Time value of money - Pro

Business Compass LLC

- October 8, 2012

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# Description

Key Features:

1. Amortization with save/e-mail and graphs

2. Loan Comparison

3. Straight & Convertible bond with graphs

4. Fully functional post-fix calculator

5. Date

6. Estimated Annual Cost

7. Forward/Future

8. Interest Rate

9. NPV/IRR

10. T-Bill

11. Time Value - PV, FV, Time and Interest

12. Yield Curve

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# Reviews

Helpfulness

Newest

Rating

Helpfulness

All Versions

All Versions

Latest Version

4.0

1 total

5 0

4 1

3 0

2 0

1 0

Review deleted

# What's New

Updated graphics library to work on OS 4.0+.

# Additional information

Updated

October 8, 2012

Size

604k

Installs

10 - 50

Current Version

11.0

Requires Android

1.5 and up

Content Rating

Everyone

Permissions

Report

Flag as inappropriate Offered By

Business Compass LLC

# Similar

## NPV IRR Professional

1. Calculates NPV and IRR

2. Accepts cash flow intervals

3. Accepts cash flow date

4. Saves date format

5. Allows flexible cash flow interval/timing and repetition

6. When no cash flow interval or date is specified cash flow timing is incremented by 1 unit or 1 year

7. Specify odd interval and date

8. Product Video

8. Repeat cash flow

2. Accepts cash flow intervals

3. Accepts cash flow date

4. Saves date format

5. Allows flexible cash flow interval/timing and repetition

6. When no cash flow interval or date is specified cash flow timing is incremented by 1 unit or 1 year

7. Specify odd interval and date

8. Product Video

8. Repeat cash flow

## NPV - Calculator

Use this calculator to estimate the value of your own income streams, or evaluate the profitability of an investment you consider to execute. Especially projects or companies with recurring revenue streams.

Examples of businesses may be companies with annual or regularly license fee from sales of software and upgrades. Or companies that sell health food products on a subscription basis. The calculation model is suitable for all businesses that have a customer base that pays regularly for services or products and where income streams are predictable.

The application is designed primarily for tablets, but can easily be used on smartphones too.

You may try it, before you by it - visit our webpage www.xvalue.no

## Financial Calculator Pro

Financial Calculator

Multiple Financial Calculators included:

Time Value of Money (TVM) calculator

Easy to use GUI and calculate values for

Present Value, Future Value, Number of Payments, Interest Rate, Payment Amount.

TVM calculator command history

Net Present Value NPV calculator

Internal Rate of Return IRR calculator

Amortization Schedule Calculator

email results

Depreciation Calculator

Straight Line Depreciation

Double Declining Balance Depreciation

Sum of the Years Digits Depreciation

email report

Great Finance Calculator for finance students, school or business mortgage loans,car loans,investments

No advertisements and No Adware.

Intuitive user interface.

financial software, financial app, finance app,

Also, for

financial for

rate calculator

money calculator

mortgage calculator

loan calculator

amortization

payment calculator

rates

car loan

personal finance

compound interest

home loan

calculator for finance

Thank you for your purchase!

## Financial Calculator

saravana

1

Financial Calculator is a one stop shop application with a large collection of Finance related functionality that helps you to assess and gain control of your financial needs and assists you in planning for your financial goals.

The key focus of this application is to facilitate the application user to customize the appearance, colors and user interface according to their favourite mode. The look and feel of the application is fully customizable throughout every single options present within it and the application is tailored to work on a wide range of android devices from small display phones to large tablet devices smoothly. Financial Calculator is also localized to major world languages.

The application has the following features :

1. Time Value of Money Calculator

The difference in value between money today and money in the future. Time Value of money can be used to compare investment alternatives and to solve problems involving loans, mortgages, leases, savings, and annuities.

2. Loan Amortization Calculator

A method for repaying a loan in equal instalments. Part of each payment goes toward interest and any remainder is used to reduce the principal. As the balance of the loan is gradually reduced, a progressively larger portion of each payment goes toward reducing principal.

3. Compound Interest / Simple Interest Calculator

Calculates the interest that accrues on the initial principal and the accumulated interest of a principal deposit, loan or debt.

4. Currency Converter

Calculates the Currency Exchange rate of 93 world currencies in real time with the most updated exchange rates.

5. Retirement Calculator

retirement calculator is used to calculate the amount of money left at the time of retirement based on a rough scale of parameters provided.

6. Internal Rate of Return Calculator

Calculates the discount rate at which the net present value of costs (negative cash flows)of the investment equals the net present value of the benefits (positive cash flows) of the investment. It is an indicator of the efficiency, quality, or yield of an investment.

7. Net Present Value Calculator

Calculates difference between the present value of cash inflows and the present value of cash outflows.

8. Stock return calculator

stock return calculator is used to calculate the profit / loss , return on investment rates based on the months and purchasing and selling shares and its fee.

9. Return On Investment Calculator

Return on investment (ROI) is the concept of an investment of some resource yielding a benefit to the investor. A high ROI means the investment gains compare favourably to investment cost. As a performance measure, ROI is used to evaluate the efficiency of an investment or to compare the efficiency of a number of different investments

10. Tips calculator

Tip calculator calculates tip quickly and easily and helps to split the bill between any number of people.

Round up or round down on any value on the tip calculator and see changes to the tip percentage, tip amount, total amount and amount payable per person immediately!

11. Discount/Increment and Tax calculator

Discount calculator is used calculate the discounted value with the tax parameter. It helps us to know the discounted amount that in turn helps us to know the profit of the transaction

12. Percentage and Date Calculator

percentage calculator is used for calculating the returns in the percentage, percentage change and percentage of values.

Date calculator helps to find out the difference between any 2 dates and also number of days between 2 dates it can also be used to calculate the age of a person accurately

Note : We shall be constantly working and updating this application in near future with much more features related to finance which suits the needs of every users and we are looking forward for your continuous support in return.

## Net Present Value Calculator

maru56

1

This is calculator to calculate the net present value.

The formula for determining the present value of a perpetuity is as follows:

NPV = -Investment +ΣCF_lastyear / (1+Discount rate) ^lastyear +TV / (1+Discount rate) ^lastyear

TV=CF_lastyear (1 + Growth rate) / (Discount rate - Growth rate)

CF_lastyear=Cash flow of the last year of projection period

Guess IRR(%) is a number that you guess is close to the result of IRR.

## Future Value of Your Money

You already work hard but, is it enough? The Future Value of Money Mobile App, determines what your money can grow to, based on the amount of money you have today, the amount you plan to put away every month and the estimated annual interest rate you expect to earn. Ideal for calculating: saving plans, bank CDs investment, 401K payout, real estate appreciation, stock growth, college savings and much more. In addition to calculating your total future money, this App also determines how much of your total money has been contributed by you and how much has been contributed by interest. An amortization table is provided to allow you to see how your money grows from month to month and year to year.

## Multi Calci Finance Calculator

aagiwal

1

Multi calci finance calculator app for Android to help users with complex calculations like mortgage, currency conversion , multi discount, loan, TVM (time value of money), etc. It provides following calculators:

1. Real-time Currency Conversion - A very simple and easy to use currency converter to help people convert between their favorite currencies with an accuracy of upto 7 places after decimal. It also shows the user friendly graph of the conversion over the year.

2. Stock Profit/Loss Calculator - A simple stock calculator to determine the profit/loss when buying and selling stocks. It also has an awesome feature of variation of selling price to let users decide better about their profit/loss.

3. Compound Interest Calculator - A calculator to calculate compound interest which is the concept of adding accumulated interest back to the principal sum, so that interest is earned on top of interest from that moment on. The act of declaring interest to be principal is called compounding. Financials institutions vary in terms of their compounding rates - daily, monthly, yearly, etc.

4. TVM Calculator - A time value of money calculator helps investors to see the effect that opportunity costs have on the cash flow they get from an investment. This time value of money, or TVM, calculator allows the user to enter an initial investment, cash flows, and opportunity cost to calculate the net present value of the money. This allows the investor or analyst to see the affect that time has on the actual value of the money returned.

5. Home Loan Calculator - A simple loan calculator to help you see what your monthly payment, total payment and payoff date of loan. User can also see the amortization for monthly payments till pay-off date.

6. Bank Mortgage Calculator - A simple mortgage calculator to help you see what your monthly payment, total payment and payoff date.

7. Multi Discount Calculator - The easy-to-use discount calculator for your Android phone that you can help you when shopping around. Quickly determinate the final price after applying the store's discount with Discount Calculator.

8. Tip n Split Calculator - It allows you to calculate the tip on a restaurant bill and then split the bill between any number of people.

***Keywords***

Stocks, Finance, Calculator, Shares, Buy, Sell, Profit, Loss, Tip, Split, Tip n Split, Multi Discount, Sale, Calci, Multi Calculator, Off, Calc, dollar, euro, currency, Loan, Many calculator, Mortgage, multi, finance, interest, compound interest, TVM, time value of money

Please continuously provide your feedback/rating on installing to make this app even better over the time.

Disclaimer

Developer cannot guarantee the accuracy of the exchange rates used by the currency calculator. You should confirm current rates before making any transactions that could be affected by changes in the exchange rates. Foreign currency rates provided by Citibank N.A. and displayed under license. Rates are for information purposes only and are subject to change without notice. Rates for actual transactions may vary, and Citibank is not offering to enter into any transaction at any rate displayed.

## CF Calc

A simple Corporate Finance Calculator.

This calculator is designed to be very easy to use.

This calculator is designed to be very easy to use.

This calculator can perform the following calculation.

1.CAPM

2.WACC

3.NPV

4.IRR

5.ROA

6.ROE

The calculation view displays a description of the formula.

Therefore, you can easily understand the meaning of each calculation.

## Investment Calculator

maru56

1

This is calculator to calculate the net present value, Weighted Averaged Cost of Capital and Value of Venture Business.

・NPV

The formula for determining the present value of a perpetuity is as follows:

NPV = -Investment +ΣCF_lastyear / (1+Discount rate) ^lastyear +TV / (1+Discount rate) ^lastyear

TV=CF_lastyear (1 + Growth rate) / (Discount rate - Growth rate)

CF_lastyear=Cash flow of the last year of projection period

Guess IRR(%) is a number that you guess is close to the result of IRR.

・VC-method

The value of the whole company before the transaction, called the “Pre-money valuation” is just the share price times the number of shares outstanding before the transaction.

And the value of "Post-money valuation " is as follows:

Post-money Valuation = Pre-money Valuation + Investment

(Investment=Share Price * Shares Issued)

The relation between Target IRR and EXIT Value is as follows,

Net income * PER * Ratio of Shareholding (at Exit year )= (1+ IRR)^year * Investment

To achieve Target IRR,

Required share ratio = (1+Target IRR)^investment period * Investment / Net income *PER

# More from developer

## Heat Index

Heat Index (HI)application calculates heat index from air temperature and relative humidity. Relative humidity is supplied in %.

HI is sometimes referred to as the "apparent Temperature". The HI, given in degrees F, is a measure of how hot it feels when relative humidity (RH) is added to the actual air temperature

## Car Loan - Basic

1. Car loan amortization up to 15 years including 0% interest

2. Summary of monthly payment and interest.

3. Amortization table

4. Pie chart of interest and principle paid

5. Line graph of cumulative interest, principle, remaining principle and interest

6. Built in calculator with basic arithmetic functions

2. Summary of monthly payment and interest.

3. Amortization table

4. Pie chart of interest and principle paid

5. Line graph of cumulative interest, principle, remaining principle and interest

6. Built in calculator with basic arithmetic functions

## Mobile Statistics Pro - Trial

Summary of Features:

1. Analysis of Variance (ANOVA)

2. Beta Function

3. Scientific Calculator (infix)

4. Covariance & Correlation

5. Effective Size

6. Error Function

7. Gamma Function

8. Probability

a. CDF & PDF

b. p-value and Inverse p-value

9. Simple and Multiple Regression

10. Solver (with reverse Polish post-fix calculator)

11. Summary Statistics

12. Context Sensitive Help videos

13. Call support

14. E-Mail support

15. Accepts data files to process

16. Draws graphs & charts

Detail:

ANOVA - Analysis of Variance - Features:

Intra-class Correlation Calculator for ANOVA

One-Way ANOVA Calculator

From Summary Data - supply number of subjects, mean and standard deviation

From Detail Data - supply data within a group and keep adding groups

From Data File - supply tab delimited file.

Beta Function:

Beta Function Calculator

Incomplete Beta Function Calculator

Regularized Incomplete Beta Function Calculator

Scientific Calculator (Infix notation):

18 Basic Arithmetic Operations

Ability to specify and perform fractions

5 Probability Operations

4 Memory Operations

13 Trigonometry operations

5 Statistics functions + data repeat

Specify significance and precision

Autometic precedence and ability parenthesis

Covariance & Correlation:

Covariance and Correlation by entering data. Data sets need to appear column wise. When a row is added, the data points for all the groups in the same position are added.

Covariance and Correlation from file

Covariance from correlation

Correlation from covariance

Significance of correlation

Effect Size:

Effect Size - Hierarchical Multiple Regression

Effect Size - Multiple Regression

Effect size Student's t-Test: Calculates the (two-tailed) effect size for Student's t-test (Cohen's d), given the mean and standard deviation for two independent samples of equal size.

Error Function:

Computes the value of the error function (a.k.a the Gauss error function) evaluated at a value of x. The value returned will be the error function evaluated along the integral from zero to x.

Computes value of the complementary error function. Error function evaluated along the integral from x to positive infinity.

Gamma Function:

Gamma Function

Incomplete Gamma Function

Regularized Incomplete Gamma Function

Probability:

5 Probability Density Function (PDF) functions

3 Cumulative Density Function (CDF) functions

a. Fisher F-Distribution

b. Normal distribution

c. Standard Normal Distribution

9 p-Values + 5 inverse

a. Chi-Square test

b. Correlation Coefficient

c. Fisher F-test & inverse

d. Fisher' Exact Test

e. Normal - cumulative, 1 & 2-Tailed & inverse

f. Student T-Test & inverse

Simple and Multiple Regression:

Calculates simple and multiple regression

Accepts input from data file

Allows entry of input data from key board

4. Draws graphs for simple regression

Solver (with reverse Polish post-fix notation calculator):

Solves f(x)

Value of f(x) at c

fc clears fx

Cij supplies coefficient

20 Basic Arithmetic functions

Fraction functions

5 Probability Operations

4 Memory Operations

13 Trigonometry operations

5 Statistics functions + data repeat

Specify significance and precision

Simplify fractions

Summary Statistics:

Calculates the following 10 summary statistics.

min

max

mean

n

sum

sum of squares

standard deviation

variance

95th percentile

skewness

From entering data points or picking up data in a file where each line contains a data point.

## Bond Calculator Basic

This application computes fair value of bond when par value, time to maturity, coupon rate, coupon frequency and yield is supplied. App computes yield when bond price is supplied. Maturity time can be entered or selected. Coupon is paid semi-annually by default. Current date is assumed to be the settlement date.

## Wind Chill Index

Wind Chill Index calculates wind chill (in ºF, ºC and Watts/Squared Meter) from air temperature (in ºF or ºC) and wind speed (Miles/Hour or Kilometers/Hour).

This application calculates wind-chill index when temperature is above 40 ºF or 4.4 ºC. However, the models do not hold well at such temperatures.

Help video available.

## WACC

Weighted Average Cost of Capital (WACC) calculates cost of capital from cost of debt (Rd), Cost of Equity (Re), Tax Rate and Leverage. Re and Leverage can be provided as input. When, risk free rate (Rf), Beta and Market Risk Premium (MRP) is supplied, Re is calculated. When Debt and Equity is provided leverage is derived.

## Mobile Banker - Trial

Mobile Banker is the most comprehensive financial application for investment bankers, MBA students and finance professionals.

Key Features:

1. Amortization

2. Bond

a. Straight Bond

b. Convertible Bond

c. Accrued Interest

3. Calendar Function

a. Date Add/subtract

b. Days/Month/Years between dates

c. Day of Week

4. Advanced Post-fix Scientific Calculator Calculator

a. 20 Basic Arithmetic Operations

b. Ability to specify and perform fractions

c. 3Probability Operations

d. 5 Memory Operations

e. 13 Trigonometry operations

f. 7 Statistics functions + data repeat

g. Specify significance and precision

h. Simplify mixed fractions

i. Rounding

j. Random number generation

k. Rectangular to plar and vice versa

5. Consumer Finance

a. Auto Finance

i. Amortization

ii. Comparison

iii. Lease

iv. Lease vs. Buy

v. Hybrid Break Even Point Analysis

vi. What if analysis

b. College Finance

i. Amortization

ii. Comparison

iii. Consolidation

iv. What if analysis

c. Home Finance

i. Amortization

ii. Affordability

iii. APR

iv. Balloon Payment

v. Comparison

vi. Cost

v. Duration

vi. Qualification

vii. What if analysis

6. Depreciation

a. Straight Line

b. Accelerated Depreciation - Double Declining

c. Sum of Years Digits

d. Production or Use

e. MACRS

7. Forward & Future

a. Commodity

b. Currency

c. Index

d. Forward

8. Interest Rate

a.Annuity

b. Compound Interest

c. Effective Annual Cost (EAC)

d. Effective Annual Rate (EAR)

e. Nominal/Real Interest Rate

f. Perpetuity

g. Simple Interest

9. NPV/IRR

a. Interval

i. Calculate NPV of a series ofcash flows

ii. Calculate IRR of a series of cash flow in APR and in Continuous Compounding (CC)

iii. Flexible cash flow (CF) timing

iv. Flexible discount rates for NPV. Discount rate is carried over if none specified for a CF.

v. Accepts CF repetitions.

vi. CF starts at non-zero CF timing, if specified.Other wise, CF for IRR starts at 0 and NPV at 1. CF starts at next number

b. Time

i. Specify cash flow start time

ii. Specify date of occurrance of cash flow

iii. Specify cash flow repeat frequency in Month, Quarter, Half-Year, Year.

iv. Rest of NPV/IRR - Interval functionality follow.

10. Monte Carlo Simulation

Simulates prices from the following 4 parameters:

a. Trading days

b. Initial value

c. daily average

d. daily standard deviation of prices

11. Option

a. Equity/Index

i. Option Value

ii. Greeks

iii. Implied Volatility

iv. Profitability analysis

b. Foreign Currency

i. Option Value

ii. Greeks

iii. Implied Volatility

iv. Profitability analysis

c. Option On Future

i. Option Value

ii. Greeks

iii. Implied Volatility

iv. Profitability analysis

12. T-Bill

a. T-Bill Eq - Bond Equivalent Yield of Treasury Bills from settlement date, maturity date , and discount rate

b. T-Bill Price Returns the price per $100 face value for a Treasury bill from from settlement date, maturity date , (or time to maturity in days, months and years) and discount rate.

c. T-Bill Yield - Returns the yield for a Treasury bill from settlement date, maturity date , and price. Face value of Treasury Bill is $100.

13. Time Value

14. Valuation - APV, Beta Un-lever, Beta Re-Lever, CAPM, WACC, WACC Valuation

14. What if analysis

15. World Time

Select city and time zone from region

Select of 600 time zones and 600 cities by region

a. Local time in 242 capitals by region

b. Local time in 50 major cities

c. Save cities, time zones, date input format, country specific display format, base city and base time zone

d. Jump to base city and time zone

e. Obtain local time, search and convert

f. Display in 8 locales

16. Yield Curve

17. Z-Score & bankruptcy probability

Computes Z-Score, bankruptcy probability and interprets Z-Score (safe zone, distress zone, gray area) from market value measures.

18. What's Related displays related Business Compass LLC apps

19. Places call to Business Compass

20. Context sensitive help video

21. Graphs & Charts

22. Save/E-mail Result

## Stock Option Basic

This application computes European call and put option prices when stock, strike, risk free interest rate, expiry time or date, historic volatility and dividend yield (optional) are supplied.

Expiration time in Days, Months and Year can be entered.

Expiration date can be selected.

Displays call and put profit graphs.

## MySQL Replication

MySQL Replication Simplified explains how the replication process works and what the benefits are. Then, it provides detailed step-by-step east to understand examples with visuals to set up a variety of replication configurations including the process of copying master to replica, making configuration changes and commands to establish replication. This book offers ways to troubleshoot, especially to interpret errors and to repair broken replication. In the end, it provides a mechanism to monitor working replication to alert on the event of replication issues.

This book covers the following topics.

• What is MySQL Replication

• Benefits of replication

• How replication process works

• Replication configurations

• Components of Replication system

• Approach to replication

• Copying master to replica

• MySQL configuration parameters

• Commands useful to establish replication

• Setting up of replication user account

• Establishing various replication configurations

• Skipping SQL Errors

• Using SQL_Slave_Skip_Counter

• Experimenting with auto increment variables

• Interpreting show slave status output

• Understanding shows processlist

• Including & excluding databases & tables in replication

• Interpreting binary and relay log files using mysqlbinlog

• Troubleshooting and repairing broken replication

• Monitoring MySQL replication

Additional information can be found at http://mysqlreplicationsimplified.com.

## Finance for IT Managers

This book offers valuable finance concepts to IT Managers and Project Managers so that they can carry out cost benefit analysis, develop a business case to justify ROI of a project, secure funding and execute the project. NPV, IRR, Payback Period, ROI, TCO, Capital vs. Operating Expense, Depreciation & Amortization, Outsourcing & Offshoring, Cost Benefit Analysis and Business Case are presented in detail. This book presents wide array of examples in each chapter with easy to understand diagrams. In the end, the reader will be comfortable with IT Finance concepts. This book covers the following.

Chapter 2 – Time Value of Money – This chapter covers interest rate, present value (PV), Future Value (FV), Net Present Value (NPV) and Payment. It explains how NPV is used for deciding IT Projects.

Chapter 3 – Internal Rate of Return (IRR) – This chapter explains IRR. It presents several examples of IRR. It presents how IRR is used for deciding IT projects as well as the limitations of IRR.

Chapter 4 – Opportunity Cost – This chapter explains the economic value of the best alternative given up by making a decision.

Chapter 5 – Sunk Cost – This chapter explains how the money spent does not impact future decision on a project.

Chapter 6 – Cost of Capital – This chapter explains the concept behind cost of capital and how to calculate one. This rate is used for discounting cash flows for IT projects.

Chapter 7 – Payback Period – This chapter explains the payback period is. It presents a detail example of payback period.

Chapter 8 – Expected Value (EV) – This chapter describes what EV is and presents examples to calculate EV of a project based on different outcome.

Chapter 9 – Expected Annual Cost (EAC) – This chapter presents how to compare machines of unequal lives.

Chapter 10 – Capital vs. Operating Expense – This chapter explains what these are. It presents IT costs and categorizes them into Capital vs. Operating Expense. SDLC Waterfall and Agile methodology are presented and a phase within each life cycle is categorized into Capital vs. Operating Expense. Purchase of package software, customization of package software, software development, equipment purchase and maintenance cost are categorized into Capital vs. Operating Expense with plenty of examples.

Chapter 11 – Depreciation and Amortization – This chapter explains how hardware is depreciated while software and goodwill are amortized with examples.

Chapter 12 – Total Cost of Ownership (TCO) – This chapter explains what the concept behind TCO is. It presents TCO for a server, a web site, an ERP system, a Data Warehouse System and a mobile app.

Chapter 13 – Chargeback – This chapter explains how to develop a chargeback model. It presents examples of chargeback model for a Load Testing CoE, Incident Management System and Private Cloud.

Chapter 14 – Financing vs. Leasing – This chapter explains the concepts behind financing and leasing. It presents examples to explain the concepts.

Chapter 15 – Cost Benefit Analysis (CBA) – This chapter explains the concepts behind cost benefit analysis. It presents examples to explain the concepts. It explains how NPV and IRR play a role in deciding a project from among multiple competing projects.

Chapter 16 – Off-Shoring and Outsourcing – This chapter explains the concepts. It presents various scenarios to understand costs associated with off shoring and out-sourcing.

Chapter 17 – Business Case – This chapter presents how to develop a business case. It presents a mobile app project and the sales volume and income statement. In the end, the analysis calculates IRR from the cash flow.

Our web sites are http://financeforitmanagers.com, http://altmanzscoreplus.com and https://businesscompassllc.com.

## SQLite for Mobile Apps

This app presents the architecture, functionalities, and data types supported by SQLite. It demonstrates how to use SQLite Command-Line shell. Then, the book presents the approach to use SQLite in Mobile Apps. Later, it presents developing Android, BlackBerry and iOS Applications using SQLite to store and retrieve data with step-by-step details as well as list of source code. In addition, it presents how to use Android ADB Shell to open SQLite Database created for the application. Similarly, it shows the database contents from BlackBerry SD Card and iOS database file.

Chapter 1 – Introduces SQLite and describes the chapters.

Chapter 2 – SQLite Overview – Architecture, functionality, data types, Data Definition Language (DDL) statements, DML (Data Manipulation Language) statements and function call process flow and mobile devices.

Chapter 3 – Command line shell – This chapter describes how to use SQLite Command line shell.

Chapter 4 – Set up for use in Mobile Apps – This chapter presents a process flow. It presents the database structure, DDL and DML executed in the database. It also presents the sample Part Maintenance application user interface to be used repeated in Android, BlackBerry, iOS and Web App.

Chapter 5 – Use in Android Apps – This chapter narrates the approach, implementation, code listing, screenshots, accessing SQLite Database through launching ADB shell and opening SQLite command line.

Chapter 6 – Use in BlackBerry App – This chapter narrates the approach, implementation, code listing, screenshots, accessing SQLite Database through opening SQLite database in command line.

Chapter 7 – Use in iOS App – This chapter narrates the approach, implementation, code listing, screenshots, accessing SQLite Database through opening SQLite database in command line.

## IndiaWilds

Experience India's magnificent wildlife through the images, videos, sounds, articles, and travelogue filled pages of IndiaWilds™ by the click of an icon on your mobile device! Learn Wildlife photography, discuss with fellow enthusiasts and conservationists about protecting wildlife, enrich knowledge of wildlife behavior from articles, videos and nature sounds; be inspired as well as inspire others. IndiaWilds™ was conceived by award winning filmmaker and photographer Sabyasachi Patra who left a high profile corporate career to dedicate his life to help improve the perilous state of wildlife and filming.

Sabyasachi's key work includes the following documentaries and numerous photographs of Indian wildlife.

1. A Call in the rainforest

2. Leopards: The Last Stand

3. Save The Himalaya

4. Faith: Ganga Aarti

5. Mother and Child

6. The Fall of Harappa

IndiaWilds™ web site is http://indiawilds.com.

P.S. Business Compass® LLC has published this app with permission from IndiaWilds™ for the content and marks. Business Compass LLC' web site is http://businesscompassllc.com.

## Altman Z-Score+

Sniff out bankruptcy long before it occurs!

This app allows access to Altman Z-Score+ web subscription.

6000+ industrial companies trading on US Exchanges (NYSE, NASDAQ, AMEX, OTC BB and Pink-sheet) and Canada exchanges can be analyzed by entering ticker symbol.

This app has been developed and enhanced in collaboration with Dr. Edward I. Altman, Max L. Heine Professor of Finance at the Stern School of Business, New York University to:

1. Make informed corporate lending decisions

2. Manage accounts receivable more effectively

3. Select corporate equity and debt securities

4. Identify and manage corporate defaults and turnarounds

Key Features:

1. Analyze Z, Z' and Z" scores for Public US Manufacturing, Private US Manufacturing, US Public & Private Non-Manufacturing and Public/Private Foreign industrial firms

2. Generate Bond Rating Equivalent (BRE)

a. Based on industry category

b. Credit Rating Agency latter and alphanumeric grades

3. Understand percentile ranking within and across manufacturing and non-manufacturing sectors

4. Generate probability of default (PD) over 1-10 years of time horizon into future for existing loans/bonds and/or all customers as well as for new bond/loan issues

5. For BRE in default (D), generate statistical probability of default

6. Analyze trends over 3 year period

7. Provide a score, generate BRE and PD.

8. 3472 (2654 US and 618 Non-US) industrial companies trading on NYSE, NASDAQ, AMEX, OTC BB and Pink-sheet can be analyzed by entering ticker symbol. 100 companies can be analyzed every quarter.

9. Upload data file to web site, access and process the file from the app - useful in client presentations and travel - assistant can upload file remotely for analysis and presentation from App

10. Share result via e-mail. E-mail with result in body of the message and tab delimited text file as attachment for easy import into popular spreadsheet apps

11. Calculator is available with data input so that user can perform arithmetic calculations right from inside the App

12. Compare companies by entering ticker symbol

13. Analyze a company by entering ticker symbol

14. S&P 500 10 year history

15. Dow 30

16. Scan for companies based on market capitalization, SIC Code, Z-Score, BRE, PD

Refresh Frequency:

1. Benchmarks and Percentiles will be updated at least once a year.

2. Score data will be refreshed on a monthly