190K reviews
Content rating
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About this app

More than 3,000,000 users have started taking #langkahkecilhariini to build a better financial lives with Jenius.

Now you can access all of your financial needs in one place without switching between applications.

Do you want to start your #langkahkecilhariini?
Download Jenius application, register and activate your account from anywhere, via video call.

Now, Jenius Credit Card is available and you can apply, activate, and manage it through an application.

You also can get Jenius Debit Card that you can use at various Visa merchant across the world. You can also use this debit card to pay bill for movie and music streaming services, games, pay/buy apps and more.

If you have a plan to travel around the world, you can exchange 7 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD,EUR) at Jenius app and activate them on your m-Card for transactions.

For online transactions, you can use:
- Jenius Pay : Online shopping uses $Cashtag
- Jenius QR : Scan QRIS to pay
- Send It : Transfer to various account and pay bills (internet, credit card, top up balance, electricity, zakat, and others)
Transactions using Jenius are more cost-effective because there are many promos every day.

Simpler saving based on your needs using this feature:
- Flexi Saver : 3 flexible savings to allocate money
- Dream Saver : 5 savings to help you make dreams come true
- Maxi Saver : Open as many deposits as you want from your smartphone

Other features that you can use, include:
- e-Wallet Center : An easy way to top up up to 10 e-wallet (GoPay, OVO, LinkAja, DANA, BNI TapCash, ShopeePay, and M-Tix)
- Pay Me : Send a money request from smartphone
- Split Bill : Easily split the bill
- Flexi Cash : Cash out your flexible fund for various needs
- Moneytory : Get insight for your financial report

Just by paying Feesible (subscription fee) only Rp10.000 per month, you can experience a simplicity in financial management with Jenius.

Jenius is a digital banking and part of PT Bank BTPN Tbk. that is licensed and supervised by OJK (Indonesia Financial Services Authority) and guaranteed by LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at and start a new, better life with Jenius.

Simpler Life, Happier You

Head Office
PT Bank BTPN Tbk
Menara BTPN – CBD Mega Kuningan
Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6
Jakarta 12950
Updated on
Jun 8, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

188K reviews
Niken Os
April 28, 2023
Shortly, I have to move the apps to my tab because the phone was damaged and I dont have new phone yet at that time. But, in the tab almost all the fonts were cut out in half. I cant see the top half of almost every number and words. I think because it is not compatible with tab display. Now i have to move it to my new phone to avoid that, but the moving process is a bit inconvenient. It is good for safety reason tho.
8 people found this review helpful
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Kevin Rasendriya
April 13, 2023
despite of a bunch of good features you guys provide, it is useless when we can't access the app smoothly. it took ages to access the menu. i could say that only half of my entire transactions went smoothly with this app. sometimes i couldn't use the app for an entire day. sometimes the fingerprint didn't work, and i have to reset my pin eventhough i input it correctly. please fix this asap, i've been using this app for more than a year but i don't see any significant improvement.
33 people found this review helpful
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Kamui Shirou
May 14, 2023
The app is working so seriously slow, crashing a lot and currently the notification didn't pop out when there was a payment had been paid or anything. Also e-card now it didn't mention the money got debited for what, only Visa Merchant Payment, but yes, I know, to make sure if my card was secure I need to know what was that for. And for those reasons, lately I feel insecure to use the app. Please make it better and secure to use daily.
1 person found this review helpful
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What's new

Having trouble logging in to Jenius on your new phone because you haven't unlinked your previous device?

Good news! In this version, you can unlink your previous device more easily using Face Recognition. No need to call Jenius Help!

Update now and register your face for an easier and safer way to use Jenius on your new device!