Jenius is a mobile-based app for saving transacting and managing life/finance, complete with Visa debit cards. Since Jenius was built from users’ opinion of a better banking experience, this app has helped millions of people through these features:

1. ACCOUNT ACTIVATION through a video call🤳🏻
No need to go to a bank. Now, opening a bank account can be done from anywhere.

2. $CASHTAG for money transfer
A personalized name as your account identity to send money and money request to another Jenius users.

3. CARD CENTER to manage your debit cards
One place to manage all of your Jenius Debit Cards. From changing your card limit to requesting a new card, everything can be done right from the app.

4. Debit card as a credit card
Instead of a credit card, now you can use Jenius Debit Cards to subscribe to Spotify, Netflix, or make transactions in App Store/Google Play Store.

5. SEND IT to pay all your bills
From money transfer, electricity, water, phone, credit card bills, to donation, every payment made easier and simpler with one feature.

6. e-WALLET CENTER to manage your e-Wallets
Manage up to 10 e-Wallet accounts of GO-PAY, OVO, DANA, LinkAja! and M-Tix, from one place. You can decide how much money you want to top up, starting from IDR10,001.

7. FLEXI SAVER, a flexible saving
Now you can have a flexible saving with 5% p.a. interest rate and with no minimum balance. You can top up and withdraw your fund anytime you want.

8. DREAM SAVER, your automatic saving
This automatic saving with 5% p.a. interest rate will help you achieve your dreams by making automatic debit payments to your saving every day/week/month.

9. MAXI SAVER to maximize your money
A term deposit with up to 6.5 % p.a interest rate and minimum fund of IDR10,000,000. You can choose a preferred tenor and rollover method.

10. Make a transaction abroad with FOREIGN CURRENCY BALANCE
Besides IDR, you can also have USD, SGD, JPY and GBP balance in your Jenius account. Connect any of those foreign currencies to your m-Card and you’re ready to travel abroad.

11. SPLIT BILL to split your bills fairly
Going the Dutch way with your friends is now easier with Split Bill, even if they haven’t used Jenius.

12. PAY ME to send a money request with no worries
Sending a money request is now more convenient with $Cashtag, e-mail address or phone number. You can even send a reminder if you’re still not getting paid back.

13. JENIUS PAY for shopping online without a card
Input your $Cashtag and the bill will automatically be sent to your Jenius app. Easy-peasy!

14. FLEXI CASH for your emergency fund
Get ready for rainy days with an emergency fund up to IDR50,000,000. You can make multiple disbursements as you need.

15. IN & OUT, your transaction history
Jenius records your income and expenses with simple categorization based on your financial activities, so you can track your spending easily.

16. NOTIFICATION CENTER will let you know what’s new
Turn on the notification on your phone to get updated about the latest (and coolest!) offers from Jenius.

17. Jenius E-STATEMENT is your bank statement
Don’t queue for statements! Save your time by downloading the monthly e-Statement from Jenius app and send it via e-mail/SMS/messaging apps if needed.

Jenius is part of PT Bank BTPN Tbk. that is registered and supervised by OJK (Indonesia Financial Services Authority) and guaranteed by LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at and start a new, better life with Jenius.

Simpler Life, Happier You.
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What's New

Now there are 7 foreign currency balances available: AUD, EUR, GBP, HKD, JPY, SGD, USD that you can activate directly from your Jenius app with an affordable first balance.

You can easily buy or sell at competitive exchange rates and have easier transactions abroad and online, by simply linking the currency you want to use to your m-Card, Jenius main debit card.

In this version, we also fixed some bugs and made improvements on shortcut widget so you can have a better transaction experience.
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Additional Information

February 20, 2020
Varies with device
Current Version
Requires Android
4.1 and up
Content Rating
Offered By
Menara BTPN CBD (Central Business District) Mega Kuningan Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5 - 5.6 Jakarta 12950 INDONESIA
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