bunq - bank of The Free

bunq

About this app

Discover mobile banking that makes life easy. Spend, save, budget and invest—all while effortlessly offsetting your CO2 footprint. Download and sign up in just 5 minutes to start your 30-day free trial today.

Our Plans

💰EASY SAVINGS - free
High interest. Zero fees. Free online credit card.

Our interest rates per country:

• 🇩🇪 Germany: 3.50%*
• 🇳🇱 🇮🇪 🇪🇸 The Netherlands, Ireland, and Spain: 2.46%
• 🇪🇺 Rest of Europe: 1.56%

• Interest paid weekly, not annually
• A free online credit card, so you can spend without having to transfer savings to another bank account first
• 2 withdrawals per month
• No minimum deposit
• Daily chances at great prizes from the Wheel of Fortune

🏦EASY BANK - €3.99/month
Get a bank account in just 5 minutes.

• All the benefits of 💰Easy Savings
• Instant incoming and outgoing payments
• One NL, DE, ES, FR or IE IBAN to match your location
• Enjoy added card security against overcharged tips and irregular payments, powered by AI
• Get key insights to know which categories contribute most to your carbon footprint, so you can start shopping sustainably
• In-app map to discover places recommended by friends
• Effortlessly track and split with the Group Expenses feature. Easily add past payments, find specific transactions, or remove payments in just a few taps
• Push notifications whenever your money moves
• Face & TouchID and 100% control of your cards in the app

🌍EASY MONEY - €9.99/month
Bank like a local, all over Europe.

• All the benefits of 🏦Easy Bank
• Effortlessly earn money using your Mastercard credit card with 1% Cashback at restaurants and bars
• 25 Bank Accounts for easy budgeting with zero effort
• Always know where your money goes with monthly spending breakdowns and month-on-month comparisons.
• Gain more at the end of every month by setting up smart automations.
• Bank in 22 different currencies
• Easily save in multiple currencies, and earn a massive interest of 3.71% on USD and GBP
• Multiple NL, DE, ES, FR & IE IBANs
• Easy investments to invest your spare change, automatically
• No fees when you spend overseas

🌳EASY GREEN - €18.99/month
Offset your CO2 footprint together

• All the benefits of 🌍Easy Money
• One tree gets planted for every €100 you spend
• Effortlessly earn money using your Mastercard credit card with 2% Cashback on public transportation, 1% Cashback at restaurants and bars
• Beautifully crafted bunq Metal Cards made from sustainable stainless steel with Mastercard extended warranty & purchase protection
• Complete freedom of choice over where and when your money’s invested so you only earn interest from socially responsible investments
• Green Team: earn more trees and Cashback by inviting up to 2 friends to your Green Team. You’ll plant a tree when they plant a tree and you’ll earn Cashback when they earn Cashback.

All our plans are also available for business! bunq Business users benefit from additional features that save time, everytime: real-time bookkeeping integrations and much more!

Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments, Face & TouchID for extra secure logins, and 100% control of your cards in the app.

Your Deposits = Fully Protected
Have your money insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS), and rest assured that we’re rigorously tested to the same standards as traditional banks.

Get quality, in-app support 24/7 from expert guides in the language of your choice:

• English
• Dutch
• French
• German
• Italian
• Spanish

Investments in the bunq app are powered by Birdee. Investing involves risks, you may gain or lose money.

*Interest rate valid for the first 4 months after opening your account, you’ll earn 1.56% interest thereafter.