based on your financial activities, so you can track your spending easily.

17. Jenius E-STATEMENT is your bank statement
Don’t queue for statements! Save your time by downloading the monthly e-Statement from Jenius app and send it via e-mail/SMS/messaging apps if needed.

Jenius is part of PT Bank BTPN Tbk. that is registered and supervised by OJK (Indonesia Financial Services Authority) and guaranteed by LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at and start a new, better life with Jenius.

Simpler Life, Happier You.
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What's New

We want to help you have a better Life Finance. That’s why we keep enhancing our app’s performance.

In this version we’ve fixed some bugs and made improvements on our notification and registration performance so you can have a more secure and better transaction experience.

To use and make the most of all Jenius features, activate your account after you register. It’s easy and free. You can do it without a hassle using Video Call.
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Additional Information

March 21, 2020
Varies with device
Current Version
Requires Android
4.1 and up
Content Rating
Offered By
Menara BTPN CBD (Central Business District) Mega Kuningan Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5 - 5.6 Jakarta 12950 INDONESIA
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