bunq — bank of the free. bunq is your mobile banking app, always at your fingertips. Get access to 1000+ features that allow you to do whatever you want, whenever you want, with whomever you want. Get global coverage with multiple Maestro and Mastercards. Enjoy easy budgeting with up to 25 bank accounts. Get cash withdrawals from any ATM at no cost. No foreign exchange fees. Manage your entire financial life from your phone.
You can open an account in just 5 minutes, no Tax ID required. You only need your phone, ID and address.
Try one month for zero cost when you sign up.
bunq accounts include:
bunq Premium — Get a set of Maestro and Mastercards. 25 bank accounts. Free cash withdrawals. Global coverage.
bunq Business — Account for entrepreneurs, small and medium businesses, and freelancers. All features of bunq Premium. Invoice scanning. Realtime bookkeeping.
bunq Pack — Get bunq premium for you and 3 others (including 1 Business membership). Split the costs of your group membership.
bunq features include:
Multiple bank accounts — Enjoy easy budgeting, with up to 25 fully functioning bank accounts each with unique IBANs. Send and receive money between your accounts instantly.
bunq Cards — Get a choice of up to 3 debit Maestro and/or Mastercards. Manage your cards’ settings directly in the app.
TransferWise — Send money in 15 currencies at the real exchange rate. Up to 8 times cheaper than traditional banks.
Zero FX — No transaction fees on purchases made outside the Eurozone.
Realtime support — Get full, realtime support in English, Dutch, German, Italian and Spanish, wherever you are. Find frequently asked questions in our Together community.
Joint Accounts — Share bank accounts with anyone. Create them for your roomies, your weekend away with friends, or drinks with your team mates.
Auto Save — Set goals and save money automatically by rounding up your payments.
Easy money management — Get full Account and Event overviews. Schedule payments with just a tap.
Instant notifications — Get notified for every purchase or transfer you make. You’ll always know what's up.
Safety & Security
Your money (up to €100,000.-) is fully insured by the Dutch government. It's protected by the Deposit Guarantee Scheme of the Dutch National Bank (DNB).