Jenius is an app to save, transact, and manage your life and finance, complete with Visa debit cards.

Right from the start, all you need is to download the app and complete a form with your details to create an account. There is no need to visit a branch at all!
Activating your account is as easy as making a video call.

As part of PT Bank BTPN Tbk which registered and supervised by Otoritas Jasa Keuangan (OJK) and guaranteed by Lembaga Penjamin Simpanan (LPS), every transactions you do in Jenius is safe.

Unlike other internet or mobile banking app, Jenius was built out of your ideas to cater your needs. During these three years, millions of people have already made friends with this simplicity of managing Life Finance with the following features:

ACTIVATION THROUGH A VIDEO CALL - activate your account from a video call, anytime, anywhere. No need to go to the bank anymore.

$CASHTAG - create your own unique identity to replace your bank account number for an easier transfer/money request to fellow Jenius Users.

CARD CENTER - organize all of your Jenius Debit Cards. From setting limits, blocking/unblocking cards, to requesting a new card–everything from one place!

SEND IT - enjoy a simpler way to send / transfer money, top-up phone balance, and pay any bills (electricity, water, phone, credit card, etc).

E-WALLET CENTER - a more flexible way to top up your GO-PAY/OVO/LinkAja!/M-Tix balance from one place. Decide the amount you want to top up and save up to 10 e-Wallet accounts in your Jenius app!

FLEXI SAVER - a flexible saving with 5% p.a. that you can withdraw to your Active Balance anytime you want.

DREAM SAVER - achieve your dreams faster with this automated savings with 5% p.a. Set the amount of deposits and the saving period based on your needs.

MAXI SAVER - maximize your money with a term deposit that offers up to 7% p.a. Easily adjust the term and rollover method the way you want.

FOREIGN CURRENCY BALANCE - now you can have USD, SGD, and JPY with affordable starting balance. Connect your foreign currency balance with your m-Card for a more convenience transactions.

SPLIT BILL - share your bills evenly with your friends, even with those who haven’t become a Jenius User yet.

PAY ME - a new way to request your money without feeling awkward with $Cashtag, e-mail address, or phone number. If you haven’t received your money back, you can also send a reminder.

JENIUS PAY - enjoy a seamless experience of shopping at our partner e-Commerce sites without debit/credit card. All you need is your $Cashtag and your bill will be sent to your Jenius app.

FLEXI CASH - get an emergency fund with a limit up to Rp50.000.000. You can disburse as many loans as you want, based on the granted loan limit.

E-STATEMENT - Download your monthly statement from the Statement menu in your app and send it via e-mail/sms/messaging app whenever you need.

Visit for more information and discover a simpler and easier way to manage your life finance!

Simpler Life, Happier You!
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58,695 total

What's New

Want to link a foreign currency balance to your m-Card?

In addition to USD, SGD, and JPY, now you can also have a GBP foreign currency balance in Jenius.

You can activate GBP balance directly from your Jenius app with an affordable first balance and easily buy or sell at competitive exchange rates.

Have easier transactions abroad and online, by simply linking the foreign currency you want to use to your m-Card, Jenius main debit card.
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Additional Information

September 19, 2019
Varies with device
Current Version
Requires Android
4.1 and up
Content Rating
Offered By
Menara BTPN CBD (Central Business District) Mega Kuningan Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5 - 5.6 Jakarta 12950 INDONESIA
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