Thank you!
For taking a part in saving the world while you stay at home.

As mobile-based app which is completed with Visa debit cards, Jenius has helped millions of people to stay productive, healthy, happy, and comfy at home.

We built banking experience based on your need and aspiration to make saving, transacting and managing life/finance easier anytime and anywhere with these features:

1. Activate BUSINESS ACCOUNT without going to the bank
You can have 2 accounts (personal and business) in 1 Jenius app to manage business funds anywhere and anytime.

2. ACCOUNT ACTIVATION through a video call
No need to go to a bank. Now, opening a bank account can be done everywhere.

3. Debit card as a credit card
Instead of a credit card, now you can use Jenius Debit Cards to subscribe to Spotify, Netflix, make transactions in App Store/Google Play Store and create PayPal account.

4. SEND IT to pay all your bills
We offer easy access to money transfer, pay electricity, water, phone, credit card bills, donation, and every payment with one feature.

5. Moneytory to map out your personal cash flow
This is the perfect money tracker to help you manage financial life effectively.

Besides IDR, you can also have USD, SGD, AUD, EUR, GBP, HKD and JPY balance in your Jenius account. Connect any of those foreign currencies to your m-Card and you’re ready to make a transaction and investment.

7. e-WALLET CENTER to manage your e-Wallets
Manage up to 10 digital wallet accounts of GO-PAY, OVO, DANA, LinkAja! and M-Tix, from one place. You can decide how much money you want to top up, starting from IDR10,001.

8. FLEXI SAVER, a flexible saving
Saving account is in your smartphone. Now you can have up to 3 flexible savings with 4% p.a. interest rate and with no minimum balance. You can top up and withdraw your fund anytime you want.

9. DREAM SAVER, your automatic saving
This automatic saving with 4% p.a. interest rate will help you achieve your dreams by making automatic debit payments to your saving every day/week/month.

10. MAXI SAVER to maximize your money
A term deposit with up to 5.5% p.a interest rate and minimum fund of IDR10,000,000. You can choose a preferred tenor and rollover method.

11. CARD CENTER to manage your debit cards
One place to manage all of your Jenius Debit Cards. From changing your card limit to requesting a new card, everything can be done right from the app.

12. $CASHTAG for money transfer
A personalized name as your account identity to send money and money request to another Jenius users.

13. SPLIT BILL to split your bills fairly
Going the Dutch way with your friends is now easier with Split Bill, even if they haven’t used Jenius.

14. PAY ME to send a money request with no worries
Sending a money request is now more convenient with $Cashtag, e-mail address or phone number. You can even send a reminder if you’re still not getting paid back.

15. JENIUS PAY for shopping online without a card
Input your $Cashtag and the bill will automatically be sent to your Jenius app. Easy-peasy!

16. FLEXI CASH for your emergency fund
Get ready for rainy days with an emergency fund up to IDR50,000,000. You can make multiple disbursements as you need.

17. Jenius E-STATEMENT is your bank statement
Don’t queue for statements! Save your time by downloading the monthly e-Statement from Jenius app and send it via e-mail/SMS/messaging apps if needed.

Jenius is part of PT Bank BTPN Tbk. that is registered and supervised by OJK (Indonesia Financial Services Authority) and guaranteed by LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at and start a new, better life with Jenius.

Simpler Life, Happier You.
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What's New

Hi teman Jenius, we’re doing some updates to make your Life Finance better.
Flexi Cash is now included with submission information, so you can know the progress easier.
There’s also an update at Card Center. Now an x-Card request will be charged IDR50.000 per card.
Go update your Jenius app for a better transaction experience!
Read more

Additional Information

June 27, 2020
Varies with device
Current Version
Requires Android
4.1 and up
Content Rating
Offered By
Menara BTPN CBD (Central Business District) Mega Kuningan Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5 - 5.6 Jakarta 12950 INDONESIA
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